{
  "name": "Credit Acceptance Corp",
  "legal_name": "CREDIT ACCEPTANCE CORP",
  "ticker": "CACC",
  "tickers": [
    "CACC"
  ],
  "cik": "0000885550",
  "page_url": "https://steadybase.io/company/credit-acceptance-corp/",
  "markdown_url": "https://steadybase.io/company/credit-acceptance-corp.md",
  "json_url": "https://steadybase.io/company/credit-acceptance-corp.json",
  "as_of": "2026-11-10",
  "last_filed": "2026-10-29",
  "industry": {
    "sic": "6141",
    "description": "Personal Credit Institutions"
  },
  "headquarters": {
    "city": "Southfield",
    "state": "MI",
    "country": "US"
  },
  "exchanges": [
    "Nasdaq"
  ],
  "fiscal_year_end": "December 31",
  "filer_category": "Large accelerated filer",
  "state_of_incorporation": "MI",
  "website": "creditacceptance.com",
  "investor_relations_url": null,
  "linkedin_company_url": "https://www.linkedin.com/company/credit-acceptance",
  "summary": {
    "text": "Credit Acceptance Corporation (referred to as the “Company”, “Credit Acceptance”, “we”, “our” or “us”) makes vehicle ownership possible by providing innovative financing solutions that enable automobile dealers to sell vehicles to consumers, regardless of their credit history.",
    "section": "Item 1. Business",
    "period_end": "2025-12-31",
    "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000047/cacc-20251231.htm"
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      "text": "Revenue: $2.3B for the fiscal year ended Dec 31, 2025 (10-K filed Feb 13, 2026)."
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      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000047/0000885550-26-000047-index.html",
      "text": "Net income: $423.9M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 13, 2026)."
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      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000047/0000885550-26-000047-index.html",
      "text": "SG&A: $262.8M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 13, 2026)."
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      "text": "Employees: 2,314 as of , as reported in an SEC filing."
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      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000201/0000885550-26-000201-index.html",
      "text": "Shares outstanding: 10,137,465 as of Oct 22, 2026 (10-Q filed Oct 29, 2026)."
    },
    {
      "key": "auditor",
      "label": "Auditor",
      "value": "Grant Thornton LLP",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000047/cacc-20251231.htm",
      "text": "Auditor: Grant Thornton LLP, Southfield, Michigan, named in the latest 10-K."
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    },
    {
      "owner": "Nicholas J. Elliott",
      "role": "Chief Transformation Officer",
      "action": "sold",
      "code": "S",
      "shares": 2306,
      "value_usd": 1452750,
      "date": "2026-06-26",
      "filed": "2026-06-30",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000166/0000885550-26-000166-index.htm"
    },
    {
      "owner": "Erin J. Kerber",
      "role": "Chief Legal Officer",
      "action": "sold",
      "code": "S",
      "shares": 5720,
      "value_usd": 3602474,
      "date": "2026-06-26",
      "filed": "2026-06-30",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000165/0000885550-26-000165-index.htm"
    },
    {
      "owner": "Nicholas J. Elliott",
      "role": "Chief Transformation Officer",
      "action": "sold",
      "code": "S",
      "shares": 4670,
      "value_usd": 2837490,
      "date": "2026-06-25",
      "filed": "2026-06-26",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000159/0000885550-26-000159-index.htm"
    },
    {
      "owner": "Erin J. Kerber",
      "role": "Chief Legal Officer",
      "action": "sold",
      "code": "S",
      "shares": 11593,
      "value_usd": 7043811,
      "date": "2026-06-25",
      "filed": "2026-06-26",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000158/0000885550-26-000158-index.htm"
    },
    {
      "owner": "Jonathan Lum",
      "role": "Chief Operating Officer",
      "action": "sold",
      "code": "S",
      "shares": 6000,
      "value_usd": 3600000,
      "date": "2026-06-24",
