# Chime Financial, Inc. (CHYM)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/chime-financial-inc/ JSON: https://steadybase.io/company/chime-financial-inc.json Checked Nov 10, 2026. Latest filing read: Nov 5, 2026.

## Company

- Legal name: Chime Financial, Inc.
- Ticker: CHYM (Nasdaq)
- SEC CIK: 0001795586
- Industry: Finance Services (SIC 6199)
- Headquarters: San Francisco, CA
- Fiscal year ends: December 31
- SEC filer category: Non-accelerated filer
- Website: chime.com
- Investor relations: https://investors.chime.com/
- LinkedIn: https://www.linkedin.com/company/chime-card
- Next earnings date: Feb 2, 2027 (estimated from past 8-K timing)

## Key facts

- Revenue: $2.2B for the fiscal year ended Dec 31, 2025 (10-K filed Mar 6, 2026). Source: https://www.sec.gov/Archives/edgar/data/1795586/000179558626000013/0001795586-26-000013-index.html
- Operating income: -$1.0B for the fiscal year ended Dec 31, 2025 (10-K filed Mar 6, 2026). Source: https://www.sec.gov/Archives/edgar/data/1795586/000179558626000013/0001795586-26-000013-index.html
- Net income: -$1.0B for the fiscal year ended Dec 31, 2025 (10-K filed Mar 6, 2026). Source: https://www.sec.gov/Archives/edgar/data/1795586/000179558626000013/0001795586-26-000013-index.html
- SG&A: $1.1B for the fiscal year ended Dec 31, 2025 (10-K filed Mar 6, 2026). Source: https://www.sec.gov/Archives/edgar/data/1795586/000179558626000013/0001795586-26-000013-index.html
- Employees: 1,519 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/1795586/000179558626000013/chym-20251231.htm
- Auditor: Ernst & Young LLP, San Francisco, California, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/1795586/000179558626000013/chym-20251231.htm

## Business

We created Chime to help everyday people make progress in their financial lives. For too long, millions of Americans, including the nearly 75% of the adult population that earn up to $100,000 annually, have struggled with bank relationships that are not always aligned with their best interests. So we set out to create a new approach, built on a foundation of trust rather than fine print and punitive fees.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/1795586/000179558626000013/chym-20251231.htm

## Annual results

| Fiscal year ended | Revenue | Operating income | Net income | SG&A |
|---|---|---|---|---|
| Dec 31, 2025 | $2.2B | -$1.0B | -$1.0B | $1.1B |
| Dec 31, 2024 | $1.7B | -$62.2M | -$25.3M | $697.0M |
| Dec 31, 2023 | $1.3B | -$235.8M | -$203.2M | $598.8M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/chime-financial-inc.json

## Officers and directors

- Chris Britt, CEO and Co-founder of Chime. Source: 8-K filed Nov 4, 2026, https://www.sec.gov/Archives/edgar/data/1795586/000179558626000052/ex991q326.htm
- Christopher R. Britt, Chief Executive Officer. Source: Form 4 filed Sep 15, 2026, https://www.sec.gov/Archives/edgar/data/1795586/000206180126000019/0002061801-26-000019-index.htm
- Mark T. Troughton, President and Interim CFO. LinkedIn: https://linkedin.com/in/matroughton. Source: Form 4 filed Aug 19, 2026, https://www.sec.gov/Archives/edgar/data/1795586/000149439326000011/0001494393-26-000011-index.htm
- Matthew S. Newcomb, Chief Financial Officer. Source: Form 4 filed Aug 10, 2026, https://www.sec.gov/Archives/edgar/data/1795586/000206126826000011/0002061268-26-000011-index.htm
- Adam B. Frankel, General Counsel. Source: Form 4 filed Sep 16, 2026, https://www.sec.gov/Archives/edgar/data/1795586/000124152626000021/0001241526-26-000021-index.htm
- Amine Asmerom, Chief Accounting Officer. LinkedIn: https://linkedin.com/in/amine-asmerom-55902b4. Source: Form 4 filed Sep 9, 2026, https://www.sec.gov/Archives/edgar/data/1795586/000206136126000017/0002061361-26-000017-index.htm
- Ryan A. King, Co-Founder. Source: Form 4 filed Sep 15, 2026, https://www.sec.gov/Archives/edgar/data/1795586/000206121926000017/0002061219-26-000017-index.htm

## Recent 8-K events

- Nov 4, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1795586/000179558626000052/chym-20261104.htm
- Sep 8, 2026: Item 1.01, Entry into a material definitive agreement; Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1795586/000119312526385383/d948605d8k.htm
- Aug 5, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 2.05, Costs associated with exit or disposal activities (restructuring); Item 5.02, Departure or appointment of directors or officers; compensation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1795586/000179558626000046/chym-20260731.htm
- Jun 4, 2026: Item 5.07, Submission of matters to a vote of security holders. Source: https://www.sec.gov/Archives/edgar/data/1795586/000179558626000042/chme-20260602.htm
- May 6, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1795586/000179558626000035/chym-20260506.htm
- Feb 25, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1795586/000179558626000004/chme-20260225.htm
- Dec 10, 2025: Item 5.02, Departure or appointment of directors or officers; compensation. Source: https://www.sec.gov/Archives/edgar/data/1795586/000179558625000023/chme-20251208.htm
- Nov 5, 2025: Item 2.02, Results of operations and financial condition (earnings release); Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1795586/000179558625000015/chme-20251105.htm
- Aug 7, 2025: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1795586/000179558625000004/chme-20250807.htm

