{ "name": "Isabella Bank Corp", "legal_name": "ISABELLA BANK CORP", "ticker": "ISBA", "tickers": [ "ISBA" ], "cik": "0000842517", "page_url": "https://steadybase.io/company/isabella-bank-corp/", "markdown_url": "https://steadybase.io/company/isabella-bank-corp.md", "json_url": "https://steadybase.io/company/isabella-bank-corp.json", "as_of": "2026-11-10", "last_filed": "2026-10-30", "industry": { "sic": "6022", "description": "State Commercial Banks" }, "headquarters": { "city": "Mt Pleasant", "state": "MI", "country": "US" }, "exchanges": [ "Nasdaq" ], "fiscal_year_end": "December 31", "filer_category": "Accelerated filer
Smaller reporting company", "state_of_incorporation": "MI", "website": "isabellabank.com", "investor_relations_url": "https://www.isabellabank.com/investors", "linkedin_company_url": "https://www.linkedin.com/company/isabella-bank", "summary": { "text": "Isabella Bank Corporation is a registered financial holding company registered under the BHC Act. The Corporation was incorporated in September 1988 under Michigan law. The Corporation’s wholly owned subsidiary, Isabella Bank, has 31 offices located throughout Bay, Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. The area includes significant agricultural production, manufacturing, retail, gaming and tourism, and several colleges and universities.", "section": "Item 1. Business", "period_end": "2025-12-31", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm" }, "key_facts": [ { "key": "revenue", "label": "Revenue", "value": 96035000, "unit": "USD", "period_start": "2025-01-01", "period_end": "2025-12-31", "basis": "filing_fact", "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/0000842517-26-000069-index.html", "text": "Revenue: $96.0M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 13, 2026)." }, { "key": "net_income", "label": "Net income", "value": 18910000, "unit": "USD", "period_start": "2025-01-01", "period_end": "2025-12-31", "basis": "filing_fact", "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/0000842517-26-000069-index.html", "text": "Net income: $18.9M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 13, 2026)." }, { "key": "employees", "label": "Employees", "value": 362, "unit": "people", "period_end": "2025-12-31", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm", "text": "Employees: 362 as of Dec 31, 2025, as reported in an SEC filing." }, { "key": "shares_outstanding", "label": "Shares outstanding", "value": 7651045, "unit": "shares", "period_end": "2026-10-28", "form": "10-Q", "filed": "2026-10-30", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000236/0000842517-26-000236-index.html", "text": "Shares outstanding: 7,651,045 as of Oct 28, 2026 (10-Q filed Oct 30, 2026)." }, { "key": "auditor", "label": "Auditor", "value": "Plante & Moran, Pllc", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm", "text": "Auditor: Plante & Moran, Pllc, Grand Rapids, Michigan, named in the latest 10-K." } ], "metrics": { "revenue": [ { "period_start": "2025-01-01", "period_end": "2025-12-31", "value": 96035000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/0000842517-26-000069-index.html" }, { "period_start": "2024-01-01", "period_end": "2024-12-31", "value": 89978000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/0000842517-26-000069-index.html" }, { "period_start": "2023-01-01", "period_end": "2023-12-31", "value": 79631000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/0000842517-26-000069-index.html" }, { "period_start": "2022-01-01", "period_end": "2022-12-31", "value": 65798000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2025-03-12", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251725000053/0000842517-25-000053-index.html" }, { "period_start": "2021-01-01", "period_end": "2021-12-31", "value": 60113000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2024-03-07", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251724000048/0000842517-24-000048-index.html" } ], "net_income": [ { "period_start": "2025-01-01", "period_end": "2025-12-31", "value": 18910000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/0000842517-26-000069-index.html" }, { "period_start": "2024-01-01", "period_end": "2024-12-31", "value": 13889000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/0000842517-26-000069-index.html" }, { "period_start": "2023-01-01", "period_end": "2023-12-31", "value": 18167000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/0000842517-26-000069-index.html" }, { "period_start": "2022-01-01", "period_end": "2022-12-31", "value": 22238000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2025-03-12", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251725000053/0000842517-25-000053-index.html" }, { "period_start": "2021-01-01", "period_end": "2021-12-31", "value": 19499000, "unit": "USD", "basis": "filing_fact", "form": "10-K", "filed": "2024-03-07", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251724000048/0000842517-24-000048-index.html" } ] }, "next_earnings": { "date": "2027-01-27", "confidence": "estimate", "webcast_url": null }, "people": [ { "name": "Jerome E. Schwind", "title": "President & CEO", "role": "both", "linkedin_url": "https://linkedin.com/in/jerome-schwind-05a12a5b", "form": "4", "filed": "2026-09-03", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000205/0000842517-26-000205-index.htm" }, { "name": "Gerald J. Ritzert", "title": "Chief Financial Officer (Principal Financial Officer)", "role": "officer", "linkedin_url": "https://linkedin.com/in/jerry-ritzert-91630122", "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm" }, { "name": "CEO Jerome Schwind", "title": "President and", "role": "officer", "linkedin_url": null, "form": "8-K", "filed": "2026-10-29", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000233/earningsrelease_20260930xe.htm" }, { "name": "Neil Michael McDonnell", "title": "President", "role": "both", "linkedin_url": null, "form": "4", "filed": "2026-09-03", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000201/0000842517-26-000201-index.htm" }, { "name": "Erika M. Ross", "title": "Chief Operations Officer", "role": "officer", "linkedin_url": null, "form": "3", "filed": "2026-07-08", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000171/0000842517-26-000171-index.htm" }, { "name": "Jennifer L. Gill", "title": "Controller", "role": "officer", "linkedin_url": null, "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm" }, { "name": "Jon