# Farmers & Merchants Bancorp (FMCB)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/farmers-and-merchants-bancorp/ JSON: https://steadybase.io/company/farmers-and-merchants-bancorp.json Checked Nov 10, 2026. Latest filing read: Nov 6, 2026.

## Company

- Legal name: FARMERS & MERCHANTS BANCORP
- Ticker: FMCB (OTC)
- SEC CIK: 0001085913
- Industry: National Commercial Banks (SIC 6021)
- Headquarters: Lodi, CA
- Fiscal year ends: December 31
- SEC filer category: Accelerated filer
- Website: fmbonline.com
- Investor relations: https://ir.fm.bank/
- LinkedIn: https://www.linkedin.com/company/farmers-&-merchants-bank-of-central-california
- Next earnings date: Jan 18, 2027 (estimated from past 8-K timing)

## Key facts

- Revenue: $279.5M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 13, 2026). Source: https://www.sec.gov/Archives/edgar/data/1085913/000114036126009383/0001140361-26-009383-index.html
- Net income: $93.6M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 13, 2026). Source: https://www.sec.gov/Archives/edgar/data/1085913/000114036126009383/0001140361-26-009383-index.html
- Employees: 383 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/1085913/000114036126009383/fmcb-20251231.htm
- Shares outstanding: 697,388 as of Oct 31, 2026 (10-Q filed Nov 6, 2026). Source: https://www.sec.gov/Archives/edgar/data/1085913/000114036126042504/0001140361-26-042504-index.html
- Auditor: Crowe LLP, Sacramento, California, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/1085913/000114036126009383/fmcb-20251231.htm

## Business

Farmers & Merchants Bancorp (the “Company” or “FMCB”) is a Delaware registered bank holding company organized in 1999.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/1085913/000114036126009383/fmcb-20251231.htm

## Annual results

| Fiscal year ended | Revenue | Net income |
|---|---|---|
| Dec 31, 2025 | $279.5M | $93.6M |
| Dec 31, 2024 | $272.0M | $88.5M |
| Dec 31, 2023 | $253.8M | $88.3M |
| Dec 31, 2022 | $198.4M | $75.1M |
| Dec 31, 2021 | $165.3M | $66.3M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/farmers-and-merchants-bancorp.json

## Officers and directors

- Kent A. Steinwert, President/CEO. Source: 4/A filed Aug 25, 2026, https://www.sec.gov/Archives/edgar/data/1085913/000121390026093358/0001213900-26-093358-index.htm
- Bart R. Olson, Executive Vice President. LinkedIn: https://linkedin.com/in/bart-olson-51b3274b. Source: 4/A filed Aug 25, 2026, https://www.sec.gov/Archives/edgar/data/1085913/000121390026093349/0001213900-26-093349-index.htm
- David Zitterow, Executive Vice President. Source: 4/A filed Aug 25, 2026, https://www.sec.gov/Archives/edgar/data/1085913/000121390026093355/0001213900-26-093355-index.htm
- J. Ryan Misasi, Executive Vice President. LinkedIn: https://linkedin.com/in/ryan-misasi-745b7a8. Source: 4/A filed Aug 25, 2026, https://www.sec.gov/Archives/edgar/data/1085913/000121390026093350/0001213900-26-093350-index.htm
- John W. Weubbe, Executive Vice President. Source: 4/A filed Aug 25, 2026, https://www.sec.gov/Archives/edgar/data/1085913/000121390026093361/0001213900-26-093361-index.htm
- Thomas A. Bennett, Executive Vice President. LinkedIn: https://linkedin.com/in/thomas-bennett-7942284. Source: 4/A filed Aug 25, 2026, https://www.sec.gov/Archives/edgar/data/1085913/000121390026093353/0001213900-26-093353-index.htm
- Troy Harper, Executive Vice President. LinkedIn: https://linkedin.com/in/troy-harper-3b9913396. Source: 4/A filed Aug 25, 2026, https://www.sec.gov/Archives/edgar/data/1085913/000121390026093351/0001213900-26-093351-index.htm
- Craig James, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/1085913/000114036126009383/fmcb-20251231.htm
- Deborah E. Skinner, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/1085913/000114036126009383/fmcb-20251231.htm
- Edward Corum, Jr., Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/1085913/000114036126009383/fmcb-20251231.htm
- Gary Long, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/1085913/000114036126009383/fmcb-20251231.htm
- Kevin Sanguinetti, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/1085913/000114036126009383/fmcb-20251231.htm
- Stephenson K. Green, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/1085913/000114036126009383/fmcb-20251231.htm

## Recent 8-K events

- Oct 21, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1085913/000108591326000004/fmcb-20261023.htm
- Oct 20, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1085913/000114036126040188/ef20083984_8k.htm
- Aug 13, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1085913/000114036126032560/ef20080073_8k.htm
- Jul 23, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1085913/000114036126029401/ef20078645_8k.htm
- Jul 20, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1085913/000114036126028971/ef20078246_8k.htm
- Jun 11, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1085913/000114036126024952/ef20076115_form8k.htm
- May 13, 2026: Item 5.07, Submission of matters to a vote of security holders. Source: https://www.sec.gov/Archives/edgar/data/1085913/000114036126020886/ef20073204_8k.htm
- May 12, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1085913/000114036126020833/ef20073206_form8k.htm
- Apr 23, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1085913/000114036126016185/ef20071199_form8k.htm
- Apr 20, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1085913/000114036126015683/ef20071006_8k.htm

## Insider trades (Form 4)

- Nov 5, 2025: Kevin Sanguinetti (Director) bought 10 shares, about $10,430. Source: https://www.sec.gov/Archives/edgar/data/1085913/000121390025107126/0001213900-25-107126-index.htm

## Latest filings

- 8-K filed Oct 21, 2026: https://www.sec.gov/Archives/edgar/data/1085913/000108591326000004/fmcb-20261023.htm
- 10-K filed Mar 13, 2026: https://www.sec.gov/Archives/edgar/data/1085913/000114036126009383/fmcb-20251231.htm
- 10-Q filed Aug 7, 2026: https://www.sec.gov/Archives/edgar/data/1085913/000114036126031718/ef20075245_10q.htm
- DEF 14A filed Apr 1, 2026: https://www.sec.gov/Archives/edgar/data/1085913/000114036126012591/ef20068658_def14a.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/