# Flagstar Bank, National Association (FLG)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/flagstar-bank-national-association/ JSON: https://steadybase.io/company/flagstar-bank-national-association.json Checked Nov 10, 2026. Latest filing read: Nov 6, 2026.

## Company

- Legal name: FLAGSTAR BANK, NATIONAL ASSOCIATION
- Ticker: FLG, FLG-PA, FLG-PU (NYSE, NYSE, NYSE)
- SEC CIK: 0000910073
- Industry: Savings Institutions, Not Federally Chartered (SIC 6036)
- Headquarters: Hicksville, NY
- Fiscal year ends: December 31
- SEC filer category: Large accelerated filer
- Website: flagstar.com
- LinkedIn: https://www.linkedin.com/company/flagstar-bank
- Next earnings date: Jan 22, 2027 (estimated from past 8-K timing)

## Key facts

- Revenue: $4.5B for the fiscal year ended Dec 31, 2025 (10-K filed Feb 27, 2026). Source: https://www.sec.gov/Archives/edgar/data/910073/000091007326000025/0000910073-26-000025-index.html
- Net income: -$177.0M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 27, 2026). Source: https://www.sec.gov/Archives/edgar/data/910073/000091007326000025/0000910073-26-000025-index.html
- SG&A: $307.0M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 27, 2026). Source: https://www.sec.gov/Archives/edgar/data/910073/000091007326000025/0000910073-26-000025-index.html
- Employees: 5,631 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/910073/000091007326000025/fbc-20251231.htm
- Shares outstanding: 398,226,177 as of Oct 30, 2026 (10-Q filed Nov 6, 2026). Source: https://www.sec.gov/Archives/edgar/data/910073/000091007326000084/0000910073-26-000084-index.html
- Auditor: Kpmg LLP, New York, New York, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/910073/000091007326000025/fbc-20251231.htm

## Business

1 billion as of December 31, 2025. The Bank went public in 1993 and has grown organically and through a series of accretive mergers and acquisitions.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/910073/000091007326000025/fbc-20251231.htm

## Annual results

| Fiscal year ended | Revenue | Net income | SG&A |
|---|---|---|---|
| Dec 31, 2025 | $4.5B | -$177.0M | $307.0M |
| Dec 31, 2024 | $6.0B | -$1.1B | $513.0M |
| Dec 31, 2023 | $5.5B | -$79.0M | $389.0M |
| Dec 31, 2022 | $27.0M | $650.0M | $158.0M |
| Dec 31, 2021 | $23.0M | $596.0M | $127.0M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/flagstar-bank-national-association.json

