# Aflac Inc (AFL)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/aflac-inc/ JSON: https://steadybase.io/company/aflac-inc.json Checked Nov 10, 2026. Latest filing read: Nov 5, 2026.

## Company

- Legal name: AFLAC INC
- Ticker: AFL (NYSE)
- SEC CIK: 0000004977
- Industry: Accident & Health Insurance (SIC 6321)
- Headquarters: Columbus, GA
- Fiscal year ends: December 31
- SEC filer category: Large accelerated filer
- Website: aflac.com
- Investor relations: https://investors.aflac.com/
- LinkedIn: https://www.linkedin.com/company/aflac
- Next earnings date: Feb 4, 2027 (estimated from past 8-K timing)

## Key facts

- Revenue: $17.2B for the fiscal year ended Dec 31, 2025 (10-K filed Feb 25, 2026). Source: https://www.sec.gov/Archives/edgar/data/4977/000162828026011402/0001628280-26-011402-index.html
- Operating income: $4.2B for the fiscal year ended Dec 31, 2022 (10-K filed Feb 24, 2023). Source: https://www.sec.gov/Archives/edgar/data/4977/000000497723000055/0000004977-23-000055-index.html
- Net income: $3.6B for the fiscal year ended Dec 31, 2025 (10-K filed Feb 25, 2026). Source: https://www.sec.gov/Archives/edgar/data/4977/000162828026011402/0001628280-26-011402-index.html
- SG&A: $3.3B for the fiscal year ended Dec 31, 2025 (10-K filed Feb 25, 2026). Source: https://www.sec.gov/Archives/edgar/data/4977/000162828026011402/0001628280-26-011402-index.html
- Shares outstanding: 494,607,060 as of Oct 27, 2026 (10-Q filed Nov 5, 2026). Source: https://www.sec.gov/Archives/edgar/data/4977/000162828026070776/0001628280-26-070776-index.html
- Auditor: Kpmg LLP, Atlanta, Georgia, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/4977/000162828026011402/afl-20251231.htm

## Business

The Private Securities Litigation Reform Act of 1995 provides a safe harbor to encourage companies to provide prospective information, so long as those informational statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those included in the forward-looking statements. Aflac Incorporated and its subsidiaries (the Company) desire to take advantage of these provisions.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/4977/000162828026011402/afl-20251231.htm

## Annual results

| Fiscal year ended | Revenue | Operating income | Net income | SG&A |
|---|---|---|---|---|
| Dec 31, 2025 | $17.2B | n/a | $3.6B | $3.3B |
| Dec 31, 2024 | $18.9B | n/a | $5.4B | $3.0B |
| Dec 31, 2023 | $18.7B | n/a | $4.7B | $3.2B |
| Dec 31, 2022 | $19.1B | $4.2B | $4.4B | $3.2B |
| Dec 31, 2021 | $21.6B | $4.9B | $4.2B | $3.5B |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/aflac-inc.json

