{
  "name": "AMERICAN COASTAL INSURANCE Corp",
  "legal_name": "AMERICAN COASTAL INSURANCE Corp",
  "ticker": "ACIC",
  "tickers": [
    "ACIC"
  ],
  "cik": "0001401521",
  "page_url": "https://steadybase.io/company/american-coastal-insurance-corp/",
  "markdown_url": "https://steadybase.io/company/american-coastal-insurance-corp.md",
  "json_url": "https://steadybase.io/company/american-coastal-insurance-corp.json",
  "as_of": "2026-11-10",
  "last_filed": "2026-11-05",
  "industry": {
    "sic": "6331",
    "description": "Fire, Marine & Casualty Insurance"
  },
  "headquarters": {
    "city": "Saint Petersburg",
    "state": "FL",
    "country": "US"
  },
  "exchanges": [
    "Nasdaq"
  ],
  "fiscal_year_end": "December 31",
  "filer_category": "Accelerated filer",
  "state_of_incorporation": "DE",
  "website": "amcoastal.com",
  "investor_relations_url": null,
  "linkedin_company_url": "https://www.linkedin.com/company/amcoastal-insurance-company",
  "summary": {
    "text": "American Coastal Insurance Corporation (referred to in this Form 10-K as we, our, us, the Company or ACIC) is a holding company primarily engaged in the commercial property and casualty insurance business with investments in the United States. On July 10, 2023, we changed our corporate name from United Insurance Holdings Corp. to American Coastal Insurance Corporation. We conduct our business principally through our wholly owned insurance subsidiary, American Coastal Insurance Company (AmCoastal).",
    "section": "Item 1. Business",
    "period_end": "2025-12-31",
    "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000140152126000015/acic-20251231.htm"
  },
  "key_facts": [
    {
      "key": "revenue",
      "label": "Revenue",
      "value": 335439000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-03-09",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000140152126000015/0001401521-26-000015-index.html",
      "text": "Revenue: $335.4M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 9, 2026)."
    },
    {
      "key": "operating_income",
      "label": "Operating income",
      "value": 140277000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
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      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000140152126000015/0001401521-26-000015-index.html",
      "text": "Operating income: $140.3M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 9, 2026)."
    },
    {
      "key": "net_income",
      "label": "Net income",
      "value": 106837000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-03-09",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000140152126000015/0001401521-26-000015-index.html",
      "text": "Net income: $106.8M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 9, 2026)."
    },
    {
      "key": "sga",
      "label": "SG&A",
      "value": 40463000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "derived",
      "form": "10-K",
      "filed": "2026-03-09",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000140152126000015/0001401521-26-000015-index.html",
      "text": "SG&A: $40.5M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 9, 2026)."
    },
    {
      "key": "employees",
      "label": "Employees",
      "value": 68,
      "unit": "people",
      "period_end": "2025-12-31",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000140152126000015/acic-20251231.htm",
      "text": "Employees: 68 as of Dec 31, 2025, as reported in an SEC filing."
    },
    {
      "key": "shares_outstanding",
      "label": "Shares outstanding",
      "value": 47289189,
      "unit": "shares",
      "period_end": "2026-11-02",
      "form": "10-Q",
      "filed": "2026-11-05",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000140152126000045/0001401521-26-000045-index.html",
      "text": "Shares outstanding: 47,289,189 as of Nov 2, 2026 (10-Q filed Nov 5, 2026)."
    },
    {
      "key": "auditor",
      "label": "Auditor",
      "value": "Deloitte & Touche LLP",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000140152126000015/acic-20251231.htm",
      "text": "Auditor: Deloitte & Touche LLP, Tampa, Florida, named in the latest 10-K."
    }
  ],
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    {
      "name": "Brad Martz",
      "title": "President & CEO",
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      "shares": 21196,
      "value_usd": 192036,
      "date": "2026-09-24",
      "filed": "2026-09-25",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000185751226000014/0001857512-26-000014-index.htm"
    },
    {
      "owner": "Brad Martz",
      "role": "President & CEO",
      "action": "bought",
      "code": "P",
      "shares": 10000,
      "value_usd": 91500,
      "date": "2026-09-22",
      "filed": "2026-09-24",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000155778526000012/0001557785-26-000012-index.htm"
    },
    {
      "owner": "Christopher Griffith",
      "role": "Chief Operating Officer",
      "action": "sold",
      "code": "S",
      "shares": 41672,
      "value_usd": 391914,
      "date": "2026-08-17",
      "filed": "2026-08-19",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000177716526000012/0001777165-26-000012-index.htm"
    },
    {
      "owner": "Kern Michael Davis",
      "role": "Director",
      "action": "bought",
      "code": "P",
      "shares": 200,
      "value_usd": 2210,
      "date": "2026-03-20",
      "filed": "2026-03-23",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000151296426000007/0001512964-26-000007-index.htm"
    },
    {
      "owner": "Kern Michael Davis",
      "role": "Director",
      "action": "bought",
      "code": "P",
      "shares": 800,
      "value_usd": 8944,
      "date": "2026-03-19",
      "filed": "2026-03-19",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000151296426000005/0001512964-26-000005-index.htm"
    },
    {
      "owner": "Kern Michael Davis",
      "role": "Director",
      "action": "bought",
      "code": "P",
      "shares": 1400,
      "value_usd": 16394,
      "date": "2026-03-04",
      "filed": "2026-03-18",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000151296426000003/0001512964-26-000003-index.htm"
    },
    {
      "owner": "Troy J. Crawford",
      "role": "Chief Underwriting Officer",
      "action": "bought",
      "code": "P",
      "shares": 3200,
      "value_usd": 35488,
      "date": "2026-02-23",
      "filed": "2026-02-24",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000208925426000005/0002089254-26-000005-index.htm"
    },
    {
      "owner": "Christopher Griffith",
      "role": "Chief Operating Officer",
      "action": "sold",
      "code": "S",
      "shares": 18409,
      "value_usd": 218331,
      "date": "2025-11-10",
      "filed": "2025-11-12",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000177716525000005/0001777165-25-000005-index.htm"
    }
  ],
  "quotes": [],
  "latest_filings": [
    {
      "form": "8-K",
      "filed": "2026-10-29",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000140152126000042/acic-20261029.htm"
    },
    {
      "form": "10-K",
      "filed": "2026-03-09",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000140152126000015/acic-20251231.htm"
    },
    {
      "form": "10-Q",
      "filed": "2026-08-06",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000140152126000037/acic-20260630.htm"
    },
    {
      "form": "DEF 14A",
      "filed": "2026-04-01",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1401521/000140152126000023/acic-20260401.htm"
    }
  ],
  "source": "SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from."
}