      "filed": "2026-06-26",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000162/0000885550-26-000162-index.htm"
    },
    {
      "owner": "Jay D. Martin",
      "role": "Chief Financial Officer",
      "action": "sold",
      "code": "S",
      "shares": 3000,
      "value_usd": 1803119,
      "date": "2026-06-24",
      "filed": "2026-06-26",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000160/0000885550-26-000160-index.htm"
    },
    {
      "owner": "Nicholas J. Elliott",
      "role": "Chief Transformation Officer",
      "action": "sold",
      "code": "S",
      "shares": 55,
      "value_usd": 31741,
      "date": "2026-06-17",
      "filed": "2026-06-17",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000153/0000885550-26-000153-index.htm"
    },
    {
      "owner": "Erin J. Kerber",
      "role": "Chief Legal Officer",
      "action": "sold",
      "code": "S",
      "shares": 56,
      "value_usd": 32292,
      "date": "2026-06-17",
      "filed": "2026-06-17",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000152/0000885550-26-000152-index.htm"
    },
    {
      "owner": "Jay D. Martin",
      "role": "Chief Financial Officer",
      "action": "sold",
      "code": "S",
      "shares": 49,
      "value_usd": 28260,
      "date": "2026-06-17",
      "filed": "2026-06-17",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000151/0000885550-26-000151-index.htm"
    },
    {
      "owner": "Nicholas J. Elliott",
      "role": "Chief Transformation Officer",
      "action": "sold",
      "code": "S",
      "shares": 53,
      "value_usd": 30565,
      "date": "2026-06-09",
      "filed": "2026-06-10",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000128/0000885550-26-000128-index.htm"
    },
    {
      "owner": "Jay D. Martin",
      "role": "Chief Financial Officer",
      "action": "sold",
      "code": "S",
      "shares": 44,
      "value_usd": 25377,
      "date": "2026-06-09",
      "filed": "2026-06-10",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000127/0000885550-26-000127-index.htm"
    },
    {
      "owner": "Erin J. Kerber",
      "role": "Chief Legal Officer",
      "action": "sold",
      "code": "S",
      "shares": 54,
      "value_usd": 31142,
      "date": "2026-06-09",
      "filed": "2026-06-10",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000126/0000885550-26-000126-index.htm"
    },
    {
      "owner": "Erin J. Kerber",
      "role": "Chief Legal Officer",
      "action": "sold",
      "code": "S",
      "shares": 3546,
      "value_usd": 2044140,
      "date": "2026-06-01",
      "filed": "2026-06-02",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000118/0000885550-26-000118-index.htm"
    },
    {
      "owner": "Nicholas J. Elliott",
      "role": "Chief Transformation Officer",
      "action": "sold",
      "code": "S",
      "shares": 3379,
      "value_usd": 1947892,
      "date": "2026-06-01",
      "filed": "2026-06-02",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000117/0000885550-26-000117-index.htm"
    }
  ],
  "quotes": [
    {
      "text": "During the third quarter, Consumer Loan unit and dollar volume grew 38% and 51%, respectively, both economic profit and adjusted net income experienced double-digit growth, and the number of active dealers reached an all-time high",
      "speaker": "Vinayak Hegde",
      "title": "Chief Executive Officer",
      "form": "8-K",
      "filed": "2026-10-29",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000200/caccq32026earningsrelease.htm"
    }
  ],
  "latest_filings": [
    {
      "form": "8-K",
      "filed": "2026-10-29",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000200/cacc-20261029.htm"
    },
    {
      "form": "10-K",
      "filed": "2026-02-13",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000047/cacc-20251231.htm"
    },
    {
      "form": "10-Q",
      "filed": "2026-10-29",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000201/cacc-20260930.htm"
    },
    {
      "form": "DEF 14A",
      "filed": "2026-04-28",
      "source_url": "https://www.sec.gov/Archives/edgar/data/885550/000088555026000073/cacc-20260428.htm"
    }
  ],
  "source": "SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from."
}