D. Catlin", "title": "Chief Credit Officer", "role": "officer", "linkedin_url": "https://linkedin.com/in/jon-catlin-a206865", "form": "4", "filed": "2026-03-04", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000067/0000842517-26-000067-index.htm" }, { "name": "Michael Kyle Huenemann", "title": "Chief Lending Officer", "role": "officer", "linkedin_url": null, "form": "4", "filed": "2026-03-04", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000065/0000842517-26-000065-index.htm" }, { "name": "Brian B. Tessin", "title": "Director", "role": "director", "linkedin_url": null, "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm" }, { "name": "Brian R. Sackett", "title": "Director", "role": "director", "linkedin_url": null, "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm" }, { "name": "David B. Behen", "title": "Director", "role": "director", "linkedin_url": null, "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm" }, { "name": "Jae A. Evans", "title": "Director", "role": "director", "linkedin_url": null, "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm" }, { "name": "Jill Bourland", "title": "Director", "role": "director", "linkedin_url": null, "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm" }, { "name": "Melinda M. Coffin", "title": "Director", "role": "director", "linkedin_url": null, "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm" }, { "name": "Neil M. McDonnell", "title": "Isabella Bank President and Director", "role": "both", "linkedin_url": null, "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm" }, { "name": "Sarah R. Opperman", "title": "Director", "role": "director", "linkedin_url": null, "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm" }, { "name": "Vicki L. Rupp", "title": "Director", "role": "director", "linkedin_url": null, "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm" } ], "events_8k": [ { "filed": "2026-11-02", "items": [ { "item": "2.01", "label": "Completion of acquisition or disposition of assets", "signal": "m_and_a" }, { "item": "8.01", "label": "Other events", "signal": "other" }, { "item": "9.01", "label": "Financial statements and exhibits", "signal": "exhibits" } ], "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000238/isba-20261102.htm" }, { "filed": "2026-10-29", "items": [ { "item": "2.02", "label": "Results of operations and financial condition (earnings release)", "signal": "earnings" }, { "item": "9.01", "label": "Financial statements and exhibits", "signal": "exhibits" } ], "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000233/isba-20261029.htm" }, { "filed": "2026-10-06", "items": [ { "item": "8.01", "label": "Other events", "signal": "other" }, { "item": "9.01", "label": "Financial statements and exhibits", "signal": "exhibits" } ], "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000227/isba-20261005.htm" }, { "filed": "2026-09-28", "items": [ { "item": "8.01", "label": "Other events", "signal": "other" } ], "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000224/isba-20260928.htm" }, { "filed": "2026-09-21", "items": [ { "item": "8.01", "label": "Other events", "signal": "other" } ], "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000222/isba-20260921.htm" }, { "filed": "2026-08-27", "items": [ { "item": "8.01", "label": "Other events", "signal": "other" }, { "item": "9.01", "label": "Financial statements and exhibits", "signal": "exhibits" } ], "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000190/isba-20260827.htm" }, { "filed": "2026-08-14", "items": [ { "item": "5.02", "label": "Departure or appointment of directors or officers; 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Catlin", "role": "Chief Credit Officer", "action": "bought", "code": "P", "shares": 103, "value_usd": 3241, "date": "2026-03-02", "filed": "2026-03-04", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000067/0000842517-26-000067-index.htm" }, { "owner": "Michael Kyle Huenemann", "role": "Chief Lending Officer", "action": "bought", "code": "P", "shares": 61, "value_usd": 1920, "date": "2026-03-02", "filed": "2026-03-04", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000065/0000842517-26-000065-index.htm" }, { "owner": "Neil Michael McDonnell", "role": "President", "action": "bought", "code": "P", "shares": 55, "value_usd": 1731, "date": "2026-03-02", "filed": "2026-03-04", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000063/0000842517-26-000063-index.htm" }, { "owner": "Jerome E. Schwind", "role": "President & CEO", "action": "bought", "code": "P", "shares": 396, "value_usd": 12462, "date": "2026-03-02", "filed": "2026-03-04", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000062/0000842517-26-000062-index.htm" }, { "owner": "Jill Bourland", "role": "Director", "action": "bought", "code": "P", "shares": 5.85, "value_usd": 300, "date": "2026-02-17", "filed": "2026-02-18", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000031/0000842517-26-000031-index.htm" }, { "owner": "Sarah R. Opperman", "role": "Director", "action": "bought", "code": "P", "shares": 277.33, "value_usd": 13750, "date": "2026-01-20", "filed": "2026-01-23", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000019/0000842517-26-000019-index.htm" }, { "owner": "Brian Roy Sackett", "role": "Director", "action": "bought", "code": "P", "shares": 403.39, "value_usd": 20000, "date": "2026-01-20", "filed": "2026-01-23", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000018/0000842517-26-000018-index.htm" } ], "quotes": [ { "text": "Isabella Bank Corporation reported a record quarter of net income, supported by continued expansion in our net interest margin", "speaker": "CEO Jerome Schwind", "title": "President and", "form": "8-K", "filed": "2026-10-29", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000233/earningsrelease_20260930xe.htm" } ], "latest_filings": [ { "form": "8-K", "filed": "2026-11-02", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000238/isba-20261102.htm" }, { "form": "10-K", "filed": "2026-03-13", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm" }, { "form": "10-Q", "filed": "2026-10-30", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000236/isba-20260930.htm" }, { "form": "DEF 14A", "filed": "2026-03-23", "source_url": "https://www.sec.gov/Archives/edgar/data/842517/000084251726000082/isba-20260318.htm" } ], "source": "SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from." }