{ "name": "Citizens & Northern Corp", "legal_name": "CITIZENS & NORTHERN CORP", "ticker": "CZNC", "tickers": [ "CZNC" ], "cik": "0000810958", "page_url": "https://steadybase.io/company/citizens-and-northern-corp/", "markdown_url": "https://steadybase.io/company/citizens-and-northern-corp.md", "json_url": "https://steadybase.io/company/citizens-and-northern-corp.json", "as_of": "2026-11-10", "last_filed": "2026-11-06", "industry": { "sic": "6022", "description": "State Commercial Banks" }, "headquarters": { "city": "Wellsboro", "state": "PA", "country": "US" }, "exchanges": [ "Nasdaq" ], "fiscal_year_end": "December 31", "filer_category": "Accelerated filer", "state_of_incorporation": "PA", "website": "cnbankpa.com", "investor_relations_url": null, "linkedin_company_url": "https://www.linkedin.com/company/monument-bank-pa", "summary": { "text": "Citizens & Northern Corporation (“Corporation”) is a bank holding company whose principal activity is community banking. The Corporation’s principal office is located in Wellsboro, Pennsylvania. The largest subsidiary is Citizens & Northern Bank (“C&N Bank” or the “Bank”). The Corporation’s other wholly-owned subsidiaries are Citizens & Northern Investment Corporation and Bucktail Life Insurance Company (“Bucktail”). Citizens & Northern Investment Corporation was formed in 1999 to engage in investment activities.", "section": "Item 1. Business", "period_end": "2025-12-31", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/cznc-20251231x10k.htm" }, "key_facts": [ { "key": "revenue", "label": "Revenue", "value": 139217000, "unit": "USD", "period_start": "2025-01-01", "period_end": "2025-12-31", "basis": "filing_fact", "form": "10-K", "filed": "2026-03-06", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/0001104659-26-024613-index.html", "text": "Revenue: $139.2M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 6, 2026)." }, { "key": "net_income", "label": "Net income", "value": 23427000, "unit": "USD", "period_start": "2025-01-01", "period_end": "2025-12-31", "basis": "filing_fact", "form": "10-K", "filed": "2026-03-06", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/0001104659-26-024613-index.html", "text": "Net income: $23.4M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 6, 2026)." }, { "key": "employees", "label": "Employees", "value": 460, "unit": "people", "period_end": "2025-12-31", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/cznc-20251231x10k.htm", "text": "Employees: 460 as of Dec 31, 2025, as reported in an SEC filing." }, { "key": "shares_outstanding", "label": "Shares outstanding", "value": 17950560, "unit": "shares", "period_end": "2026-11-02", "form": "10-Q", "filed": "2026-11-06", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000110465926123684/0001104659-26-123684-index.html", "text": "Shares outstanding: 17,950,560 as of Nov 2, 2026 (10-Q filed Nov 6, 2026)." }, { "key": "auditor", "label": "Auditor", "value": "Crowe LLP", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/cznc-20251231x10k.htm", "text": "Auditor: Crowe LLP, Columbus, Ohio, named in the latest 10-K." } ], "metrics": { "revenue": [ { "period_start": "2025-01-01", "period_end": "2025-12-31", "value": 139217000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2026-03-06", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/0001104659-26-024613-index.html" }, { "period_start": "2024-01-01", "period_end": "2024-12-31", "value": 128078000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2026-03-06", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/0001104659-26-024613-index.html" }, { "period_start": "2023-01-01", "period_end": "2023-12-31", "value": 113504000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2026-03-06", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/0001104659-26-024613-index.html" }, { "period_start": "2022-01-01", "period_end": "2022-12-31", "value": 92647000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2025-03-06", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000155837025002408/0001558370-25-002408-index.html" }, { "period_start": "2021-01-01", "period_end": "2021-12-31", "value": 84501000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2024-03-11", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000155837024002879/0001558370-24-002879-index.html" } ], "net_income": [ { "period_start": "2025-01-01", "period_end": "2025-12-31", "value": 23427000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2026-03-06", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/0001104659-26-024613-index.html" }, { "period_start": "2024-01-01", "period_end": "2024-12-31", "value": 25958000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2026-03-06", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/0001104659-26-024613-index.html" }, { "period_start": "2023-01-01", "period_end": "2023-12-31", "value": 24148000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2026-03-06", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/0001104659-26-024613-index.html" }, { "period_start": "2022-01-01", "period_end": "2022-12-31", "value": 26618000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2025-03-06", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000155837025002408/0001558370-25-002408-index.html" }, { "period_start": "2021-01-01", "period_end": "2021-12-31", "value": 30554000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2024-03-11", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000155837024002879/0001558370-24-002879-index.html" } ] }, "next_earnings": { "date": "2026-11-12", "confidence": "medium", "webcast_url": null }, "people": [ { "name": "J. 