# Embassy Bancorp, Inc. (EMYB)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/embassy-bancorp-inc/ JSON: https://steadybase.io/company/embassy-bancorp-inc.json Checked Nov 10, 2026. Latest filing read: Aug 13, 2026.

## Company

- Legal name: Embassy Bancorp, Inc.
- Ticker: EMYB (OTC)
- SEC CIK: 0001449794
- Industry: State Commercial Banks (SIC 6022)
- Headquarters: Bethlehem, PA
- Fiscal year ends: December 31
- SEC filer category: Non-accelerated filer<br>Smaller reporting company
- Website: embassybank.com
- Investor relations: https://investors.embassybank.com/overview/default.aspx
- LinkedIn: https://www.linkedin.com/company/embassy-bank
- Next earnings date: Nov 13, 2026 (estimated from past 8-K timing)

## Key facts

- Revenue: $71.5M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 16, 2026). Source: https://www.sec.gov/Archives/edgar/data/1449794/000144979426000003/0001449794-26-000003-index.html
- Net income: $13.7M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 16, 2026). Source: https://www.sec.gov/Archives/edgar/data/1449794/000144979426000003/0001449794-26-000003-index.html
- Employees: 114 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/1449794/000144979426000003/emyb-20251231x10k.htm
- Shares outstanding: 7,405,604 as of Aug 7, 2026 (10-Q filed Aug 13, 2026). Source: https://www.sec.gov/Archives/edgar/data/1449794/000144979426000028/0001449794-26-000028-index.html
- Auditor: Baker Tilly Us, LLP, Allentown, Pennsylvania, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/1449794/000144979426000003/emyb-20251231x10k.htm

## Business

Embassy Bancorp, Inc. (the “Company”) is a Pennsylvania corporation organized in 2008 and registered as a bank holding company pursuant to the Bank Holding Company Act of 1956, as amended (the “BHC Act”). The Company was formed for purposes of acquiring Embassy Bank For The Lehigh Valley (the “Bank”) in connection with the reorganization of the Bank into a bank holding company structure, which was consummated on November 11, 2008. The reorganization enabled the Company to better compete and grow in its competitive and rapidly changing marketplace.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/1449794/000144979426000003/emyb-20251231x10k.htm

## Annual results

| Fiscal year ended | Revenue | Net income |
|---|---|---|
| Dec 31, 2025 | $71.5M | $13.7M |
| Dec 31, 2024 | $65.0M | $10.4M |
| Dec 31, 2023 | $57.2M | $12.7M |
| Dec 31, 2022 | $50.4M | $17.7M |
| Dec 31, 2021 | $47.5M | $16.8M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/embassy-bancorp-inc.json

## Officers and directors

- David M. Lobach Jr, Chairman, President and CEO. Source: Form 4 filed Sep 21, 2026, https://www.sec.gov/Archives/edgar/data/1449794/000146463126000009/0001464631-26-000009-index.htm
- Jeffrey C. Skumin, EVP, CFO. Source: Form 4 filed Jun 15, 2026, https://www.sec.gov/Archives/edgar/data/1449794/000176146026000001/0001761460-26-000001-index.htm
- Judith A. Hunsicker, FEO, COO. Source: Form 4 filed Sep 21, 2026, https://www.sec.gov/Archives/edgar/data/1449794/000146462926000001/0001464629-26-000001-index.htm
- Lynne Marie Neel, Sr. Executive Vice President. Source: Form 4 filed Jun 15, 2026, https://www.sec.gov/Archives/edgar/data/1449794/000172995226000001/0001729952-26-000001-index.htm
- Michael B. Macy, EVP, CLO Business Banking. LinkedIn: https://linkedin.com/in/michael-macy-706288140. Source: Form 4 filed Jun 15, 2026, https://www.sec.gov/Archives/edgar/data/1449794/000196203826000001/0001962038-26-000001-index.htm
- Brandi Stefanov, EVP, Branch Administration. LinkedIn: https://linkedin.com/in/brandi-stefanov-ab288970. Source: Form 4 filed Dec 17, 2025, https://www.sec.gov/Archives/edgar/data/1449794/000204592725000003/0002045927-25-000003-index.htm
- Diane Maria Cunningham, Sr. Executive Vice President. Source: Form 4 filed Dec 17, 2025, https://www.sec.gov/Archives/edgar/data/1449794/000172988825000002/0001729888-25-000002-index.htm
- Jennifer Tropeano, EVP, Consumer Lending. Source: Form 4 filed Dec 17, 2025, https://www.sec.gov/Archives/edgar/data/1449794/000204857025000002/0002048570-25-000002-index.htm

