{
  "name": "Happen, Inc.",
  "legal_name": "Happen, Inc.",
  "ticker": "HAPN",
  "tickers": [
    "HAPN"
  ],
  "cik": "0001409970",
  "page_url": "https://steadybase.io/company/happen-inc/",
  "markdown_url": "https://steadybase.io/company/happen-inc.md",
  "json_url": "https://steadybase.io/company/happen-inc.json",
  "as_of": "2026-11-10",
  "last_filed": "2026-10-29",
  "industry": {
    "sic": "6141",
    "description": "Personal Credit Institutions"
  },
  "headquarters": {
    "city": "San Francisco",
    "state": "CA",
    "country": "US"
  },
  "exchanges": [
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  ],
  "fiscal_year_end": "December 31",
  "filer_category": "Large accelerated filer",
  "state_of_incorporation": "DE",
  "website": "lendingclub.com",
  "investor_relations_url": null,
  "linkedin_company_url": "https://www.linkedin.com/company/lending-club",
  "summary": {
    "text": "S. consumers that we refer to as the “motivated middle.” These consumers are digitally capable, value-conscious, and make frequent use of credit to achieve intentional financial goals; however, they are often poorly served by traditional financial institutions due to structural inefficiencies and limited transparency. Our branchless, mobile-first platform enables members to apply for and manage lending and banking products digitally, delivering competitive pricing and a streamlined experience.",
    "section": "Item 1. Business",
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      "text": "Revenue: $998.8M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 12, 2026)."
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      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000018/0001409970-26-000018-index.html",
      "text": "Net income: $135.7M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 12, 2026)."
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      "form": "10-K",
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      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997021000016/0001409970-21-000016-index.html",
      "text": "SG&A: $292.1M for the fiscal year ended Dec 31, 2020 (10-K filed Mar 11, 2021)."
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      "text": "Employees: 1,075 as of Dec 31, 2025, as reported in an SEC filing."
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      "form": "10-Q",
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      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000201/0001409970-26-000201-index.html",
      "text": "Shares outstanding: 115,202,539 as of Oct 16, 2026 (10-Q filed Oct 29, 2026)."
    },
    {
      "key": "auditor",
      "label": "Auditor",
      "value": "Deloitte & Touche LLP",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000018/lc-20251231.htm",
      "text": "Auditor: Deloitte & Touche LLP, San Francisco, California, named in the latest 10-K."
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  "next_earnings": {
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      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000194/0001409970-26-000194-index.htm"
    },
    {
      "owner": "Scott Sanborn",
      "role": "CEO",
      "action": "sold",
      "code": "S",
      "shares": 28750,
      "value_usd": 524688,
      "date": "2026-08-26",
      "filed": "2026-08-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000186/0001409970-26-000186-index.htm"
    },
    {
      "owner": "Fergal Stack",
      "role": "SVP, Corporate Controller",
      "action": "sold",
      "code": "S",
      "shares": 115000,
      "value_usd": 2132525,
      "date": "2026-08-20",
      "filed": "2026-08-20",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000172/0001409970-26-000172-index.htm"
    },
    {
      "owner": "Andrew LaBenne",
      "role": "Chief Financial Officer",
      "action": "sold",
      "code": "S",
      "shares": 13929,
      "value_usd": 269805,
      "date": "2026-08-10",
      "filed": "2026-08-12",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000169/0001409970-26-000169-index.htm"
    },
    {
      "owner": "Scott Sanborn",
      "role": "CEO",
      "action": "sold",
      "code": "S",
      "shares": 28750,
      "value_usd": 591100,
      "date": "2026-08-05",
      "filed": "2026-08-07",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000166/0001409970-26-000166-index.htm"
    },
    {
      "owner": "Scott Sanborn",
      "role": "CEO",
      "action": "sold",
      "code": "S",
      "shares": 28750,
      "value_usd": 577300,
      "date": "2026-07-15",
      "filed": "2026-07-17",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000155/0001409970-26-000155-index.htm"
    },
    {
      "owner": "Fergal Stack",
      "role": "SVP, Corporate Controller",
      "action": "sold",
      "code": "S",
      "shares": 50000,
      "value_usd": 1050500,
      "date": "2026-07-01",
      "filed": "2026-07-02",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000152/0001409970-26-000152-index.htm"
    },
    {
      "owner": "Scott Sanborn",
      "role": "CEO",
      "action": "sold",
      "code": "S",
      "shares": 25000,
      "value_usd": 525000,
      "date": "2026-07-01",
      "filed": "2026-07-02",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000150/0001409970-26-000150-index.htm"
    },
    {
      "owner": "Jordan Cheng",
      "role": "General Counsel & Secretary",
      "action": "sold",
      "code": "S",
      "shares": 5500,
      "value_usd": 114675,
      "date": "2026-07-01",
      "filed": "2026-07-02",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000148/0001409970-26-000148-index.htm"
    },
    {
      "owner": "Scott Sanborn",
      "role": "CEO",
      "action": "sold",
      "code": "S",
      "shares": 28750,
      "value_usd": 551138,
      "date": "2026-06-24",
      "filed": "2026-06-26",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000143/0001409970-26-000143-index.htm"
    },
    {
      "owner": "Fergal Stack",
      "role": "SVP, Corporate Controller",
      "action": "sold",
      "code": "S",
      "shares": 60000,
      "value_usd": 1140000,
      "date": "2026-06-16",
      "filed": "2026-06-18",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000133/0001409970-26-000133-index.htm"
    }
  ],
  "quotes": [
    {
      "text": "We had another great quarter, effectively navigating the dynamic rate environment to deliver record pre-tax income of $76.8 million and a return on tangible common equity of 15.8%, while growing originations 26% year-over-year to $3.3 billion",
      "speaker": "Scott Sanborn",
      "title": "CEO, Happen, Inc",
      "form": "8-K",
      "filed": "2026-10-28",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000198/q326exhibit991er.htm"
    }
  ],
  "latest_filings": [
    {
      "form": "8-K",
      "filed": "2026-10-28",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000198/lc-20261028.htm"
    },
    {
      "form": "10-K",
      "filed": "2026-02-12",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000018/lc-20251231.htm"
    },
    {
      "form": "10-Q",
      "filed": "2026-10-29",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000140997026000201/hapn-20260930.htm"
    },
    {
      "form": "DEF 14A",
      "filed": "2026-04-21",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1409970/000114036126015923/ny20064250x2_def14a.htm"
    }
  ],
  "source": "SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from."
}