# Fold Holdings, Inc. (FLD)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/fold-holdings-inc/ JSON: https://steadybase.io/company/fold-holdings-inc.json Checked Nov 10, 2026. Latest filing read: Sep 18, 2026.

## Company

- Legal name: Fold Holdings, Inc.
- Ticker: FLD, FLDDW (Nasdaq, Nasdaq)
- SEC CIK: 0001889123
- Industry: Finance Services (SIC 6199)
- Headquarters: Phoenix, AZ
- Fiscal year ends: December 31
- SEC filer category: <br>Emerging growth company
- Website: foldapp.com
- Investor relations: https://investor.foldapp.com/
- LinkedIn: https://www.linkedin.com/company/fold-app
- Next earnings date: Nov 10, 2026

## Key facts

- Revenue: $31.8M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 17, 2026). Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526110808/0001193125-26-110808-index.html
- Operating income: -$2.9M for the fiscal year ended Dec 31, 2024 (10-K filed Mar 28, 2025). Source: https://www.sec.gov/Archives/edgar/data/1889123/000101376225004107/0001013762-25-004107-index.html
- Net income: -$69.6M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 17, 2026). Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526110808/0001193125-26-110808-index.html
- SG&A: $2.9M for the fiscal year ended Dec 31, 2024 (10-K filed Mar 28, 2025). Source: https://www.sec.gov/Archives/edgar/data/1889123/000101376225004107/0001013762-25-004107-index.html
- Employees: 40 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526110808/fld-20251231.htm
- Shares outstanding: 55,077,187 as of Aug 9, 2026 (10-Q filed Aug 11, 2026). Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526344668/0001193125-26-344668-index.html
- Auditor: Cbiz Cpas P.C., New York, NY, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526110808/fld-20251231.htm

## Business

Founded in 2019, Fold is a bitcoin-focused financial services company dedicated to expanding access to bitcoin through a comprehensive suite of consumer financial products. Fold was formed to build a modern financial services platform that allows consumers to accumulate, save, and use bitcoin in connection with their everyday financial lives and long-term planning.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/1889123/000119312526110808/fld-20251231.htm

## Annual results

| Fiscal year ended | Revenue | Operating income | Net income | SG&A |
|---|---|---|---|---|
| Dec 31, 2025 | $31.8M | n/a | -$69.6M | n/a |
| Dec 31, 2024 | $23.8M | -$2.9M | -$65.1M | $2.9M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/fold-holdings-inc.json

## Officers and directors

- William Brian Poppic Reeves, Chief Executive Officer. Source: Form 4 filed Sep 3, 2026, https://www.sec.gov/Archives/edgar/data/1889123/000119312526382488/0001193125-26-382488-index.htm
- Wolfe Repass, Chief Financial Officer. Source: Form 4 filed Sep 3, 2026, https://www.sec.gov/Archives/edgar/data/1889123/000119312526382487/0001193125-26-382487-index.htm
- Matt McManus, Chief Operating Officer. Source: Form 4 filed Jul 23, 2026, https://www.sec.gov/Archives/edgar/data/1889123/000119312526314771/0001193125-26-314771-index.htm
- Thomas J. Dickman, Chief Technology Officer. Source: Form 4 filed Sep 3, 2026, https://www.sec.gov/Archives/edgar/data/1889123/000119312526382489/0001193125-26-382489-index.htm

## Recent 8-K events

- Oct 26, 2026: Item 5.07, Submission of matters to a vote of security holders. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526432128/fld-20261022.htm
- Sep 8, 2026: Item 1.01, Entry into a material definitive agreement; Item 3.02, Unregistered sales of equity securities; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526384299/fld-20260904.htm
- Sep 2, 2026: Item 1.02, Termination of a material definitive agreement; Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526380408/fld-20260827.htm
- Aug 11, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526344543/fld-20260811.htm
- Aug 6, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526336938/fld-20260806.htm
- Jul 17, 2026: Item 3.01, Notice of delisting or failure to meet listing standards. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526307957/fld-20260714.htm
- Jun 10, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526265129/fld-20260610.htm
- May 27, 2026: Item 7.01, Regulation FD disclosure. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526241857/fld-20260527.htm
- May 20, 2026: Item 5.07, Submission of matters to a vote of security holders. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526232684/fld-20260519.htm
- May 12, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526219369/fld-20260512.htm