## Officers and directors

- Daniel P. Amos, Chairman, Aflac Incorporated and Aflac, since 2001; Chief Executive Officer, Aflac Incorporated and Aflac, since 1990; President, Aflac Incorporated, from 2024 until 2025. Source: 10-K filed Feb 25, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026011402/afl-20251231.htm
- Steven Kent Beaver, EVP, CFO Aflac Japan. Source: Form 4 filed May 27, 2026, https://www.sec.gov/Archives/edgar/data/4977/000000497726000094/0000004977-26-000094-index.htm
- Max K. Brodén, Senior Executive Vice President, Aflac Incorporated and Aflac, since 2025; Chief Financial Officer, Aflac Incorporated, since 2020; Executive Vice President, Aflac Incorporated and Aflac, from 2020 until 2025; Treasurer, Aflac, from 2017 until 2024; Treasurer, Aflac Incorporated from 2017 until 2021. LinkedIn: https://www.linkedin.com/in/max-broden-7369a81b. Source: 10-K filed Feb 25, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026011402/afl-20251231.htm
- Steven K. Beaver, Executive Vice President, Chief Financial Officer, Aflac Japan, since 2024; First Senior Vice President, Deputy Chief Financial Officer, Aflac Japan, from 2023 until 2024; Senior Vice President, Chief Financial Officer, Aflac U.S., from 2019 until 2023. LinkedIn: https://linkedin.com/in/steven-beaver-32b78239. Source: 10-K filed Feb 25, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026011402/afl-20251231.htm
- Max Broden, Sr. EVP, CFO. Source: Form 4 filed Feb 17, 2026, https://www.sec.gov/Archives/edgar/data/4977/000000497726000035/0000004977-26-000035-index.htm
- Virgil Raynard Miller, President, Aflac Inc. and U.S.. Source: Form 4 filed Feb 12, 2026, https://www.sec.gov/Archives/edgar/data/4977/000000497726000031/0000004977-26-000031-index.htm
- Audrey B. Tillman, Senior Executive Vice President, Aflac Incorporated and Aflac, since 2025; General Counsel, Aflac Incorporated and Aflac, since 2014; Executive Vice President, Aflac Incorporated and Aflac, from 2014 until 2025. Source: 10-K filed Feb 25, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026011402/afl-20251231.htm
- Robin L. Blackmon, Senior Vice President, Financial Services; Chief Accounting Officer. Source: 10-K filed Feb 25, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026011402/afl-20251231.htm
- Bradley Eugene Dyslin, Executive Vice President. Source: Form 4 filed Feb 12, 2026, https://www.sec.gov/Archives/edgar/data/4977/000000497726000021/0000004977-26-000021-index.htm
- Robin Littrell Blackmon, SVP, Chief Accounting Officer. Source: Form 4 filed Feb 11, 2026, https://www.sec.gov/Archives/edgar/data/4977/000000497726000005/0000004977-26-000005-index.htm
- Charles D. Lake Ii, Chairman & Rep. Director, ALIJ. Source: Form 4 filed May 7, 2026, https://www.sec.gov/Archives/edgar/data/4977/000000497726000082/0000004977-26-000082-index.htm
- Masatoshi Koide, Pres. and Rep. Director, ALIJ. Source: Form 4 filed Sep 18, 2026, https://www.sec.gov/Archives/edgar/data/4977/000000497726000104/0000004977-26-000104-index.htm
- Frederic Jean Guy Simard, Deputy President, Aflac U.S.. Source: Form 4 filed Sep 17, 2026, https://www.sec.gov/Archives/edgar/data/4977/000000497726000102/0000004977-26-000102-index.htm
- Joseph L. Moskowitz, a member of the Company's board of directors. Source: 10-K filed Feb 25, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026011402/afl-20251231.htm
- Miwako Hosoda, a member of the Company's board of directors. Source: 10-K filed Feb 25, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026011402/afl-20251231.htm
- ARTHUR R. COLLINS, Board member (per proxy). Source: DEF 14A filed Mar 19, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026019621/afl-20260319.htm
- Audrey Boone Tillman, Named in proxy. Source: DEF 14A filed Mar 19, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026019621/afl-20260319.htm
- Bradley E. Dyslin, Executive Vice President, Global Chief Investment Officer; President, Aflac Global Investments. Source: DEF 14A filed Mar 19, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026019621/afl-20260319.htm
- GEORGETTE D. KISER, Board member (per proxy). Source: DEF 14A filed Mar 19, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026019621/afl-20260319.htm
- KAROLE F. LLOYD, Board member (per proxy). Source: DEF 14A filed Mar 19, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026019621/afl-20260319.htm
- KATHERINE T. ROHRER, Board member (per proxy). Source: DEF 14A filed Mar 19, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026019621/afl-20260319.htm
- MICHAEL A. FORRESTER, Board member (per proxy). Source: DEF 14A filed Mar 19, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026019621/afl-20260319.htm
- NOBUCHIKA MORI, Board member (per proxy). Source: DEF 14A filed Mar 19, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026019621/afl-20260319.htm
- THOMAS J. KENNY, Board member (per proxy). Source: DEF 14A filed Mar 19, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026019621/afl-20260319.htm
- Virgil R. Miller, President, Aflac Incorporated and Aflac U.S.. LinkedIn: https://linkedin.com/in/virgil-miller-753183107. Source: DEF 14A filed Mar 19, 2026, https://www.sec.gov/Archives/edgar/data/4977/000162828026019621/afl-20260319.htm

## Recent 8-K events

- Nov 4, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/4977/000162828026070181/afl-20261104.htm
- Aug 6, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/4977/000162828026054333/afl-20260806.htm
- Jun 30, 2026: Item 8.01, Other events. Source: https://www.sec.gov/Archives/edgar/data/4977/000162828026046124/afl-20260630.htm
- May 28, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/4977/000110465926067551/tm2614650d1_8k.htm
- May 14, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/4977/000110465926061314/tm2614650d1_8k.htm
- May 7, 2026: Item 5.07, Submission of matters to a vote of security holders. Source: https://www.sec.gov/Archives/edgar/data/4977/000162828026032022/afl-20260504.htm
- Apr 29, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/4977/000162828026028396/afl-20260429.htm
- Feb 4, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/4977/000162828026005458/afl-20260204.htm
- Nov 4, 2025: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/4977/000162828025048906/afl-20251104.htm
- Aug 27, 2025: Item 2.03, Creation of a direct financial obligation. Source: https://www.sec.gov/Archives/edgar/data/4977/000110465925084038/tm2523432d3_8k.htm

