{
  "name": "Farmers & Merchants Bancorp Inc",
  "legal_name": "FARMERS & MERCHANTS BANCORP INC",
  "ticker": "FMAO",
  "tickers": [
    "FMAO"
  ],
  "cik": "0000792966",
  "page_url": "https://steadybase.io/company/farmers-and-merchants-bancorp-inc/",
  "markdown_url": "https://steadybase.io/company/farmers-and-merchants-bancorp-inc.md",
  "json_url": "https://steadybase.io/company/farmers-and-merchants-bancorp-inc.json",
  "as_of": "2026-11-10",
  "last_filed": "2026-10-27",
  "industry": {
    "sic": "6035",
    "description": "Savings Institution, Federally Chartered"
  },
  "headquarters": {
    "city": "Archbold",
    "state": "OH",
    "country": "US"
  },
  "exchanges": [
    "Nasdaq"
  ],
  "fiscal_year_end": "December 31",
  "filer_category": "Accelerated filer",
  "state_of_incorporation": "OH",
  "website": "fm.bank",
  "investor_relations_url": null,
  "linkedin_company_url": "https://www.linkedin.com/company/fmbank1",
  "summary": {
    "text": "Farmers & Merchants Bancorp, Inc. (Company) is a bank holding company incorporated under the laws of Ohio in 1985 and elected to become a financial holding company under the Federal Reserve in 2014. Our primary subsidiary, The Farmers & Merchants State Bank (Bank) is a local independent community bank that has been primarily serving Northwest Ohio, Northeast Indiana and Southeast Michigan since 1897. Our other subsidiary, Farmers & Merchants Risk Management (Captive) was a captive insurance company formed in December 2014, located in Nevada and dissolved in December 2023.",
    "section": "Item 1. Business",
    "period_end": "2025-12-31",
    "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526081475/fmao-20251231.htm"
  },
  "key_facts": [
    {
      "key": "revenue",
      "label": "Revenue",
      "value": 173544000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-02-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526081475/0001193125-26-081475-index.html",
      "text": "Revenue: $173.5M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 27, 2026)."
    },
    {
      "key": "net_income",
      "label": "Net income",
      "value": 33309000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-02-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526081475/0001193125-26-081475-index.html",
      "text": "Net income: $33.3M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 27, 2026)."
    },
    {
      "key": "sga",
      "label": "SG&A",
      "value": 5937000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-02-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526081475/0001193125-26-081475-index.html",
      "text": "SG&A: $5.9M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 27, 2026)."
    },
    {
      "key": "employees",
      "label": "Employees",
      "value": 474,
      "unit": "people",
      "period_end": "2025-12-31",
      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526081475/fmao-20251231.htm",
      "text": "Employees: 474 as of Dec 31, 2025, as reported in an SEC filing."
    },
    {
      "key": "shares_outstanding",
      "label": "Shares outstanding",
      "value": 13760896,
      "unit": "shares",
      "period_end": "2026-10-23",
      "form": "10-Q",
      "filed": "2026-10-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526433664/0001193125-26-433664-index.html",
      "text": "Shares outstanding: 13,760,896 as of Oct 23, 2026 (10-Q filed Oct 27, 2026)."
    },
    {
      "key": "auditor",
      "label": "Auditor",
      "value": "Plante & Moran, Pllc",
      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526081475/fmao-20251231.htm",
      "text": "Auditor: Plante & Moran, Pllc, Columbus, Ohio, named in the latest 10-K."
    }
  ],
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  "next_earnings": {
    "date": "2027-01-26",
    "confidence": "estimate",
    "webcast_url": null
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  "people": [
    {
      "name": "Lars B. Eller",
      "title": "President & CEO",
      "role": "both",
      "linkedin_url": "https://www.linkedin.com/in/larseller",
      "form": "4",
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      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526257534/0001193125-26-257534-index.htm"
    },
    {
      "name": "Barbara J. Britenriker",
      "title": "Executive Vice President and Chief Financial Officer",
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      "linkedin_url": "https://linkedin.com/in/barbara-britenriker-0a62a713",
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    {
      "owner": "Andrew J. Briggs",
      "role": "Director",
      "action": "sold",
      "code": "S",
      "shares": 6000,
      "value_usd": 181170,
      "date": "2026-07-24",
      "filed": "2026-07-24",
      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526316406/0001193125-26-316406-index.htm"
    },
    {
      "owner": "Andrew J. Briggs",
      "role": "Director",
      "action": "sold",
      "code": "S",
      "shares": 9000,
      "value_usd": 276180,
      "date": "2026-07-22",
      "filed": "2026-07-22",
      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526312607/0001193125-26-312607-index.htm"
    },
    {
      "owner": "Andrew J. Briggs",
      "role": "Director",
      "action": "sold",
      "code": "S",
      "shares": 6000,
      "value_usd": 183360,
      "date": "2026-07-17",
      "filed": "2026-07-17",
      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526307948/0001193125-26-307948-index.htm"
    },
    {
      "owner": "Andrew J. Briggs",
      "role": "Director",
      "action": "sold",
      "code": "S",
      "shares": 9000,
      "value_usd": 269040,
      "date": "2026-07-15",
      "filed": "2026-07-15",
      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526304937/0001193125-26-304937-index.htm"
    },
    {
      "owner": "Andrew J. Briggs",
      "role": "Director",
      "action": "sold",
      "code": "S",
      "shares": 6000,
      "value_usd": 176820,
      "date": "2026-07-10",
      "filed": "2026-07-10",
      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526300900/0001193125-26-300900-index.htm"
    },
    {
      "owner": "Andrew J. Briggs",
      "role": "Director",
      "action": "sold",
      "code": "S",
      "shares": 6000,
      "value_usd": 182610,
      "date": "2026-07-08",
      "filed": "2026-07-08",
      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526298355/0001193125-26-298355-index.htm"
    }
  ],
  "quotes": [],
  "latest_filings": [
    {
      "form": "8-K",
      "filed": "2026-10-22",
      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526429065/fmao-20261022.htm"
    },
    {
      "form": "10-K",
      "filed": "2026-02-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526081475/fmao-20251231.htm"
    },
    {
      "form": "10-Q",
      "filed": "2026-10-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000119312526433664/fmao-20260930.htm"
    },
    {
      "form": "DEF 14A",
      "filed": "2026-03-24",
      "source_url": "https://www.sec.gov/Archives/edgar/data/792966/000114036126010915/edge20061107x1_def14a.htm"
    }
  ],
  "source": "SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from."
}