# First Northern Community Bancorp (FNRN)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/first-northern-community-bancorp/ JSON: https://steadybase.io/company/first-northern-community-bancorp.json Checked Nov 10, 2026. Latest filing read: Nov 6, 2026.

## Company

- Legal name: FIRST NORTHERN COMMUNITY BANCORP
- Ticker: FNRN (Nasdaq)
- SEC CIK: 0001114927
- Industry: Savings Institution, Federally Chartered (SIC 6035)
- Headquarters: Dixon, CA
- Fiscal year ends: December 31
- SEC filer category: Non-accelerated filer<br>Smaller reporting company
- Website: thatsmybank.com
- Investor relations: https://investors.thefirst.com/overview/default.aspx
- LinkedIn: https://www.linkedin.com/company/first-northern-bank
- Next earnings date: Jan 28, 2027 (estimated from past 8-K timing)

## Key facts

- Revenue: $82.3M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 13, 2026). Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926008040/0001437749-26-008040-index.html
- Net income: $21.1M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 13, 2026). Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926008040/0001437749-26-008040-index.html
- Employees: 204 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926008040/fnrn20251231_10k.htm
- Shares outstanding: 16,289,307 as of Nov 2, 2026 (10-Q filed Nov 6, 2026). Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926035477/0001437749-26-035477-index.html
- Auditor: Baker Tilly Us, LLP, Sacramento, California, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926008040/fnrn20251231_10k.htm

## Business

First Northern Community Bancorp (the “Company”) is a bank holding company registered under the Bank Holding Company Act of 1956, as amended (“BHCA”). Its legal headquarters and principal administrative offices are located at 195 N. First Street, Dixon, CA 95620 and its telephone number is (707) 678-3041.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/1114927/000143774926008040/fnrn20251231_10k.htm

## Annual results

| Fiscal year ended | Revenue | Net income |
|---|---|---|
| Dec 31, 2025 | $82.3M | $21.1M |
| Dec 31, 2024 | $78.7M | $20.0M |
| Dec 31, 2023 | $74.1M | $21.6M |
| Dec 31, 2022 | $55.9M | $15.9M |
| Dec 31, 2021 | $47.2M | $14.2M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/first-northern-community-bancorp.json

## Officers and directors

- Jeremiah Smith, President and Chief Executive Officer. LinkedIn: https://linkedin.com/in/jeremiah-z-smith-985b618. Source: 8-K filed Oct 29, 2026, https://www.sec.gov/Archives/edgar/data/1114927/000143774926034025/ex_1010082.htm
- Jeremiah Zachary Smith, President/CEO/Director. Source: Form 4 filed May 18, 2026, https://www.sec.gov/Archives/edgar/data/1114927/000111492726000068/0001114927-26-000068-index.htm
- Kevin Spink, EVP/Chief Financial Officer. LinkedIn: https://linkedin.com/in/kevin-spink-8979746. Source: Form 4 filed May 6, 2026, https://www.sec.gov/Archives/edgar/data/1114927/000111492726000044/0001114927-26-000044-index.htm
- Brett Hamilton, EVP/Chief Credit Officer. LinkedIn: https://linkedin.com/in/brett-hamilton-7240b5106. Source: Form 4 filed Feb 19, 2026, https://www.sec.gov/Archives/edgar/data/1114927/000111492726000023/0001114927-26-000023-index.htm
- Charles Cochran, EVP/Chief Cmrcl Banking Oficer. LinkedIn: https://linkedin.com/in/charles-cochran-76782825. Source: Form 4 filed Feb 19, 2026, https://www.sec.gov/Archives/edgar/data/1114927/000111492726000027/0001114927-26-000027-index.htm
- Duane Swizer, EVP/Chief Information Officer. Source: Form 4 filed Feb 19, 2026, https://www.sec.gov/Archives/edgar/data/1114927/000111492726000029/0001114927-26-000029-index.htm
- Richard M. Martinez, Director and Vice Chairman of the Board. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/1114927/000143774926008040/fnrn20251231_10k.htm
- Sean P. Quinn, Director and Chairman of the Board. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/1114927/000143774926008040/fnrn20251231_10k.htm
- Barbara Hayes, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/1114927/000143774926008040/fnrn20251231_10k.htm
- Gregory DuPratt, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/1114927/000143774926008040/fnrn20251231_10k.htm
- Jean-Luc Servat, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/1114927/000143774926008040/fnrn20251231_10k.htm
- John M. Carbahal, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/1114927/000143774926008040/fnrn20251231_10k.htm
- Louise A. Walker, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/1114927/000143774926008040/fnrn20251231_10k.htm
- Mark C. Schulze, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/1114927/000143774926008040/fnrn20251231_10k.htm
- Patrick R. Brady, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/1114927/000143774926008040/fnrn20251231_10k.htm
- Richard A. Bedoya, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/1114927/000143774926008040/fnrn20251231_10k.htm

