# California BanCorp \ CA (BCAL)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/california-bancorp-ca/ JSON: https://steadybase.io/company/california-bancorp-ca.json Checked Nov 10, 2026. Latest filing read: Nov 6, 2026.

## Company

- Legal name: California BanCorp \ CA
- Ticker: BCAL (Nasdaq)
- SEC CIK: 0001795815
- Industry: National Commercial Banks (SIC 6021)
- Headquarters: San Diego, CA
- Fiscal year ends: December 31
- SEC filer category: <br>Emerging growth company
- Website: californiabankofcommerce.com
- LinkedIn: https://www.linkedin.com/company/california-bank-of-commerce
- Next earnings date: Jan 23, 2027 (estimated from past 8-K timing)

## Key facts

- Revenue: $226.0M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 13, 2026). Source: https://www.sec.gov/Archives/edgar/data/1795815/000179581526000005/0001795815-26-000005-index.html
- Net income: $63.1M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 13, 2026). Source: https://www.sec.gov/Archives/edgar/data/1795815/000179581526000005/0001795815-26-000005-index.html
- Employees: 288 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/1795815/000179581526000005/bcal-20251231.htm
- Shares outstanding: 31,845,770 as of Nov 2, 2026 (10-Q filed Nov 6, 2026). Source: https://www.sec.gov/Archives/edgar/data/1795815/000179581526000023/0001795815-26-000023-index.html
- Auditor: Rsm Us LLP, Los Angeles, California, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/1795815/000179581526000005/bcal-20251231.htm

## Business

A. under the Bank Holding Company Act of 1956, as amended. On May 15, 2020, the Company completed a reorganization whereby the Bank became a wholly-owned subsidiary of the Company.A. began business operations in December 2001 under the name Ramona National Bank.A.A.A. on July 31, 2024. The Bank has a wholly-owned subsidiary, BCAL OREO1, LLC, which was incorporated on February 14, 2024. BCAL OREO1, LLC is used for holding other real estate owned and other assets acquired by foreclosure.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/1795815/000179581526000005/bcal-20251231.htm

## Annual results

| Fiscal year ended | Revenue | Net income |
|---|---|---|
| Dec 31, 2025 | $226.0M | $63.1M |
| Dec 31, 2024 | $179.8M | $5.4M |
| Dec 31, 2023 | $123.5M | $25.9M |
| Dec 31, 2022 | $93.6M | $16.1M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/california-bancorp-ca.json

## Officers and directors

- David Rainer, Chairman and CEO of the Company and Bank. Source: 8-K filed Oct 28, 2026, https://www.sec.gov/Archives/edgar/data/1795815/000149315226048825/ex99-1.htm
- David I. Rainer, Chairman and CEO. Source: Form 4 filed Aug 3, 2026, https://www.sec.gov/Archives/edgar/data/1795815/000155518626000006/0001555186-26-000006-index.htm
- Thomas G. Dolan, EVP / Bancorp CFO/ CSO. Source: Form 4 filed Aug 12, 2026, https://www.sec.gov/Archives/edgar/data/1795815/000159019826000011/0001590198-26-000011-index.htm
- Jean Carandang, Bank Chief Financial Officer. LinkedIn: https://www.linkedin.com/in/jean-carandang-a4736bb. Source: Form 4 filed Aug 3, 2026, https://www.sec.gov/Archives/edgar/data/1795815/000146726626000008/0001467266-26-000008-index.htm
- Richard Hernandez, President of the Company and Bank. Source: 8-K filed Oct 28, 2026, https://www.sec.gov/Archives/edgar/data/1795815/000149315226048825/ex99-1.htm
- Michelle Wirfel, EVP, Chief Operating Officer. Source: Form 4 filed Sep 23, 2026, https://www.sec.gov/Archives/edgar/data/1795815/000180745926000022/0001807459-26-000022-index.htm
- Martin Liska, EVP / Chief Risk Officer. LinkedIn: https://linkedin.com/in/martin-liska-bb00007. Source: Form 4 filed Aug 12, 2026, https://www.sec.gov/Archives/edgar/data/1795815/000196705026000008/0001967050-26-000008-index.htm
- Peter Nutz, EVP/ Chief Credit Officer. Source: Form 4 filed Aug 4, 2026, https://www.sec.gov/Archives/edgar/data/1795815/000197911326000010/0001979113-26-000010-index.htm
- Joann Yeung, EVP / Chief Accounting Officer. Source: Form 4 filed Aug 3, 2026, https://www.sec.gov/Archives/edgar/data/1795815/000196910626000004/0001969106-26-000004-index.htm
- Manisha Merchant, EVP / Chief Legal Officer. LinkedIn: https://linkedin.com/in/manisha-merchant-89a9b09. Source: Form 4 filed Aug 3, 2026, https://www.sec.gov/Archives/edgar/data/1795815/000196694626000007/0001966946-26-000007-index.htm
- Manisha K. Merchant, Named in proxy. Source: DEF 14A filed Apr 14, 2026, https://www.sec.gov/Archives/edgar/data/1795815/000179581526000012/bcal-20260414.htm
- Michele Wirfel, Named in proxy. Source: DEF 14A filed Apr 14, 2026, https://www.sec.gov/Archives/edgar/data/1795815/000179581526000012/bcal-20260414.htm