## Insider trades (Form 4)

- Nov 2, 2026: Wolfe Repass (Chief Financial Officer) sold 1,157 shares, about $639. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526445931/0001193125-26-445931-index.htm
- Nov 2, 2026: William Brian Poppic Reeves (Chief Executive Officer) sold 4,572 shares, about $2,524. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526445929/0001193125-26-445929-index.htm
- Nov 2, 2026: Thomas J. Dickman (Chief Technology Officer) sold 6 shares, about $3. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526445928/0001193125-26-445928-index.htm
- Oct 22, 2026: Matt McManus (Chief Operating Officer) sold 2,347 shares, about $1,197. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526430610/0001193125-26-430610-index.htm
- Oct 2, 2026: Wolfe Repass (Chief Financial Officer) sold 1,231 shares, about $652. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526414785/0001193125-26-414785-index.htm
- Oct 2, 2026: William Brian Poppic Reeves (Chief Executive Officer) sold 5,304 shares, about $2,811. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526414784/0001193125-26-414784-index.htm
- Oct 2, 2026: Thomas J. Dickman (Chief Technology Officer) sold 6 shares, about $3. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526414783/0001193125-26-414783-index.htm
- Sep 11, 2026: Bracebridge H. Young Jr (Director) bought 20,000 shares, about $11,000. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526389597/0001193125-26-389597-index.htm
- Sep 2, 2026: Thomas J. Dickman (Chief Technology Officer) sold 6 shares, about $3. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526382489/0001193125-26-382489-index.htm
- Sep 2, 2026: William Brian Poppic Reeves (Chief Executive Officer) sold 5,781 shares, about $2,659. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526382488/0001193125-26-382488-index.htm
- Sep 2, 2026: Wolfe Repass (Chief Financial Officer) sold 1,342 shares, about $617. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526382487/0001193125-26-382487-index.htm
- Aug 25, 2026: William Brian Poppic Reeves (Chief Executive Officer) sold 18,332 shares, about $8,988. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526369293/0001193125-26-369293-index.htm
- Aug 21, 2026: William Brian Poppic Reeves (Chief Executive Officer) sold 18,956 shares, about $9,199. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526363956/0001193125-26-363956-index.htm
- Aug 19, 2026: William Brian Poppic Reeves (Chief Executive Officer) sold 19,099 shares, about $8,595. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526359166/0001193125-26-359166-index.htm
- Aug 18, 2026: Wolfe Repass (Chief Financial Officer) sold 2,877 shares, about $1,295. Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526359693/0001193125-26-359693-index.htm

## What management said

- "Fold enters the second half of the year with a stronger balance sheet, a growing Credit Card program, expanded banking and distribution capabilities, and much of the infrastructure needed to support our next generation of products" CEO Will Reeves, Fold Chairman and (8-K filed Aug 11, 2026). Source: https://www.sec.gov/Archives/edgar/data/1889123/000119312526344543/fld-ex99_1.htm

## Latest filings

- 8-K filed Oct 26, 2026: https://www.sec.gov/Archives/edgar/data/1889123/000119312526432128/fld-20261022.htm
- 10-K filed Mar 17, 2026: https://www.sec.gov/Archives/edgar/data/1889123/000119312526110808/fld-20251231.htm
- 10-Q filed Aug 11, 2026: https://www.sec.gov/Archives/edgar/data/1889123/000119312526344668/fld-20260630.htm
- DEF 14A filed Sep 14, 2026: https://www.sec.gov/Archives/edgar/data/1889123/000121390026099771/ea0300793-02.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/