# First Keystone Corp (FKYS)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/first-keystone-corp/ JSON: https://steadybase.io/company/first-keystone-corp.json Checked Nov 10, 2026. Latest filing read: Aug 7, 2026.

## Company

- Legal name: FIRST KEYSTONE CORP
- Ticker: FKYS (OTC)
- SEC CIK: 0000737875
- Industry: State Commercial Banks (SIC 6022)
- Headquarters: Berwick, PA
- Fiscal year ends: December 31
- SEC filer category: Non-accelerated filer<br>Smaller reporting company
- Website: firstkeystonecorp.fkc.bank
- LinkedIn: https://www.linkedin.com/company/first-keystone-community-bank-fka-first-keystone-national-bank
- Next earnings date: Jan 31, 2027 (estimated from past 8-K timing)

## Key facts

- Revenue: $77.2M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 30, 2026). Source: https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/0000737875-26-000009-index.html
- Net income: $6.2M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 30, 2026). Source: https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/0000737875-26-000009-index.html
- Employees: 210 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/fkys-20251231x10k.htm
- Shares outstanding: 6,322,401 as of Aug 5, 2026 (10-Q filed Aug 6, 2026). Source: https://www.sec.gov/Archives/edgar/data/737875/000073787526000029/0000737875-26-000029-index.html
- Auditor: Baker Tilly Us, LLP, Milwaukee, Wisconsin, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/fkys-20251231x10k.htm

## Business

First Keystone Corporation (the “Corporation”) is a Pennsylvania business corporation, and a bank holding company, registered with and supervised by the Board of Governors of the Federal Reserve System (the “Federal Reserve Board”). The Corporation was incorporated on July 6, 1983, and commenced operations on July 2, 1984, upon consummation of the acquisition of all of the outstanding stock of First National Bank of Berwick (the predecessor to First Keystone Community Bank).

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/fkys-20251231x10k.htm

## Annual results

| Fiscal year ended | Revenue | Net income |
|---|---|---|
| Dec 31, 2025 | $77.2M | $6.2M |
| Dec 31, 2024 | $71.4M | -$13.2M |
| Dec 31, 2023 | $57.0M | $5.6M |
| Dec 31, 2022 | $46.4M | $14.0M |
| Dec 31, 2021 | $42.0M | $14.7M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/first-keystone-corp.json

## Officers and directors

- Jack W. Jones, President and Chief Executive Officer. Source: 10-K filed Mar 30, 2026, https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/fkys-20251231x10k.htm
- Stacy L. Gordner, Chief Financial Officer. Source: 10-K filed Mar 30, 2026, https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/fkys-20251231x10k.htm
- Stacy Lynn Gordner, SVP & CFO. Source: Form 5 filed Feb 5, 2026, https://www.sec.gov/Archives/edgar/data/737875/000206933926000001/0002069339-26-000001-index.htm
- Michelle M. Karas, SVP & COO. Source: Form 4 filed May 27, 2026, https://www.sec.gov/Archives/edgar/data/737875/000181402626000003/0001814026-26-000003-index.htm
- Mark James McDonald, SVP & COO. Source: Form 5 filed Feb 5, 2026, https://www.sec.gov/Archives/edgar/data/737875/000161294526000001/0001612945-26-000001-index.htm
- John E. Arndt, Vice Chairman/Director. Source: 10-K filed Mar 30, 2026, https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/fkys-20251231x10k.htm
- Robert A. Bull, Chairman/Director. Source: 10-K filed Mar 30, 2026, https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/fkys-20251231x10k.htm
- Robert Alvin Bull, Chairman. Source: Form 5 filed Feb 5, 2026, https://www.sec.gov/Archives/edgar/data/737875/000138582926000001/0001385829-26-000001-index.htm
- D. Matthew Bower, Director. Source: 10-K filed Mar 30, 2026, https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/fkys-20251231x10k.htm
- David R. Saracino, Secretary/Director. Source: 10-K filed Mar 30, 2026, https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/fkys-20251231x10k.htm
- Elaine A. Woodland, Director. Source: 10-K filed Mar 30, 2026, https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/fkys-20251231x10k.htm
- Michael L. Jezewski, Director. Source: 10-K filed Mar 30, 2026, https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/fkys-20251231x10k.htm
- Nancy J. Marr, Director. Source: 10-K filed Mar 30, 2026, https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/fkys-20251231x10k.htm
- Whitney B. Holloway, Director. Source: 10-K filed Mar 30, 2026, https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/fkys-20251231x10k.htm
- William E. Rinehart, Director. Source: 10-K filed Mar 30, 2026, https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/fkys-20251231x10k.htm

