# AMERICAN COASTAL INSURANCE Corp (ACIC)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/american-coastal-insurance-corp/ JSON: https://steadybase.io/company/american-coastal-insurance-corp.json Checked Nov 10, 2026. Latest filing read: Nov 5, 2026.

## Company

- Legal name: AMERICAN COASTAL INSURANCE Corp
- Ticker: ACIC (Nasdaq)
- SEC CIK: 0001401521
- Industry: Fire, Marine & Casualty Insurance (SIC 6331)
- Headquarters: Saint Petersburg, FL
- Fiscal year ends: December 31
- SEC filer category: Accelerated filer
- Website: amcoastal.com
- LinkedIn: https://www.linkedin.com/company/amcoastal-insurance-company
- Next earnings date: Feb 5, 2027 (estimated from past 8-K timing)

## Key facts

- Revenue: $335.4M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 9, 2026). Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000015/0001401521-26-000015-index.html
- Operating income: $140.3M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 9, 2026). Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000015/0001401521-26-000015-index.html
- Net income: $106.8M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 9, 2026). Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000015/0001401521-26-000015-index.html
- SG&A: $40.5M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 9, 2026). Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000015/0001401521-26-000015-index.html
- Employees: 68 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000015/acic-20251231.htm
- Shares outstanding: 47,289,189 as of Nov 2, 2026 (10-Q filed Nov 5, 2026). Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000045/0001401521-26-000045-index.html
- Auditor: Deloitte & Touche LLP, Tampa, Florida, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000015/acic-20251231.htm

## Business

American Coastal Insurance Corporation (referred to in this Form 10-K as we, our, us, the Company or ACIC) is a holding company primarily engaged in the commercial property and casualty insurance business with investments in the United States. On July 10, 2023, we changed our corporate name from United Insurance Holdings Corp. to American Coastal Insurance Corporation. We conduct our business principally through our wholly owned insurance subsidiary, American Coastal Insurance Company (AmCoastal).

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/1401521/000140152126000015/acic-20251231.htm

## Annual results

| Fiscal year ended | Revenue | Operating income | Net income | SG&A |
|---|---|---|---|---|
| Dec 31, 2025 | $335.4M | $140.3M | $106.8M | $40.5M |
| Dec 31, 2024 | $296.7M | $99.6M | $75.7M | $44.8M |
| Dec 31, 2023 | $264.4M | $93.9M | $309.9M | $37.6M |
| Dec 31, 2022 | $221.7M | -$8.7M | -$469.9M | $43.7M |
| Dec 31, 2021 | $228.7M | -$10.5M | -$57.9M | $31.4M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/american-coastal-insurance-corp.json

## Officers and directors

- Brad Martz, President & CEO. LinkedIn: https://www.linkedin.com/in/brad-martz-ab29973. Source: Form 4 filed Sep 24, 2026, https://www.sec.gov/Archives/edgar/data/1401521/000155778526000012/0001557785-26-000012-index.htm
- Svetlana Castle, Chief Financial Officer. Source: Form 4 filed May 14, 2026, https://www.sec.gov/Archives/edgar/data/1401521/000200962926000008/0002009629-26-000008-index.htm
- Troy J. Crawford, Chief Underwriting Officer. LinkedIn: https://linkedin.com/in/troycrawfordinsexec. Source: Form 4 filed Jul 17, 2026, https://www.sec.gov/Archives/edgar/data/1401521/000208925426000009/0002089254-26-000009-index.htm
- James Andy Gray, Chief Compliance/Risk Officer. Source: Form 4 filed May 14, 2026, https://www.sec.gov/Archives/edgar/data/1401521/000200981526000010/0002009815-26-000010-index.htm
- Brooke Adler, Secretary. Source: Form 4 filed Sep 25, 2026, https://www.sec.gov/Archives/edgar/data/1401521/000185751226000014/0001857512-26-000014-index.htm
- ALEC L. POITEVINT, II, Board member (per proxy). Source: DEF 14A filed Apr 1, 2026, https://www.sec.gov/Archives/edgar/data/1401521/000140152126000023/acic-20260401.htm
- DEIRDRE A. BROWN, Board member (per proxy). Source: DEF 14A filed Apr 1, 2026, https://www.sec.gov/Archives/edgar/data/1401521/000140152126000023/acic-20260401.htm
- Gregory C. Branch, Board member (per proxy). Source: DEF 14A filed Apr 1, 2026, https://www.sec.gov/Archives/edgar/data/1401521/000140152126000023/acic-20260401.htm
- Kern M. Davis, M.D., NACD.DC, Board member (per proxy). Source: DEF 14A filed Apr 1, 2026, https://www.sec.gov/Archives/edgar/data/1401521/000140152126000023/acic-20260401.htm
- Patrick F. Maroney, Board member (per proxy). Source: DEF 14A filed Apr 1, 2026, https://www.sec.gov/Archives/edgar/data/1401521/000140152126000023/acic-20260401.htm
- R. Daniel Peed, Board member (per proxy). Source: DEF 14A filed Apr 1, 2026, https://www.sec.gov/Archives/edgar/data/1401521/000140152126000023/acic-20260401.htm
- William H. Hood, III, Board member (per proxy). Source: DEF 14A filed Apr 1, 2026, https://www.sec.gov/Archives/edgar/data/1401521/000140152126000023/acic-20260401.htm