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Shattuck", "role": "Director", "action": "bought", "code": "P", "shares": 7, "value_usd": 198, "date": "2026-11-06", "filed": "2026-11-09", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000187047326000032/0001870473-26-000032-index.htm" }, { "owner": "Frank G. Pellegrino", "role": "Director", "action": "bought", "code": "P", "shares": 254, "value_usd": 7168, "date": "2026-11-06", "filed": "2026-11-09", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000166721126000030/0001667211-26-000030-index.htm" }, { "owner": "Katherine W. Shattuck", "role": "Director", "action": "bought", "code": "P", "shares": 8, "value_usd": 204, "date": "2026-10-02", "filed": "2026-10-05", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000187047326000030/0001870473-26-000030-index.htm" }, { "owner": "Frank G. Pellegrino", "role": "Director", "action": "bought", "code": "P", "shares": 245, "value_usd": 6250, "date": "2026-10-02", "filed": "2026-10-05", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000166721126000028/0001667211-26-000028-index.htm" }, { "owner": "Katherine W. Shattuck", "role": "Director", "action": "bought", "code": "P", "shares": 8, "value_usd": 209, "date": "2026-09-04", "filed": "2026-09-08", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000187047326000028/0001870473-26-000028-index.htm" }, { "owner": "Frank G. Pellegrino", "role": "Director", "action": "bought", "code": "P", "shares": 178, "value_usd": 4658, "date": "2026-09-04", "filed": "2026-09-08", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000166721126000026/0001667211-26-000026-index.htm" }, { "owner": "Katherine W. Shattuck", "role": "Director", "action": "bought", "code": "P", "shares": 8, "value_usd": 202, "date": "2026-08-07", "filed": "2026-08-10", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000187047326000024/0001870473-26-000024-index.htm" }, { "owner": "Frank G. Pellegrino", "role": "Director", "action": "bought", "code": "P", "shares": 208, "value_usd": 5246, "date": "2026-08-07", "filed": "2026-08-10", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000166721126000022/0001667211-26-000022-index.htm" }, { "owner": "Christian C. Trate", "role": "Director", "action": "sold", "code": "S", "shares": 560, "value_usd": 14118, "date": "2026-08-03", "filed": "2026-08-04", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000208913326000006/0002089133-26-000006-index.htm" }, { "owner": "Stephen M. Dorwart", "role": "Director", "action": "sold", "code": "S", "shares": 2278, "value_usd": 57793, "date": "2026-07-31", "filed": "2026-08-03", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000181638726000008/0001816387-26-000008-index.htm" }, { "owner": "Katherine W. Shattuck", "role": "Director", "action": "bought", "code": "P", "shares": 9, "value_usd": 207, "date": "2026-07-08", "filed": "2026-07-10", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000187047326000022/0001870473-26-000022-index.htm" }, { "owner": "Frank G. Pellegrino", "role": "Director", "action": "bought", "code": "P", "shares": 198, "value_usd": 4560, "date": "2026-07-08", "filed": "2026-07-10", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000166721126000020/0001667211-26-000020-index.htm" }, { "owner": "Katherine W. Shattuck", "role": "Director", "action": "bought", "code": "P", "shares": 10, "value_usd": 214, "date": "2026-06-05", "filed": "2026-06-08", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000187047326000020/0001870473-26-000020-index.htm" }, { "owner": "Frank G. Pellegrino", "role": "Director", "action": "bought", "code": "P", "shares": 190, "value_usd": 4074, "date": "2026-06-05", "filed": "2026-06-08", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000166721126000018/0001667211-26-000018-index.htm" }, { "owner": "Christian C. Trate", "role": "Director", "action": "sold", "code": "S", "shares": 229, "value_usd": 4832, "date": "2026-05-28", "filed": "2026-05-28", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000208913326000004/0002089133-26-000004-index.htm" } ], "quotes": [], "latest_filings": [ { "form": "8-K", "filed": "2026-10-28", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000110465926119488/cznc-20261022x8k.htm" }, { "form": "10-K", "filed": "2026-03-06", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/cznc-20251231x10k.htm" }, { "form": "10-Q", "filed": "2026-08-07", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000110465926092539/cznc-20260630x10q.htm" }, { "form": "DEF 14A", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/810958/000110465926027576/tm268571d1_def14a.htm" } ], "source": "SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from." }