# Americas Carmart Inc (CRMT)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/americas-carmart-inc/ JSON: https://steadybase.io/company/americas-carmart-inc.json Checked Nov 10, 2026. Latest filing read: Sep 9, 2026.

## Company

- Legal name: AMERICAS CARMART INC
- Ticker: CRMT (Nasdaq)
- SEC CIK: 0000799850
- Industry: Retail-Auto Dealers & Gasoline Stations (SIC 5500)
- Headquarters: Rogers, AR
- Fiscal year ends: April 30
- SEC filer category: Accelerated filer<br>Smaller reporting company
- Website: car-mart.com
- LinkedIn: https://www.linkedin.com/company/america's-car-mart-inc.
- Next earnings date: Dec 3, 2026

## Key facts

- Revenue: $1.3B for the fiscal year ended Apr 30, 2026 (10-K filed Jul 14, 2026). Source: https://www.sec.gov/Archives/edgar/data/799850/000162828026048191/0001628280-26-048191-index.html
- Net income: -$139.1M for the fiscal year ended Apr 30, 2026 (10-K filed Jul 14, 2026). Source: https://www.sec.gov/Archives/edgar/data/799850/000162828026048191/0001628280-26-048191-index.html
- SG&A: $208.1M for the fiscal year ended Apr 30, 2026 (10-K filed Jul 14, 2026). Source: https://www.sec.gov/Archives/edgar/data/799850/000162828026048191/0001628280-26-048191-index.html
- Employees: 1,500 as of Apr 30, 2026, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/799850/000162828026048191/crmt-20260430.htm
- Shares outstanding: 8,338,478 as of Sep 9, 2026 (10-Q filed Sep 9, 2026). Source: https://www.sec.gov/Archives/edgar/data/799850/000162828026061105/0001628280-26-061105-index.html
- Auditor: Grant Thornton LLP, Tulsa, Oklahoma, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/799850/000162828026048191/crmt-20260430.htm

## Business

, a Texas corporation (the “Company”), is one of the largest publicly held automotive retailers in the United States focused exclusively on the “Integrated Auto Sales and Finance” segment of the used car market. References to the Company include the Company’s consolidated subsidiaries., an Arkansas corporation (“Colonial”). Collectively, Car-Mart of Arkansas and Colonial are referred to herein as “Car-Mart.” The Company primarily sells older model used vehicles and provides financing for substantially all of its customers.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/799850/000162828026048191/crmt-20260430.htm

## Annual results

| Fiscal year ended | Revenue | Net income | SG&A |
|---|---|---|---|
| Apr 30, 2026 | $1.3B | -$139.1M | $208.1M |
| Apr 30, 2025 | $1.4B | $17.9M | $188.9M |
| Apr 30, 2024 | $1.4B | -$31.4M | $179.4M |
| Apr 30, 2023 | $1.4B | $20.4M | $176.7M |
| Apr 30, 2022 | $1.2B | $95.0M | $156.1M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/americas-carmart-inc.json