## Recent 8-K events

- Aug 11, 2026: Item 5.02, Departure or appointment of directors or officers; compensation. Source: https://www.sec.gov/Archives/edgar/data/1449794/000144979426000025/emyb-20260807x8k.htm
- Jul 21, 2026: Item 5.02, Departure or appointment of directors or officers; compensation. Source: https://www.sec.gov/Archives/edgar/data/1449794/000144979426000023/emyb-20260716x8k.htm
- Jun 18, 2026: Item 5.07, Submission of matters to a vote of security holders. Source: https://www.sec.gov/Archives/edgar/data/1449794/000144979426000021/emyb-20260617x8k.htm
- Jun 17, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1449794/000144979426000019/emyb-20260617x8k.htm
- Jun 17, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1449794/000144979426000016/emyb-20260617x8k.htm
- Jun 1, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1449794/000144979426000012/emyb-20260601x8k.htm
- Dec 5, 2025: Item 5.02, Departure or appointment of directors or officers; compensation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1449794/000144979425000037/emyb-20251205x8k.htm
- Nov 6, 2025: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1449794/000144979425000032/emyb-20251106x8k.htm
- Oct 27, 2025: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1449794/000144979425000027/emyb-20251027x8k.htm
- Jun 20, 2025: Item 5.07, Submission of matters to a vote of security holders. Source: https://www.sec.gov/Archives/edgar/data/1449794/000144979425000017/emyb-20250618x8k.htm

## Insider trades (Form 4)

- Sep 23, 2026: Geoffrey F. Boyer (Director) sold 2,200 shares, about $47,965. Source: https://www.sec.gov/Archives/edgar/data/1449794/000146463726000002/0001464637-26-000002-index.htm
- Aug 28, 2026: David M. Lobach Jr (Chairman, President and CEO) bought 100 shares, about $2,230. Source: https://www.sec.gov/Archives/edgar/data/1449794/000146463126000008/0001464631-26-000008-index.htm
- Aug 26, 2026: Bernard M. Lesavoy (Director) bought 1,446 shares, about $32,237. Source: https://www.sec.gov/Archives/edgar/data/1449794/000146463326000004/0001464633-26-000004-index.htm
- Aug 18, 2026: David M. Lobach Jr (Chairman, President and CEO) bought 2,000 shares, about $44,660. Source: https://www.sec.gov/Archives/edgar/data/1449794/000146463126000007/0001464631-26-000007-index.htm
- Jun 15, 2026: Michael B. Macy (EVP, CLO Business Banking) bought 1,000 shares, about $21,450. Source: https://www.sec.gov/Archives/edgar/data/1449794/000196203826000001/0001962038-26-000001-index.htm
- Jun 15, 2026: Jeffrey C. Skumin (EVP, CFO) bought 50 shares, about $1,073. Source: https://www.sec.gov/Archives/edgar/data/1449794/000176146026000001/0001761460-26-000001-index.htm
- Jun 15, 2026: Lynne Marie Neel (Sr. Executive Vice President) bought 350 shares, about $7,508. Source: https://www.sec.gov/Archives/edgar/data/1449794/000172995226000001/0001729952-26-000001-index.htm
- Jun 15, 2026: Bernard M. Lesavoy (Director) bought 100 shares, about $2,145. Source: https://www.sec.gov/Archives/edgar/data/1449794/000146463326000003/0001464633-26-000003-index.htm
- Jun 15, 2026: David M. Lobach Jr (Chairman, President and CEO) bought 500 shares, about $10,725. Source: https://www.sec.gov/Archives/edgar/data/1449794/000146463126000006/0001464631-26-000006-index.htm
- Jun 15, 2026: John T. Yurconic (Director) bought 500 shares, about $10,725. Source: https://www.sec.gov/Archives/edgar/data/1449794/000146463026000002/0001464630-26-000002-index.htm
- Jun 8, 2026: David M. Lobach Jr (Chairman, President and CEO) bought 500 shares, about $10,515. Source: https://www.sec.gov/Archives/edgar/data/1449794/000146463126000005/0001464631-26-000005-index.htm
- Jun 4, 2026: David M. Lobach Jr (Chairman, President and CEO) bought 100 shares, about $2,061. Source: https://www.sec.gov/Archives/edgar/data/1449794/000146463126000004/0001464631-26-000004-index.htm
- May 18, 2026: David M. Lobach Jr (Chairman, President and CEO) bought 106 shares, about $2,152. Source: https://www.sec.gov/Archives/edgar/data/1449794/000146463126000003/0001464631-26-000003-index.htm
- Mar 23, 2026: David M. Lobach Jr (Chairman, President and CEO) bought 200 shares, about $3,923. Source: https://www.sec.gov/Archives/edgar/data/1449794/000146463126000002/0001464631-26-000002-index.htm
- Mar 19, 2026: Bernard M. Lesavoy (Director) bought 1,750 shares, about $34,415. Source: https://www.sec.gov/Archives/edgar/data/1449794/000146463326000002/0001464633-26-000002-index.htm

## Latest filings

- 8-K filed Aug 11, 2026: https://www.sec.gov/Archives/edgar/data/1449794/000144979426000025/emyb-20260807x8k.htm
- 10-K filed Mar 16, 2026: https://www.sec.gov/Archives/edgar/data/1449794/000144979426000003/emyb-20251231x10k.htm
- 10-Q filed Aug 13, 2026: https://www.sec.gov/Archives/edgar/data/1449794/000144979426000028/emyb-20260630x10q.htm
- DEF 14A filed Apr 27, 2026: https://www.sec.gov/Archives/edgar/data/1449794/000144979426000005/emyb-20260617xdef14a.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/