# Citizens & Northern Corp (CZNC)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/citizens-and-northern-corp/ JSON: https://steadybase.io/company/citizens-and-northern-corp.json Checked Nov 10, 2026. Latest filing read: Nov 6, 2026.

## Company

- Legal name: CITIZENS & NORTHERN CORP
- Ticker: CZNC (Nasdaq)
- SEC CIK: 0000810958
- Industry: State Commercial Banks (SIC 6022)
- Headquarters: Wellsboro, PA
- Fiscal year ends: December 31
- SEC filer category: Accelerated filer
- Website: cnbankpa.com
- LinkedIn: https://www.linkedin.com/company/monument-bank-pa
- Next earnings date: Nov 12, 2026

## Key facts

- Revenue: $139.2M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 6, 2026). Source: https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/0001104659-26-024613-index.html
- Net income: $23.4M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 6, 2026). Source: https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/0001104659-26-024613-index.html
- Employees: 460 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/cznc-20251231x10k.htm
- Shares outstanding: 17,950,560 as of Nov 2, 2026 (10-Q filed Nov 6, 2026). Source: https://www.sec.gov/Archives/edgar/data/810958/000110465926123684/0001104659-26-123684-index.html
- Auditor: Crowe LLP, Columbus, Ohio, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/cznc-20251231x10k.htm

## Business

Citizens & Northern Corporation (“Corporation”) is a bank holding company whose principal activity is community banking. The Corporation’s principal office is located in Wellsboro, Pennsylvania. The largest subsidiary is Citizens & Northern Bank (“C&N Bank” or the “Bank”). The Corporation’s other wholly-owned subsidiaries are Citizens & Northern Investment Corporation and Bucktail Life Insurance Company (“Bucktail”). Citizens & Northern Investment Corporation was formed in 1999 to engage in investment activities.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/cznc-20251231x10k.htm

## Annual results

| Fiscal year ended | Revenue | Net income |
|---|---|---|
| Dec 31, 2025 | $139.2M | $23.4M |
| Dec 31, 2024 | $128.1M | $26.0M |
| Dec 31, 2023 | $113.5M | $24.1M |
| Dec 31, 2022 | $92.6M | $26.6M |
| Dec 31, 2021 | $84.5M | $30.6M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/citizens-and-northern-corp.json

## Officers and directors

- J. Bradley Scovill, PRESIDENT AND CEO. Source: Form 4 filed Aug 24, 2026, https://www.sec.gov/Archives/edgar/data/810958/000122080826000010/0001220808-26-000010-index.htm
- Mark A. Hughes, EXEC. VP AND CFO. Source: Form 4 filed Aug 24, 2026, https://www.sec.gov/Archives/edgar/data/810958/000124248626000008/0001242486-26-000008-index.htm
- Alexander Balagour, EVP- CHIEF INFORMATION OFFICER. Source: Form 4 filed Aug 24, 2026, https://www.sec.gov/Archives/edgar/data/810958/000186152326000008/0001861523-26-000008-index.htm
- Blair T. Rush, EXECUTIVE VICE PRESIDENT. Source: Form 4 filed Aug 24, 2026, https://www.sec.gov/Archives/edgar/data/810958/000184330726000010/0001843307-26-000010-index.htm
- Glenn Richard James, EVP COUNSEL, CORP SECRETARY. Source: Form 4 filed Aug 24, 2026, https://www.sec.gov/Archives/edgar/data/810958/000198186426000008/0001981864-26-000008-index.htm
- Stan R. Dunsmore, EXEC. VP, CHIEF CREDIT OFFICER. Source: Form 4 filed Aug 24, 2026, https://www.sec.gov/Archives/edgar/data/810958/000162911126000010/0001629111-26-000010-index.htm
- Sant William F. Van III, EVP, CHIEF WEALTH OFFICER. Source: Form 4 filed Jun 22, 2026, https://www.sec.gov/Archives/edgar/data/810958/000213678226000004/0002136782-26-000004-index.htm
- Kelley A. Cwiklinski, EVP CHIEF COMM LENDING OFFICER. LinkedIn: https://linkedin.com/in/kelleycwiklinski. Source: Form 4 filed May 21, 2026, https://www.sec.gov/Archives/edgar/data/810958/000196495326000007/0001964953-26-000007-index.htm
- Gregory Adamson, Senior Vice President, Director of Commercial Lending. Source: 8-K filed May 11, 2026, https://www.sec.gov/Archives/edgar/data/810958/000110465926058386/cznc-20260507x8k.htm
- David S. Runk, EXEC. VP AND STRATEGIC ADVISOR. Source: Form 4 filed Aug 24, 2026, https://www.sec.gov/Archives/edgar/data/810958/000139753626000010/0001397536-26-000010-index.htm
- Harold F. Hoose III, EXEC. VP. Source: Form 4 filed Aug 24, 2026, https://www.sec.gov/Archives/edgar/data/810958/000132173826000008/0001321738-26-000008-index.htm
- John M. Reber, EXEC. VP. LinkedIn: https://linkedin.com/in/john-reber-75133013. Source: Form 4 filed Aug 24, 2026, https://www.sec.gov/Archives/edgar/data/810958/000122581726000008/0001225817-26-000008-index.htm
- Thomas L. Rudy Jr, EXEC. VP. LinkedIn: https://linkedin.com/in/thomas-rudy-0a55a3167. Source: Form 4 filed Aug 24, 2026, https://www.sec.gov/Archives/edgar/data/810958/000128153526000012/0001281535-26-000012-index.htm
- Tracy Ellen Watkins, EXEC. VP. Source: Form 4 filed Aug 24, 2026, https://www.sec.gov/Archives/edgar/data/810958/000172700426000010/0001727004-26-000010-index.htm