## Officers and directors

- Douglas W. Campbell Jr., President & CEO. Source: Form 4 filed Sep 25, 2026, https://www.sec.gov/Archives/edgar/data/799850/000168316826007421/0001683168-26-007421-index.htm
- Marie E. Persichetti, Chief Financial Officer. Source: Form 4 filed Sep 25, 2026, https://www.sec.gov/Archives/edgar/data/799850/000168316826007427/0001683168-26-007427-index.htm
- Jonathan M. Collins, Chief Financial Officer. LinkedIn: https://www.linkedin.com/in/jonathanmcollins. Source: 10-K filed Jul 14, 2026, https://www.sec.gov/Archives/edgar/data/799850/000162828026048191/crmt-20260430.htm
- Jonathan Collins, Chief Financial Officer. Source: 8-K filed Jun 25, 2026, https://www.sec.gov/Archives/edgar/data/799850/000117184326004311/f8k_062226.htm
- Jamie Fischer, Chief Operating Officer. LinkedIn: https://linkedin.com/in/jzfischer. Source: Form 4 filed Sep 25, 2026, https://www.sec.gov/Archives/edgar/data/799850/000168316826007423/0001683168-26-007423-index.htm
- Vickie D. Judy, Chief Accounting Officer. LinkedIn: https://linkedin.com/in/vickie-judy-5ab06690. Source: Form 4 filed Sep 25, 2026, https://www.sec.gov/Archives/edgar/data/799850/000168316826007425/0001683168-26-007425-index.htm
- Adam Paul, director. Source: 8-K filed Jun 25, 2026, https://www.sec.gov/Archives/edgar/data/799850/000117184326004311/f8k_062226.htm
- Gilbert Nathan, director. Source: 8-K filed Jun 25, 2026, https://www.sec.gov/Archives/edgar/data/799850/000117184326004311/f8k_062226.htm
- Jonathan Buba, director. Source: 8-K filed Jun 25, 2026, https://www.sec.gov/Archives/edgar/data/799850/000117184326004311/f8k_062226.htm
- Michael Wartell, director. Source: 8-K filed Jun 25, 2026, https://www.sec.gov/Archives/edgar/data/799850/000117184326004311/f8k_062226.htm
- Brandi N. Joplin, Board member (per proxy). Source: DEF 14A filed Aug 14, 2026, https://www.sec.gov/Archives/edgar/data/799850/000162828026057070/crmt-20260814.htm
- Daniel J. Englander, Board member (per proxy). Source: DEF 14A filed Aug 14, 2026, https://www.sec.gov/Archives/edgar/data/799850/000162828026057070/crmt-20260814.htm
- Dawn C. Morris, Board member (per proxy). Source: DEF 14A filed Aug 14, 2026, https://www.sec.gov/Archives/edgar/data/799850/000162828026057070/crmt-20260814.htm
- Gilbert E. Nathan, Board member (per proxy). Source: DEF 14A filed Aug 14, 2026, https://www.sec.gov/Archives/edgar/data/799850/000162828026057070/crmt-20260814.htm
- Jonathan Z. Buba, Board member (per proxy). Source: DEF 14A filed Aug 14, 2026, https://www.sec.gov/Archives/edgar/data/799850/000162828026057070/crmt-20260814.htm
- Marie Persichetti, Named in proxy. LinkedIn: https://linkedin.com/in/mariepersichetti. Source: DEF 14A filed Aug 14, 2026, https://www.sec.gov/Archives/edgar/data/799850/000162828026057070/crmt-20260814.htm
- Jamie Z. Fischer, Named in proxy. Source: DEF 14A filed Aug 15, 2025, https://www.sec.gov/Archives/edgar/data/799850/000162828025040505/crmt-20250815.htm
- Julia K. Davis, Board member (per proxy). Source: DEF 14A filed Aug 15, 2025, https://www.sec.gov/Archives/edgar/data/799850/000162828025040505/crmt-20250815.htm

## Recent 8-K events

- Nov 5, 2026: Item 1.01, Entry into a material definitive agreement. Source: https://www.sec.gov/Archives/edgar/data/799850/000117184326007147/f8k_110526.htm
- Nov 2, 2026: Item 1.01, Entry into a material definitive agreement. Source: https://www.sec.gov/Archives/edgar/data/799850/000117184326007015/f8k_110226.htm
- Oct 21, 2026: Item 1.01, Entry into a material definitive agreement; Item 2.03, Creation of a direct financial obligation; Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/799850/000117184326006742/f8k_102126.htm
- Oct 15, 2026: Item 1.01, Entry into a material definitive agreement; Item 8.01, Other events. Source: https://www.sec.gov/Archives/edgar/data/799850/000117184326006667/f8k_101526.htm
- Oct 8, 2026: Item 1.01, Entry into a material definitive agreement; Item 8.01, Other events. Source: https://www.sec.gov/Archives/edgar/data/799850/000117184326006538/f8k_100826.htm
- Oct 1, 2026: Item 1.01, Entry into a material definitive agreement; Item 8.01, Other events. Source: https://www.sec.gov/Archives/edgar/data/799850/000117184326006326/f8k_093026.htm
- Sep 24, 2026: Item 1.01, Entry into a material definitive agreement; Item 8.01, Other events. Source: https://www.sec.gov/Archives/edgar/data/799850/000117184326006216/f8k_092426.htm
- Sep 24, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 5.07, Submission of matters to a vote of security holders; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/799850/000117184326006214/f8k_092426.htm
- Sep 18, 2026: Item 1.01, Entry into a material definitive agreement; Item 8.01, Other events. Source: https://www.sec.gov/Archives/edgar/data/799850/000117184326006114/f8k_091826.htm
- Sep 11, 2026: Item 1.01, Entry into a material definitive agreement; Item 8.01, Other events. Source: https://www.sec.gov/Archives/edgar/data/799850/000117184326005989/f8k_091026.htm

## Insider trades (Form 4)

- Dec 11, 2025: Jonathan M. Collins (Chief Financial Officer) bought 197 shares, about $4,978. Source: https://www.sec.gov/Archives/edgar/data/799850/000168316825009123/0001683168-25-009123-index.htm

## Latest filings

- 8-K filed Nov 2, 2026: https://www.sec.gov/Archives/edgar/data/799850/000117184326007015/f8k_110226.htm
- 10-K filed Jul 14, 2026: https://www.sec.gov/Archives/edgar/data/799850/000162828026048191/crmt-20260430.htm
- 10-Q filed Sep 9, 2026: https://www.sec.gov/Archives/edgar/data/799850/000162828026061105/crmt-20260731.htm
- DEF 14A filed Aug 14, 2026: https://www.sec.gov/Archives/edgar/data/799850/000162828026057070/crmt-20260814.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/