## Recent 8-K events

- Nov 5, 2026: Item 7.01, Regulation FD disclosure; Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1795815/000149315226050239/form8-k.htm
- Oct 28, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1795815/000149315226048825/form8-k.htm
- Jul 27, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1795815/000149315226034705/form8-k.htm
- May 28, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 5.07, Submission of matters to a vote of security holders; Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1795815/000149315226025541/form8-k.htm
- May 5, 2026: Item 7.01, Regulation FD disclosure. Source: https://www.sec.gov/Archives/edgar/data/1795815/000149315226021177/form8-k.htm
- Apr 28, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1795815/000149315226019246/form8-k.htm
- Mar 12, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1795815/000149315226009873/form8-k.htm
- Feb 18, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1795815/000149315226007340/form8-k.htm
- Jan 28, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1795815/000149315226003886/form8-k.htm
- Jan 7, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1795815/000149315226000728/form8-k.htm

## Insider trades (Form 4)

- Sep 4, 2026: Frank L. Muller (Director) bought 450 shares, about $9,959. Source: https://www.sec.gov/Archives/edgar/data/1795815/000180755126000004/0001807551-26-000004-index.htm
- Jul 31, 2026: Lester Machado (Director) sold 7,500 shares, about $158,925. Source: https://www.sec.gov/Archives/edgar/data/1795815/000196895126000004/0001968951-26-000004-index.htm
- May 8, 2026: Richard Hernandez (President) sold 17,000 shares, about $325,040. Source: https://www.sec.gov/Archives/edgar/data/1795815/000196704826000006/0001967048-26-000006-index.htm
- May 7, 2026: David I. Rainer (Executive Chairman) sold 75,000 shares, about $1.4M. Source: https://www.sec.gov/Archives/edgar/data/1795815/000155518626000004/0001555186-26-000004-index.htm
- Mar 6, 2026: Jean Carandang (Bank Chief Financial Officer) sold 8,000 shares, about $143,200. Source: https://www.sec.gov/Archives/edgar/data/1795815/000146726626000004/0001467266-26-000004-index.htm
- Feb 3, 2026: David J. Volk (Director) bought 27,000 shares, about $503,280. Source: https://www.sec.gov/Archives/edgar/data/1795815/000173312726000005/0001733127-26-000005-index.htm
- Jan 28, 2026: David J. Volk (Director) sold 2,346,104 shares, about $44.5M. Source: https://www.sec.gov/Archives/edgar/data/1795815/000173312726000005/0001733127-26-000005-index.htm

## What management said

- "Our third quarter results reflect the continued momentum we are building across our franchise, with steady loan growth and strong deposit growth throughout our statewide markets. We remain focused on disciplined credit management, particularly in a changing interest rate environment, while maintaining our commitment to relationship banking. Our deposit growth is especially encouraging, reflecting the strength of our business model, the deepening of existing client relationshi" David Rainer, Chairman and CEO of the Company and Bank (8-K filed Oct 28, 2026). Source: https://www.sec.gov/Archives/edgar/data/1795815/000149315226048825/ex99-1.htm
- "We are excited about our third quarter financial results, which reflect continued execution of our relationship banking strategy in each of our California markets. To expand our commercial banking presence in Northern California, we opened a new loan production office in downtown San Francisco, California on October 1, 2026" Richard Hernandez, President of the Company and Bank (8-K filed Oct 28, 2026). Source: https://www.sec.gov/Archives/edgar/data/1795815/000149315226048825/ex99-1.htm

## Latest filings

- 8-K filed Oct 28, 2026: https://www.sec.gov/Archives/edgar/data/1795815/000149315226048825/form8-k.htm
- 10-K filed Mar 13, 2026: https://www.sec.gov/Archives/edgar/data/1795815/000179581526000005/bcal-20251231.htm
- 10-Q filed Aug 7, 2026: https://www.sec.gov/Archives/edgar/data/1795815/000179581526000018/bcal-20260630.htm
- DEF 14A filed Apr 14, 2026: https://www.sec.gov/Archives/edgar/data/1795815/000179581526000012/bcal-20260414.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/