# Exzeo Group, Inc. (XZO)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/exzeo-group-inc/ JSON: https://steadybase.io/company/exzeo-group-inc.json Checked Nov 10, 2026. Latest filing read: Nov 5, 2026.

## Company

- Legal name: Exzeo Group, Inc.
- Ticker: XZO (NYSE)
- SEC CIK: 0001873951
- Industry: Services-Prepackaged Software (SIC 7372)
- Headquarters: Tampa, FL
- Fiscal year ends: December 31
- SEC filer category: <br>Emerging growth company
- Website: exzeo.com
- Investor relations: https://investors.exzeo.com/overview/default.aspx
- LinkedIn: https://www.linkedin.com/company/exzeogroup
- Next earnings date: Dec 9, 2026

## Key facts

- Revenue: $217.0M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 26, 2026). Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/0001193125-26-076686-index.html
- Operating income: $106.0M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 26, 2026). Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/0001193125-26-076686-index.html
- Net income: $82.7M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 26, 2026). Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/0001193125-26-076686-index.html
- SG&A: $15.7M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 26, 2026). Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/0001193125-26-076686-index.html
- Employees: 354 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/xzo-20251231.htm
- Shares outstanding: 89,522,897 as of Oct 30, 2026 (10-Q filed Nov 5, 2026). Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526449861/0001193125-26-449861-index.html
- Auditor: Forvis Mazars, LLP, Charlotte, North Carolina, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/xzo-20251231.htm

## Business

We provide turnkey insurance technology and operations solutions to P&C insurance carriers and their agents through a proprietary platform of purpose‑built software and data analytics applications. Our Exzeo Platform consists of a suite of configurable applications designed to support the core operational and administrative functions required by P&C carriers, including quoting and underwriting, policy administration, claims management, data reporting, and financial reporting.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/xzo-20251231.htm

## Annual results

| Fiscal year ended | Revenue | Operating income | Net income | SG&A |
|---|---|---|---|---|
| Dec 31, 2025 | $217.0M | $106.0M | $82.7M | $15.7M |
| Dec 31, 2024 | $133.9M | $38.0M | $45.3M | $8.3M |
| Dec 31, 2023 | $88.3M | $2.6M | $21.5M | $7.9M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/exzeo-group-inc.json

## Officers and directors

- Paresh Patel, Exzeo’s Chairman and Chief Executive Officer. LinkedIn: https://linkedin.com/in/paresh-patel-93150915. Source: 8-K filed Nov 4, 2026, https://www.sec.gov/Archives/edgar/data/1873951/000119312526447328/xzo-ex99_1.htm
- Suela Bulku, Chief Financial Officer. Source: Form 4 filed Dec 22, 2025, https://www.sec.gov/Archives/edgar/data/1873951/000119312525328714/0001193125-25-328714-index.htm
- Kevin Mitchell, President and Director. Source: 10-K filed Feb 26, 2026, https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/xzo-20251231.htm
- Kevin Andrew Mitchell, President. Source: Form 4 filed Dec 22, 2025, https://www.sec.gov/Archives/edgar/data/1873951/000119312525328720/0001193125-25-328720-index.htm
- Brook Armstrong Baker, General Counsel. Source: Form 4 filed Dec 22, 2025, https://www.sec.gov/Archives/edgar/data/1873951/000119312525328713/0001193125-25-328713-index.htm
- Irene Hurst, Director. Source: 10-K filed Feb 26, 2026, https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/xzo-20251231.htm
- James Macchiarola, Director. Source: 10-K filed Feb 26, 2026, https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/xzo-20251231.htm
- Loreen Spencer, Director. Source: 10-K filed Feb 26, 2026, https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/xzo-20251231.htm
- Robert A. Lopes, Jr., Director. Source: 10-K filed Feb 26, 2026, https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/xzo-20251231.htm

