# Franklin Financial Services Corp (FRAF) > Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/franklin-financial-services-corp/ JSON: https://steadybase.io/company/franklin-financial-services-corp.json Checked Nov 10, 2026. Latest filing read: Aug 10, 2026. ## Company - Legal name: FRANKLIN FINANCIAL SERVICES CORP /PA/ - Ticker: FRAF (Nasdaq) - SEC CIK: 0000723646 - Industry: State Commercial Banks (SIC 6022) - Headquarters: Chambersburg, PA - Fiscal year ends: December 31 - SEC filer category: Accelerated filer
Smaller reporting company - Website: franklinfin.com - Next earnings date: Jan 27, 2027 (estimated from past 8-K timing) ## Key facts - Revenue: $114.4M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 13, 2026). Source: https://www.sec.gov/Archives/edgar/data/723646/000072364626000016/0000723646-26-000016-index.html - Net income: $21.2M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 13, 2026). Source: https://www.sec.gov/Archives/edgar/data/723646/000072364626000016/0000723646-26-000016-index.html - Shares outstanding: 4,500,683 as of Oct 31, 2026 (10-Q filed Nov 9, 2026). Source: https://www.sec.gov/Archives/edgar/data/723646/000143774926035882/0001437749-26-035882-index.html - Auditor: Crowe LLP, Washington, D.C, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/723646/000072364626000016/fraf-20251231x10k.htm ## Business Franklin Financial Services Corporation (the “Corporation”) was organized as a Pennsylvania business corporation on June 1, 1983 and is a registered bank holding company under the Bank Holding Company Act of 1956, as amended (the “BHCA”). Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/723646/000072364626000016/fraf-20251231x10k.htm ## Annual results | Fiscal year ended | Revenue | Net income | |---|---|---| | Dec 31, 2025 | $114.4M | $21.2M | | Dec 31, 2024 | $101.5M | $11.1M | | Dec 31, 2023 | $76.8M | $13.6M | | Dec 31, 2022 | $56.4M | $14.9M | | Dec 31, 2021 | $47.6M | $19.6M | Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/franklin-financial-services-corp.json ## Officers and directors - Craig W. Best, CEO. Source: Form 4 filed Jun 2, 2026, https://www.sec.gov/Archives/edgar/data/723646/000134879826000004/0001348798-26-000004-index.htm - Mark R. Hollar, SEVP/CFO. Source: Form 4 filed Jun 2, 2026, https://www.sec.gov/Archives/edgar/data/723646/000131810126000002/0001318101-26-000002-index.htm - Charles Benner Carroll Jr, President & COO. Source: Form 4 filed Jun 2, 2026, https://www.sec.gov/Archives/edgar/data/723646/000183820326000004/0001838203-26-000004-index.htm - Matthew D. Weaver, SVP, Chief Marketing Officer. Source: Form 4 filed Aug 3, 2026, https://www.sec.gov/Archives/edgar/data/723646/000163898026000002/0001638980-26-000002-index.htm - Karen K. Carmack, SVP, Chief HR Officer. Source: Form 4 filed Jul 30, 2026, https://www.sec.gov/Archives/edgar/data/723646/000149295026000003/0001492950-26-000003-index.htm - Lorie M. Heckman, EVP, Chief Risk Officer. Source: Form 4 filed Jul 30, 2026, https://www.sec.gov/Archives/edgar/data/723646/000165188726000003/0001651887-26-000003-index.htm - David M. Long, SVP, Chief Technology Officer. Source: Form 4 filed Jun 2, 2026, https://www.sec.gov/Archives/edgar/data/723646/000191725926000002/0001917259-26-000002-index.htm - Steven D. Butz, EVP, CCSO. Source: Form 4 filed Jun 1, 2026, https://www.sec.gov/Archives/edgar/data/723646/000160452526000004/0001604525-26-000004-index.htm - G. Warren Elliott, Chairman of the Board. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/723646/000072364626000016/fraf-20251231x10k.htm - Louis J. Giustini, SVP, CRSO. Source: Form 4 filed Jun 2, 2026, https://www.sec.gov/Archives/edgar/data/723646/000190562026000002/0001905620-26-000002-index.htm - Daniel J. Fisher, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/723646/000072364626000016/fraf-20251231x10k.htm - Donald H. Mowery, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/723646/000072364626000016/fraf-20251231x10k.htm - Gregory A. Duffey, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/723646/000072364626000016/fraf-20251231x10k.htm - Gregory I. Snook, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/723646/000072364626000016/fraf-20251231x10k.htm - Kevin W. Craig, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/723646/000072364626000016/fraf-20251231x10k.htm - Kimberly M. Rzomp, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/723646/000072364626000016/fraf-20251231x10k.htm - Martin R. Brown, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/723646/000072364626000016/fraf-20251231x10k.htm - Stanley J. Kerlin, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/723646/000072364626000016/fraf-20251231x10k.htm - Charles