## Recent 8-K events

- Oct 30, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926034025/fnrn20260827_8k.htm
- Jul 30, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926024915/fnrn20260629_8k.htm
- May 26, 2026: Item 5.07, Submission of matters to a vote of security holders. Source: https://www.sec.gov/Archives/edgar/data/1114927/000111492726000070/form8_k.htm
- Apr 30, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926013937/fnrn20260409_8k.htm
- Apr 22, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1114927/000111492726000039/form8_k.htm
- Mar 31, 2026: Item 7.01, Regulation FD disclosure; Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1114927/000111492726000037/form8_k.htm
- Mar 24, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1114927/000111492726000035/form8_k.htm
- Jan 30, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926002447/fnrn20251217_8k.htm
- Jan 27, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1114927/000111492726000006/form8_k.htm
- Jan 27, 2026: Item 5.03, Amendments to articles or bylaws; change in fiscal year; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1114927/000111492726000004/form8_k.htm

## Insider trades (Form 4)

- Nov 4, 2026: Mark C. Schulze (Director) sold 2,500 shares, about $43,993. Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926035378/0001437749-26-035378-index.htm
- Aug 13, 2026: Richard M. Martinez (Director) sold 2,000 shares, about $35,020. Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926027897/0001437749-26-027897-index.htm
- Aug 12, 2026: Jean-Luc Servat (Director) bought 1,000 shares, about $17,290. Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926027431/0001437749-26-027431-index.htm
- Aug 11, 2026: Mark C. Schulze (Director) sold 6,368 shares, about $109,018. Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926027423/0001437749-26-027423-index.htm
- Aug 6, 2026: Mark C. Schulze (Director) sold 400 shares, about $7,244. Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926026924/0001437749-26-026924-index.htm
- Aug 6, 2026: Jean-Luc Servat (Director) bought 1,000 shares, about $18,220. Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926026603/0001437749-26-026603-index.htm
- Aug 5, 2026: Mark C. Schulze (Director) sold 3,232 shares, about $59,446. Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926026394/0001437749-26-026394-index.htm
- May 15, 2026: Jeremiah Zachary Smith (President/CEO/Director) sold 6,783 shares, about $119,991. Source: https://www.sec.gov/Archives/edgar/data/1114927/000111492726000068/0001114927-26-000068-index.htm
- May 12, 2026: Mark C. Schulze (Director) sold 2,000 shares, about $35,580. Source: https://www.sec.gov/Archives/edgar/data/1114927/000111492726000060/0001114927-26-000060-index.htm
- May 8, 2026: Mark C. Schulze (Director) sold 3,000 shares, about $53,340. Source: https://www.sec.gov/Archives/edgar/data/1114927/000111492726000055/0001114927-26-000055-index.htm
- May 4, 2026: Kevin Spink (EVP/Chief Financial Officer) sold 8,271 shares, about $140,938. Source: https://www.sec.gov/Archives/edgar/data/1114927/000111492726000044/0001114927-26-000044-index.htm
- Feb 19, 2026: Jean-Luc Servat (Director) bought 1,463 shares, about $21,330. Source: https://www.sec.gov/Archives/edgar/data/1114927/000111492726000019/0001114927-26-000019-index.htm
- Feb 18, 2026: Barbara A. Hayes (Director) bought 171 shares, about $2,514. Source: https://www.sec.gov/Archives/edgar/data/1114927/000111492726000021/0001114927-26-000021-index.htm
- Feb 12, 2026: Jean-Luc Servat (Director) bought 2,000 shares, about $28,974. Source: https://www.sec.gov/Archives/edgar/data/1114927/000111492726000015/0001114927-26-000015-index.htm
- Feb 11, 2026: Richard Bedoya (Director) bought 893 shares, about $12,940. Source: https://www.sec.gov/Archives/edgar/data/1114927/000111492726000010/0001114927-26-000010-index.htm

## What management said

- "First Northern continued strong momentum during the third quarter, highlighted by accelerating loan growth and solid deposit generation. Total loans increased $41.1 million during the quarter, representing an annualized growth rate of 14.7% for the three months ended September 30, 2026, compared to a 10.5% annualized growth rate for the nine months ended September 30, 2026. Total deposits increased $68.6 million during the quarter, representing an annualized growth rate of 16" Jeremiah Smith, President and Chief Executive Officer (8-K filed Oct 29, 2026). Source: https://www.sec.gov/Archives/edgar/data/1114927/000143774926034025/ex_1010082.htm

## Latest filings

- 8-K filed Oct 30, 2026: https://www.sec.gov/Archives/edgar/data/1114927/000143774926034025/fnrn20260827_8k.htm
- 10-K filed Mar 13, 2026: https://www.sec.gov/Archives/edgar/data/1114927/000143774926008040/fnrn20251231_10k.htm
- 10-Q filed Aug 7, 2026: https://www.sec.gov/Archives/edgar/data/1114927/000143774926026606/fnrn20260630_10q.htm
- DEF 14A filed Apr 9, 2026: https://www.sec.gov/Archives/edgar/data/1114927/000143774926011866/fnrn20260402_def14a.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/