## Insider trades (Form 4)

- Sep 16, 2026: Masatoshi Koide (Pres. and Rep. Director, ALIJ) sold 13,201 shares, about $1.6M. Source: https://www.sec.gov/Archives/edgar/data/4977/000000497726000104/0000004977-26-000104-index.htm
- Aug 10, 2026: Joseph L. Moskowitz (Director) sold 600 shares, about $74,460. Source: https://www.sec.gov/Archives/edgar/data/4977/000000497726000098/0000004977-26-000098-index.htm
- Jun 22, 2026: Joseph L. Moskowitz (Director) sold 12,370 shares, about $1.4M. Source: https://www.sec.gov/Archives/edgar/data/4977/000000497726000096/0000004977-26-000096-index.htm
- May 22, 2026: Steven Kent Beaver (EVP, CFO Aflac Japan) sold 5,508 shares, about $648,897. Source: https://www.sec.gov/Archives/edgar/data/4977/000000497726000094/0000004977-26-000094-index.htm
- May 15, 2026: Thomas J. Kenny (Director) sold 1,740 shares, about $202,832. Source: https://www.sec.gov/Archives/edgar/data/4977/000000497726000091/0000004977-26-000091-index.htm
- May 14, 2026: Arthur Reginald Collins (Director) sold 2,300 shares, about $268,065. Source: https://www.sec.gov/Archives/edgar/data/4977/000000497726000089/0000004977-26-000089-index.htm
- May 8, 2026: Joseph L. Moskowitz (Director) sold 600 shares, about $68,238. Source: https://www.sec.gov/Archives/edgar/data/4977/000000497726000086/0000004977-26-000086-index.htm
- May 6, 2026: Miwako Hosoda (Director) sold 243 shares, about $27,824. Source: https://www.sec.gov/Archives/edgar/data/4977/000000497726000084/0000004977-26-000084-index.htm
- May 5, 2026: Charles D. Lake Ii (Chairman & Rep. Director, ALIJ) sold 6,500 shares, about $737,295. Source: https://www.sec.gov/Archives/edgar/data/4977/000000497726000082/0000004977-26-000082-index.htm
- Mar 25, 2026: Charles D. Lake Ii (Chairman & Rep. Director, ALIJ) sold 5,000 shares, about $536,350. Source: https://www.sec.gov/Archives/edgar/data/4977/000000497726000050/0000004977-26-000050-index.htm
- Mar 11, 2026: Masatoshi Koide (Pres. and Rep. Director, ALIJ) sold 15,431 shares, about $1.7M. Source: https://www.sec.gov/Archives/edgar/data/4977/000000497726000048/0000004977-26-000048-index.htm
- Mar 11, 2026: Charles D. Lake Ii (Chairman & Rep. Director, ALIJ) sold 15,590 shares, about $1.7M. Source: https://www.sec.gov/Archives/edgar/data/4977/000000497726000046/0000004977-26-000046-index.htm
- Mar 9, 2026: Joseph L. Moskowitz (Director) sold 600 shares, about $66,054. Source: https://www.sec.gov/Archives/edgar/data/4977/000000497726000044/0000004977-26-000044-index.htm
- Feb 20, 2026: Steven Kent Beaver (EVP, CFO Aflac Japan) sold 7,387 shares, about $839,015. Source: https://www.sec.gov/Archives/edgar/data/4977/000000497726000042/0000004977-26-000042-index.htm
- Feb 6, 2026: Max Broden (Sr. EVP, CFO) sold 13,000 shares, about $1.5M. Source: https://www.sec.gov/Archives/edgar/data/4977/000000497726000002/0000004977-26-000002-index.htm

## Latest filings

- 8-K filed Aug 6, 2026: https://www.sec.gov/Archives/edgar/data/4977/000162828026054333/afl-20260806.htm
- 10-K filed Feb 25, 2026: https://www.sec.gov/Archives/edgar/data/4977/000162828026011402/afl-20251231.htm
- 10-Q filed Aug 7, 2026: https://www.sec.gov/Archives/edgar/data/4977/000162828026054618/afl-20260630.htm
- DEF 14A filed Mar 19, 2026: https://www.sec.gov/Archives/edgar/data/4977/000162828026019621/afl-20260319.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/