## Recent 8-K events

- Nov 4, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526447328/xzo-20261104.htm
- Aug 14, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526352384/xzo-20260814.htm
- Aug 6, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526338098/xzo-20260806.htm
- Jun 10, 2026: Item 5.07, Submission of matters to a vote of security holders. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526265863/xzo-20260609.htm
- May 26, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526239353/xzo-20260526.htm
- May 6, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526209055/xzo-20260506.htm
- Feb 25, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526072006/xzo-20260225.htm
- Dec 22, 2025: Item 5.02, Departure or appointment of directors or officers; compensation. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312525328712/xzo-20251219.htm
- Dec 22, 2025: Item 7.01, Regulation FD disclosure. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312525328711/xzo-20251218.htm
- Dec 10, 2025: Item 2.02, Results of operations and financial condition (earnings release). Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312525314300/xzo-20251210.htm

## Insider trades (Form 4)

- May 27, 2026: Paresh Patel (Chief Executive Officer) bought 2,000 shares, about $27,340. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526245267/0001193125-26-245267-index.htm
- May 26, 2026: Paresh Patel (Chief Executive Officer) bought 2,000 shares, about $26,520. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526241918/0001193125-26-241918-index.htm
- May 22, 2026: Paresh Patel (Chief Executive Officer) bought 2,000 shares, about $25,840. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526239335/0001193125-26-239335-index.htm
- May 21, 2026: Paresh Patel (Chief Executive Officer) bought 2,000 shares, about $25,640. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526236927/0001193125-26-236927-index.htm
- May 20, 2026: Paresh Patel (Chief Executive Officer) bought 2,000 shares, about $26,660. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526234438/0001193125-26-234438-index.htm
- May 19, 2026: Paresh Patel (Chief Executive Officer) bought 2,000 shares, about $27,380. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526232619/0001193125-26-232619-index.htm
- May 18, 2026: Paresh Patel (Chief Executive Officer) bought 2,000 shares, about $27,860. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526230784/0001193125-26-230784-index.htm
- May 15, 2026: Paresh Patel (Chief Executive Officer) bought 2,000 shares, about $27,355. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526228943/0001193125-26-228943-index.htm
- May 14, 2026: Paresh Patel (Chief Executive Officer) bought 2,000 shares, about $27,500. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526226798/0001193125-26-226798-index.htm
- May 13, 2026: Paresh Patel (Chief Executive Officer) bought 2,000 shares, about $27,100. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526224071/0001193125-26-224071-index.htm
- May 12, 2026: Paresh Patel (Chief Executive Officer) bought 2,000 shares, about $27,700. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526221665/0001193125-26-221665-index.htm
- May 11, 2026: Paresh Patel (Chief Executive Officer) bought 2,000 shares, about $27,980. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526219483/0001193125-26-219483-index.htm
- May 8, 2026: Paresh Patel (Chief Executive Officer) bought 2,000 shares, about $27,040. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526216810/0001193125-26-216810-index.htm
- May 7, 2026: Paresh Patel (Chief Executive Officer) bought 2,000 shares, about $30,220. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526214652/0001193125-26-214652-index.htm
- May 6, 2026: Paresh Patel (Chief Executive Officer) bought 2,000 shares, about $34,627. Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526211996/0001193125-26-211996-index.htm

## What management said

- "AI will reshape the insurance industry, not just in expense ratios but in how coverage is bought and sold" Paresh Patel, Exzeo’s Chairman and Chief Executive Officer (8-K filed Nov 4, 2026). Source: https://www.sec.gov/Archives/edgar/data/1873951/000119312526447328/xzo-ex99_1.htm

## Latest filings

- 8-K filed Aug 14, 2026: https://www.sec.gov/Archives/edgar/data/1873951/000119312526352384/xzo-20260814.htm
- 10-K filed Feb 26, 2026: https://www.sec.gov/Archives/edgar/data/1873951/000119312526076686/xzo-20251231.htm
- 10-Q filed Aug 7, 2026: https://www.sec.gov/Archives/edgar/data/1873951/000119312526340267/xzo-20260630.htm
- DEF 14A filed Apr 29, 2026: https://www.sec.gov/Archives/edgar/data/1873951/000119312526191689/d206711ddef14a.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/