## Recent 8-K events

- Oct 28, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/810958/000110465926119488/cznc-20261022x8k.htm
- Oct 22, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/810958/000110465926118158/cznc-20261022x8k.htm
- Sep 22, 2026: Item 5.03, Amendments to articles or bylaws; change in fiscal year; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/810958/000110465926109499/cznc-20260918x8k.htm
- Jul 23, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/810958/000110465926086259/cznc-20260723x8k.htm
- May 11, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/810958/000110465926058386/cznc-20260507x8k.htm
- Apr 29, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/810958/000110465926051471/cznc-20260429x8k.htm
- Apr 28, 2026: Item 5.07, Submission of matters to a vote of security holders; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/810958/000110465926050181/cznc-20260423x8k.htm
- Apr 23, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/810958/000110465926047559/cznc-20260423x8k.htm
- Jan 28, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/810958/000110465926007411/cznc-20260128x8k.htm
- Jan 22, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/810958/000110465926005795/cznc-20260122x8k.htm

## Insider trades (Form 4)

- Nov 6, 2026: Katherine W. Shattuck (Director) bought 7 shares, about $198. Source: https://www.sec.gov/Archives/edgar/data/810958/000187047326000032/0001870473-26-000032-index.htm
- Nov 6, 2026: Frank G. Pellegrino (Director) bought 254 shares, about $7,168. Source: https://www.sec.gov/Archives/edgar/data/810958/000166721126000030/0001667211-26-000030-index.htm
- Oct 2, 2026: Katherine W. Shattuck (Director) bought 8 shares, about $204. Source: https://www.sec.gov/Archives/edgar/data/810958/000187047326000030/0001870473-26-000030-index.htm
- Oct 2, 2026: Frank G. Pellegrino (Director) bought 245 shares, about $6,250. Source: https://www.sec.gov/Archives/edgar/data/810958/000166721126000028/0001667211-26-000028-index.htm
- Sep 4, 2026: Katherine W. Shattuck (Director) bought 8 shares, about $209. Source: https://www.sec.gov/Archives/edgar/data/810958/000187047326000028/0001870473-26-000028-index.htm
- Sep 4, 2026: Frank G. Pellegrino (Director) bought 178 shares, about $4,658. Source: https://www.sec.gov/Archives/edgar/data/810958/000166721126000026/0001667211-26-000026-index.htm
- Aug 7, 2026: Katherine W. Shattuck (Director) bought 8 shares, about $202. Source: https://www.sec.gov/Archives/edgar/data/810958/000187047326000024/0001870473-26-000024-index.htm
- Aug 7, 2026: Frank G. Pellegrino (Director) bought 208 shares, about $5,246. Source: https://www.sec.gov/Archives/edgar/data/810958/000166721126000022/0001667211-26-000022-index.htm
- Aug 3, 2026: Christian C. Trate (Director) sold 560 shares, about $14,118. Source: https://www.sec.gov/Archives/edgar/data/810958/000208913326000006/0002089133-26-000006-index.htm
- Jul 31, 2026: Stephen M. Dorwart (Director) sold 2,278 shares, about $57,793. Source: https://www.sec.gov/Archives/edgar/data/810958/000181638726000008/0001816387-26-000008-index.htm
- Jul 8, 2026: Katherine W. Shattuck (Director) bought 9 shares, about $207. Source: https://www.sec.gov/Archives/edgar/data/810958/000187047326000022/0001870473-26-000022-index.htm
- Jul 8, 2026: Frank G. Pellegrino (Director) bought 198 shares, about $4,560. Source: https://www.sec.gov/Archives/edgar/data/810958/000166721126000020/0001667211-26-000020-index.htm
- Jun 5, 2026: Katherine W. Shattuck (Director) bought 10 shares, about $214. Source: https://www.sec.gov/Archives/edgar/data/810958/000187047326000020/0001870473-26-000020-index.htm
- Jun 5, 2026: Frank G. Pellegrino (Director) bought 190 shares, about $4,074. Source: https://www.sec.gov/Archives/edgar/data/810958/000166721126000018/0001667211-26-000018-index.htm
- May 28, 2026: Christian C. Trate (Director) sold 229 shares, about $4,832. Source: https://www.sec.gov/Archives/edgar/data/810958/000208913326000004/0002089133-26-000004-index.htm

## Latest filings

- 8-K filed Oct 28, 2026: https://www.sec.gov/Archives/edgar/data/810958/000110465926119488/cznc-20261022x8k.htm
- 10-K filed Mar 6, 2026: https://www.sec.gov/Archives/edgar/data/810958/000110465926024613/cznc-20251231x10k.htm
- 10-Q filed Aug 7, 2026: https://www.sec.gov/Archives/edgar/data/810958/000110465926092539/cznc-20260630x10q.htm
- DEF 14A filed Mar 13, 2026: https://www.sec.gov/Archives/edgar/data/810958/000110465926027576/tm268571d1_def14a.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/