## Recent 8-K events

- Nov 2, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/737875/000073787526000039/fkys-20261030x8k.htm
- Oct 1, 2026: Item 1.01, Entry into a material definitive agreement; Item 2.03, Creation of a direct financial obligation; Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/737875/000073787526000035/fkys-20260930x8k.htm
- Aug 28, 2026: Item 8.01, Other events. Source: https://www.sec.gov/Archives/edgar/data/737875/000073787526000033/fkys-20260828x8k.htm
- Aug 27, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/737875/000073787526000031/fkys-20260827x8k.htm
- Aug 3, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/737875/000073787526000027/fkys-20260730x8k.htm
- May 28, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/737875/000073787526000024/fkys-20260528x8k.htm
- May 26, 2026: Item 5.07, Submission of matters to a vote of security holders; Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/737875/000073787526000022/fkys-20260521x8k.htm
- May 1, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/737875/000073787526000017/fkys-20260430x8k.htm
- Mar 4, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/737875/000073787526000006/fkys-20260304x8k.htm
- Jan 30, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/737875/000073787526000003/fkys-20260130x8k.htm

## Insider trades (Form 4)

- Jun 23, 2026: Donald Matthew Bower (Director) bought 4,275 shares, about $75,668. Source: https://www.sec.gov/Archives/edgar/data/737875/000180088926000004/0001800889-26-000004-index.htm
- May 28, 2026: Donald Matthew Bower (Director) bought 1,000 shares, about $18,000. Source: https://www.sec.gov/Archives/edgar/data/737875/000180088926000003/0001800889-26-000003-index.htm
- May 27, 2026: Michael L. Jezewski (Director) bought 548 shares, about $9,841. Source: https://www.sec.gov/Archives/edgar/data/737875/000173977426000003/0001739774-26-000003-index.htm
- May 26, 2026: Michelle M. Karas (SVP & COO) bought 635 shares, about $12,065. Source: https://www.sec.gov/Archives/edgar/data/737875/000181402626000003/0001814026-26-000003-index.htm
- Dec 30, 2025: Jack W. Jones (President & CEO) bought 1,400 shares, about $25,900. Source: https://www.sec.gov/Archives/edgar/data/737875/000192883525000003/0001928835-25-000003-index.htm
- Sep 12, 2025: Michael L. Jezewski (Director) bought 104 shares, about $1,796. Source: https://www.sec.gov/Archives/edgar/data/737875/000173977425000003/0001739774-25-000003-index.htm
- Aug 21, 2025: Michelle M. Karas (SVP & COO) bought 200 shares, about $3,500. Source: https://www.sec.gov/Archives/edgar/data/737875/000073787525000037/0000737875-25-000037-index.htm

## Latest filings

- 8-K filed Nov 2, 2026: https://www.sec.gov/Archives/edgar/data/737875/000073787526000039/fkys-20261030x8k.htm
- 10-K filed Mar 30, 2026: https://www.sec.gov/Archives/edgar/data/737875/000073787526000009/fkys-20251231x10k.htm
- 10-Q filed Aug 6, 2026: https://www.sec.gov/Archives/edgar/data/737875/000073787526000029/fkys-20260630x10q.htm
- DEF 14A filed Apr 8, 2026: https://www.sec.gov/Archives/edgar/data/737875/000073787526000015/fkys-20260521xdef14a.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/