{
  "name": "Exzeo Group, Inc.",
  "legal_name": "Exzeo Group, Inc.",
  "ticker": "XZO",
  "tickers": [
    "XZO"
  ],
  "cik": "0001873951",
  "page_url": "https://steadybase.io/company/exzeo-group-inc/",
  "markdown_url": "https://steadybase.io/company/exzeo-group-inc.md",
  "json_url": "https://steadybase.io/company/exzeo-group-inc.json",
  "as_of": "2026-11-10",
  "last_filed": "2026-11-05",
  "industry": {
    "sic": "7372",
    "description": "Services-Prepackaged Software"
  },
  "headquarters": {
    "city": "Tampa",
    "state": "FL",
    "country": "US"
  },
  "exchanges": [
    "NYSE"
  ],
  "fiscal_year_end": "December 31",
  "filer_category": "<br>Emerging growth company",
  "state_of_incorporation": "FL",
  "website": "exzeo.com",
  "investor_relations_url": "https://investors.exzeo.com/overview/default.aspx",
  "linkedin_company_url": "https://www.linkedin.com/company/exzeogroup",
  "summary": {
    "text": "We provide turnkey insurance technology and operations solutions to P&C insurance carriers and their agents through a proprietary platform of purpose‑built software and data analytics applications. Our Exzeo Platform consists of a suite of configurable applications designed to support the core operational and administrative functions required by P&C carriers, including quoting and underwriting, policy administration, claims management, data reporting, and financial reporting.",
    "section": "Item 1. Business",
    "period_end": "2025-12-31",
    "source_url": "https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/xzo-20251231.htm"
  },
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      "period_end": "2025-12-31",
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      "source_url": "https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/0001193125-26-076686-index.html",
      "text": "Revenue: $217.0M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 26, 2026)."
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      "text": "Operating income: $106.0M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 26, 2026)."
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      "key": "net_income",
      "label": "Net income",
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      "source_url": "https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/0001193125-26-076686-index.html",
      "text": "Net income: $82.7M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 26, 2026)."
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      "source_url": "https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/0001193125-26-076686-index.html",
      "text": "SG&A: $15.7M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 26, 2026)."
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      "source_url": "https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/xzo-20251231.htm",
      "text": "Employees: 354 as of Dec 31, 2025, as reported in an SEC filing."
    },
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      "source_url": "https://www.sec.gov/Archives/edgar/data/1873951/000119312526449861/0001193125-26-449861-index.html",
      "text": "Shares outstanding: 89,522,897 as of Oct 30, 2026 (10-Q filed Nov 5, 2026)."
    },
    {
      "key": "auditor",
      "label": "Auditor",
      "value": "Forvis Mazars, LLP",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/xzo-20251231.htm",
      "text": "Auditor: Forvis Mazars, LLP, Charlotte, North Carolina, named in the latest 10-K."
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    {
      "owner": "Paresh Patel",
      "role": "Chief Executive Officer",
      "action": "bought",
      "code": "P",
      "shares": 2000,
      "value_usd": 27040,
      "date": "2026-05-08",
      "filed": "2026-05-11",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1873951/000119312526216810/0001193125-26-216810-index.htm"
    },
    {
      "owner": "Paresh Patel",
      "role": "Chief Executive Officer",
      "action": "bought",
      "code": "P",
      "shares": 2000,
      "value_usd": 30220,
      "date": "2026-05-07",
      "filed": "2026-05-08",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1873951/000119312526214652/0001193125-26-214652-index.htm"
    },
    {
      "owner": "Paresh Patel",
      "role": "Chief Executive Officer",
      "action": "bought",
      "code": "P",
      "shares": 2000,
      "value_usd": 34627,
      "date": "2026-05-06",
      "filed": "2026-05-07",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1873951/000119312526211996/0001193125-26-211996-index.htm"
    }
  ],
  "quotes": [
    {
      "text": "AI will reshape the insurance industry, not just in expense ratios but in how coverage is bought and sold",
      "speaker": "Paresh Patel",
      "title": "Exzeo’s Chairman and Chief Executive Officer",
      "form": "8-K",
      "filed": "2026-11-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1873951/000119312526447328/xzo-ex99_1.htm"
    }
  ],
  "latest_filings": [
    {
      "form": "8-K",
      "filed": "2026-08-14",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1873951/000119312526352384/xzo-20260814.htm"
    },
    {
      "form": "10-K",
      "filed": "2026-02-26",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/xzo-20251231.htm"
    },
    {
      "form": "10-Q",
      "filed": "2026-08-07",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1873951/000119312526340267/xzo-20260630.htm"
    },
    {
      "form": "DEF 14A",
      "filed": "2026-04-29",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1873951/000119312526191689/d206711ddef14a.htm"
    }
  ],
  "source": "SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from."
}