## Officers and directors

- Joseph M. Otting, Exec Chairman and CEO. Source: Form 4 filed May 20, 2026, https://www.sec.gov/Archives/edgar/data/910073/000132310126000005/0001323101-26-000005-index.htm
- Nguyen Bao, SEVP, GC & Chf of Staff to CEO. Source: Form 4 filed Mar 17, 2026, https://www.sec.gov/Archives/edgar/data/910073/000201924426000001/0002019244-26-000001-index.htm
- Lee Smith, Senior Executive Vice President and Chief Financial Officer of the Bank. LinkedIn: https://linkedin.com/in/leemsmith10. Source: 8-K filed May 18, 2026, https://www.sec.gov/Archives/edgar/data/910073/000091007326000053/nycb-20260518.htm
- Lee Matthew Smith, SEVP & Chief Financial Officer. Source: Form 4 filed Mar 25, 2026, https://www.sec.gov/Archives/edgar/data/910073/000158288326000004/0001582883-26-000004-index.htm
- Richard Raffetto, Co-Presidents and Co-Chief Operating Officers of the Bank. LinkedIn: https://linkedin.com/in/richard-raffetto-18524a44. Source: 8-K filed May 18, 2026, https://www.sec.gov/Archives/edgar/data/910073/000091007326000053/nycb-20260518.htm
- Bryan Marx, EVP & Princ Accounting Officer. LinkedIn: https://linkedin.com/in/bryan-marx-ba670789. Source: Form 4 filed Jul 16, 2026, https://www.sec.gov/Archives/edgar/data/910073/000163214326000004/0001632143-26-000004-index.htm
- Bao Nguyen, Chief Legal Officer. Source: 8-K filed May 18, 2026, https://www.sec.gov/Archives/edgar/data/910073/000091007326000053/nycb-20260518.htm
- Peter Sullivan, General Counsel. Source: 8-K filed May 18, 2026, https://www.sec.gov/Archives/edgar/data/910073/000091007326000053/nycb-20260518.htm
- Reggie Davis, Senior Executive Vice President and President of Banking. Source: 8-K filed May 18, 2026, https://www.sec.gov/Archives/edgar/data/910073/000091007326000053/nycb-20260518.htm
- George Buchanan, EVP and Chief Risk Officer. LinkedIn: https://linkedin.com/in/george-buchanan-36035212. Source: Form 4 filed Mar 17, 2026, https://www.sec.gov/Archives/edgar/data/910073/000201410926000002/0002014109-26-000002-index.htm
- Kris Gagnon, Sr EVP & Chief Credit Officer. Source: Form 4 filed Mar 17, 2026, https://www.sec.gov/Archives/edgar/data/910073/000173161726000002/0001731617-26-000002-index.htm
- Reginald E. Davis, SEVP & Pres Consumer Banking. Source: Form 4 filed Mar 25, 2026, https://www.sec.gov/Archives/edgar/data/910073/000181804626000002/0001818046-26-000002-index.htm
- Richard A. Raffetto, SEVP Pres of Com & Priv Bnking. Source: Form 4 filed Mar 17, 2026, https://www.sec.gov/Archives/edgar/data/910073/000202612226000004/0002026122-26-000004-index.htm
- Alessandro P. DiNello, Director. Source: 10-K filed Feb 27, 2026, https://www.sec.gov/Archives/edgar/data/910073/000091007326000025/fbc-20251231.htm
- Allen Puwalski, Director. Source: 10-K filed Feb 27, 2026, https://www.sec.gov/Archives/edgar/data/910073/000091007326000025/fbc-20251231.htm
- Bryan L Marx, Lead Independent Director. Source: 10-K filed Feb 27, 2026, https://www.sec.gov/Archives/edgar/data/910073/000091007326000025/fbc-20251231.htm
- Marshall Lux, Director. Source: 10-K filed Feb 27, 2026, https://www.sec.gov/Archives/edgar/data/910073/000091007326000025/fbc-20251231.htm
- Steven T. Mnuchin, Secretary. Source: 10-K filed Feb 27, 2026, https://www.sec.gov/Archives/edgar/data/910073/000091007326000025/fbc-20251231.htm

## Recent 8-K events

- Oct 23, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/910073/000091007326000080/nycb-20261023.htm
- Jul 24, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/910073/000091007326000065/nycb-20260724.htm
- Jun 11, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 5.07, Submission of matters to a vote of security holders; Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/910073/000091007326000062/nycb-20260609.htm
- May 18, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/910073/000091007326000053/nycb-20260518.htm
- Apr 24, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/910073/000091007326000035/nycb-20260424.htm
- Mar 27, 2026: Item 5.02, Departure or appointment of directors or officers; compensation. Source: https://www.sec.gov/Archives/edgar/data/910073/000091007326000029/nycb-20260325.htm
- Feb 27, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/910073/000091007326000027/nycb-20260227.htm
- Jan 30, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/910073/000091007326000018/nycb-20260130.htm
- Jan 30, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/910073/000091007326000017/nycb-20260130.htm
- Nov 3, 2025: Item 5.02, Departure or appointment of directors or officers; compensation. Source: https://www.sec.gov/Archives/edgar/data/910073/000091007325000177/nycb-20251030.htm

## Insider trades (Form 4)

- Oct 27, 2026: Alan L. Frank (Director) bought 10,000 shares, about $101,400. Source: https://www.sec.gov/Archives/edgar/data/910073/000164947126000006/0001649471-26-000006-index.htm
- Dec 4, 2025: Richard A. Raffetto (SEVP Pres of Com & Priv Bnking) bought 95 shares, about $1,221. Source: https://www.sec.gov/Archives/edgar/data/910073/000202612226000002/0002026122-26-000002-index.htm
- Sep 4, 2025: Richard A. Raffetto (SEVP Pres of Com & Priv Bnking) sold 4 shares, about $52. Source: https://www.sec.gov/Archives/edgar/data/910073/000202612226000002/0002026122-26-000002-index.htm

## Latest filings

- 8-K filed Oct 23, 2026: https://www.sec.gov/Archives/edgar/data/910073/000091007326000080/nycb-20261023.htm
- 10-K filed Feb 27, 2026: https://www.sec.gov/Archives/edgar/data/910073/000091007326000025/fbc-20251231.htm
- 10-Q filed Aug 6, 2026: https://www.sec.gov/Archives/edgar/data/910073/000091007326000068/fbc-20260630.htm
- DEF 14A filed Apr 30, 2026: https://www.sec.gov/Archives/edgar/data/910073/000091007326000039/fbc-20260430.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/