B. Carrol1, Jr., Named in proxy. Source: DEF 14A filed Mar 24, 2026, https://www.sec.gov/Archives/edgar/data/723646/000072364626000020/fraf-20260324xdef14a.htm ## Recent 8-K events - Nov 2, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/723646/000143774926034437/fraf20260903c_8k.htm - Oct 27, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/723646/000143774926033640/fraf20260901_8k.htm - Oct 16, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/723646/000143774926032816/fraf20260903_8k.htm - Aug 18, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/723646/000072364626000078/fraf-20260818x8k.htm - Jul 24, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/723646/000072364626000065/fraf-20260724x8k.htm - Jul 24, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/723646/000072364626000063/fraf-20260724x8k.htm - Jul 17, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/723646/000072364626000058/fraf-20260717x8k.htm - May 1, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/723646/000072364626000046/fraf-20260501x8k.htm - Apr 29, 2026: Item 5.07, Submission of matters to a vote of security holders; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/723646/000072364626000037/fraf-20260429x8k.htm - Apr 23, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/723646/000072364626000034/fraf-20260423x8k.htm ## Insider trades (Form 4) - Aug 26, 2026: Gregory A. Duffey (Director) bought 16 shares, about $993. Source: https://www.sec.gov/Archives/edgar/data/723646/000163850926000008/0001638509-26-000008-index.htm - Jul 29, 2026: Gregory A. Duffey (Director) bought 16 shares, about $1,025. Source: https://www.sec.gov/Archives/edgar/data/723646/000163850926000007/0001638509-26-000007-index.htm - May 27, 2026: Gregory A. Duffey (Director) bought 17 shares, about $1,001. Source: https://www.sec.gov/Archives/edgar/data/723646/000163850926000005/0001638509-26-000005-index.htm - May 26, 2026: Steven D. Butz (EVP, CCSO) sold 1,400 shares, about $80,822. Source: https://www.sec.gov/Archives/edgar/data/723646/000160452526000004/0001604525-26-000004-index.htm - Apr 29, 2026: Gregory A. Duffey (Director) bought 18 shares, about $996. Source: https://www.sec.gov/Archives/edgar/data/723646/000163850926000004/0001638509-26-000004-index.htm - Mar 9, 2026: Gregory I. Snook (Director) bought 2,200 shares, about $105,996. Source: https://www.sec.gov/Archives/edgar/data/723646/000196203426000002/0001962034-26-000002-index.htm - Feb 25, 2026: Gregory A. Duffey (Director) bought 19 shares, about $994. Source: https://www.sec.gov/Archives/edgar/data/723646/000163850926000001/0001638509-26-000001-index.htm - Feb 5, 2026: Charles Benner Carroll Jr (COO) bought 380 shares, about $17,833. Source: https://www.sec.gov/Archives/edgar/data/723646/000183820326000001/0001838203-26-000001-index.htm - Dec 22, 2025: Kimberly Rzomp (Director) sold 1,500 shares, about $81,105. Source: https://www.sec.gov/Archives/edgar/data/723646/000178479125000003/0001784791-25-000003-index.htm - Nov 26, 2025: Gregory A. Duffey (Director) bought 19 shares, about $1,024. Source: https://www.sec.gov/Archives/edgar/data/723646/000163850925000012/0001638509-25-000012-index.htm - Aug 28, 2025: Charles Benner Carroll Jr (EVP, COO) sold 650 shares, about $30,257. Source: https://www.sec.gov/Archives/edgar/data/723646/000183820325000005/0001838203-25-000005-index.htm - Aug 27, 2025: Scott D. Ehrig (SVP, Chief Wealth Officer) sold 1,060 shares, about $49,640. Source: https://www.sec.gov/Archives/edgar/data/723646/000183087625000003/0001830876-25-000003-index.htm - Aug 27, 2025: Gregory A. Duffey (Director) bought 21 shares, about $978. Source: https://www.sec.gov/Archives/edgar/data/723646/000163850925000010/0001638509-25-000010-index.htm - Aug 27, 2025: Mark R. Hollar (EVP/CFO) sold 179 shares, about $8,368. Source: https://www.sec.gov/Archives/edgar/data/723646/000131810125000008/0001318101-25-000008-index.htm - Aug 25, 2025: David M. Long (SVP, Chief Technology Officer) sold 137 shares, about $6,069. Source: https://www.sec.gov/Archives/edgar/data/723646/000191725925000003/0001917259-25-000003-index.htm ## Latest filings - 8-K filed Nov 2, 2026: https://www.sec.gov/Archives/edgar/data/723646/000143774926034437/fraf20260903c_8k.htm - 10-K filed Mar 13, 2026: https://www.sec.gov/Archives/edgar/data/723646/000072364626000016/fraf-20251231x10k.htm - 10-Q filed Aug 10, 2026: https://www.sec.gov/Archives/edgar/data/723646/000072364626000074/fraf-20260630x10q.htm - DEF 14A filed Mar 24, 2026: https://www.sec.gov/Archives/edgar/data/723646/000072364626000020/fraf-20260324xdef14a.htm ## About this data SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from. Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/