## Insider trades (Form 4)

- Nov 5, 2026: Ryan A. King (Co-Founder) sold 63,382 shares, about $2.0M. Source: https://www.sec.gov/Archives/edgar/data/1795586/000206121926000025/0002061219-26-000025-index.htm
- Oct 20, 2026: Ryan A. King (Co-Founder) sold 11,318 shares, about $351,162. Source: https://www.sec.gov/Archives/edgar/data/1795586/000206121926000023/0002061219-26-000023-index.htm
- Oct 13, 2026: Ryan A. King (Co-Founder) sold 50,300 shares, about $1.5M. Source: https://www.sec.gov/Archives/edgar/data/1795586/000206121926000019/0002061219-26-000019-index.htm
- Sep 16, 2026: James Feuille (Director) sold 447,637 shares, about $14.7M. Source: https://www.sec.gov/Archives/edgar/data/1795586/000131821426000009/0001318214-26-000009-index.htm
- Sep 15, 2026: Adam B. Frankel (General Counsel) sold 102,002 shares, about $3.4M. Source: https://www.sec.gov/Archives/edgar/data/1795586/000124152626000021/0001241526-26-000021-index.htm
- Sep 11, 2026: Cynthia Marshall (Director) sold 20,000 shares, about $661,800. Source: https://www.sec.gov/Archives/edgar/data/1795586/000182072526000006/0001820725-26-000006-index.htm
- Sep 11, 2026: Shawn T. Carolan (Director) sold 579,313 shares, about $19.2M. Source: https://www.sec.gov/Archives/edgar/data/1795586/000137606626000007/0001376066-26-000007-index.htm
- Sep 11, 2026: James Feuille (Director) sold 351,890 shares, about $11.6M. Source: https://www.sec.gov/Archives/edgar/data/1795586/000131821426000006/0001318214-26-000006-index.htm
- Sep 9, 2026: Ryan A. King (Co-Founder) sold 42,421 shares, about $1.5M. Source: https://www.sec.gov/Archives/edgar/data/1795586/000206121926000015/0002061219-26-000015-index.htm
- Sep 8, 2026: Amine Asmerom (Chief Accounting Officer) sold 19,505 shares, about $642,487. Source: https://www.sec.gov/Archives/edgar/data/1795586/000206136126000017/0002061361-26-000017-index.htm
- Sep 1, 2026: Christopher R. Britt (Chief Executive Officer) sold 200,000 shares, about $6.4M. Source: https://www.sec.gov/Archives/edgar/data/1795586/000206180126000017/0002061801-26-000017-index.htm
- Aug 28, 2026: Christopher R. Britt (Chief Executive Officer) sold 100,000 shares, about $3.4M. Source: https://www.sec.gov/Archives/edgar/data/1795586/000206180126000015/0002061801-26-000015-index.htm
- Aug 10, 2026: Christopher R. Britt (Chief Executive Officer) sold 550,000 shares, about $16.5M. Source: https://www.sec.gov/Archives/edgar/data/1795586/000206180126000011/0002061801-26-000011-index.htm
- Aug 6, 2026: Amine Asmerom (Chief Accounting Officer) sold 10,000 shares, about $300,000. Source: https://www.sec.gov/Archives/edgar/data/1795586/000206136126000011/0002061361-26-000011-index.htm
- Aug 6, 2026: Matthew S. Newcomb (Chief Financial Officer) sold 65,000 shares, about $2.0M. Source: https://www.sec.gov/Archives/edgar/data/1795586/000206126826000011/0002061268-26-000011-index.htm

## What management said

- "This was our strongest quarter yet as a public company, and we are seeing structural improvements in our growth and profitability profile" Chris Britt, CEO and Co-founder of Chime (8-K filed Nov 4, 2026). Source: https://www.sec.gov/Archives/edgar/data/1795586/000179558626000052/ex991q326.htm

## Latest filings

- 8-K filed Sep 8, 2026: https://www.sec.gov/Archives/edgar/data/1795586/000119312526385383/d948605d8k.htm
- 10-K filed Mar 6, 2026: https://www.sec.gov/Archives/edgar/data/1795586/000179558626000013/chym-20251231.htm
- 10-Q filed Aug 6, 2026: https://www.sec.gov/Archives/edgar/data/1795586/000179558626000048/chym-20260630.htm
- DEF 14A filed Apr 17, 2026: https://www.sec.gov/Archives/edgar/data/1795586/000179558626000028/chym-20260417.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/