## Recent 8-K events

- Oct 29, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000042/acic-20261029.htm
- Oct 2, 2026: Item 5.02, Departure or appointment of directors or officers; compensation. Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000039/acic-20261001.htm
- Aug 5, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000035/acic-20260805.htm
- May 29, 2026: Item 5.07, Submission of matters to a vote of security holders. Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000033/acic-20260529.htm
- May 15, 2026: Item 8.01, Other events. Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000031/acic-20260515.htm
- May 5, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000027/acic-20260505.htm
- Feb 20, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000013/acic-20260217.htm
- Feb 19, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000008/acic-20260219.htm
- Jan 14, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000005/acic-20260114.htm
- Jan 7, 2026: Item 8.01, Other events. Source: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000003/acic-20260107.htm

## Insider trades (Form 4)

- Sep 24, 2026: Brooke Adler (Secretary) sold 21,196 shares, about $192,036. Source: https://www.sec.gov/Archives/edgar/data/1401521/000185751226000014/0001857512-26-000014-index.htm
- Sep 22, 2026: Brad Martz (President & CEO) bought 10,000 shares, about $91,500. Source: https://www.sec.gov/Archives/edgar/data/1401521/000155778526000012/0001557785-26-000012-index.htm
- Aug 17, 2026: Christopher Griffith (Chief Operating Officer) sold 41,672 shares, about $391,914. Source: https://www.sec.gov/Archives/edgar/data/1401521/000177716526000012/0001777165-26-000012-index.htm
- Mar 20, 2026: Kern Michael Davis (Director) bought 200 shares, about $2,210. Source: https://www.sec.gov/Archives/edgar/data/1401521/000151296426000007/0001512964-26-000007-index.htm
- Mar 19, 2026: Kern Michael Davis (Director) bought 800 shares, about $8,944. Source: https://www.sec.gov/Archives/edgar/data/1401521/000151296426000005/0001512964-26-000005-index.htm
- Mar 4, 2026: Kern Michael Davis (Director) bought 1,400 shares, about $16,394. Source: https://www.sec.gov/Archives/edgar/data/1401521/000151296426000003/0001512964-26-000003-index.htm
- Feb 23, 2026: Troy J. Crawford (Chief Underwriting Officer) bought 3,200 shares, about $35,488. Source: https://www.sec.gov/Archives/edgar/data/1401521/000208925426000005/0002089254-26-000005-index.htm
- Nov 10, 2025: Christopher Griffith (Chief Operating Officer) sold 18,409 shares, about $218,331. Source: https://www.sec.gov/Archives/edgar/data/1401521/000177716525000005/0001777165-25-000005-index.htm

## Latest filings

- 8-K filed Oct 29, 2026: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000042/acic-20261029.htm
- 10-K filed Mar 9, 2026: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000015/acic-20251231.htm
- 10-Q filed Aug 6, 2026: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000037/acic-20260630.htm
- DEF 14A filed Apr 1, 2026: https://www.sec.gov/Archives/edgar/data/1401521/000140152126000023/acic-20260401.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/