{
  "name": "Jefferson Capital, Inc. / DE",
  "legal_name": "Jefferson Capital, Inc. / DE",
  "ticker": "JCAP",
  "tickers": [
    "JCAP"
  ],
  "cik": "0002046042",
  "page_url": "https://steadybase.io/company/jefferson-capital-inc-de/",
  "markdown_url": "https://steadybase.io/company/jefferson-capital-inc-de.md",
  "json_url": "https://steadybase.io/company/jefferson-capital-inc-de.json",
  "as_of": "2026-11-10",
  "last_filed": "2026-08-13",
  "industry": {
    "sic": "6153",
    "description": "Short-Term Business Credit Institutions"
  },
  "headquarters": {
    "city": "Minneapolis",
    "state": "MN",
    "country": "US"
  },
  "exchanges": [
    "Nasdaq"
  ],
  "fiscal_year_end": "December 31",
  "filer_category": "<br>Emerging growth company",
  "state_of_incorporation": "DE",
  "website": "jcap.com",
  "investor_relations_url": "https://investors.jcap.com/",
  "linkedin_company_url": "https://www.linkedin.com/company/jefferson-capital-systems-llc",
  "summary": {
    "text": ", and its subsidiaries (the “Company”). Jefferson Capital, Inc. is a Delaware corporation headquartered in Minneapolis, Minnesota.",
    "section": "Item 1. Business",
    "period_end": "2025-12-31",
    "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/jcap-20251231x10k.htm"
  },
  "key_facts": [
    {
      "key": "revenue",
      "label": "Revenue",
      "value": 613289000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-03-13",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/0001104659-26-027199-index.html",
      "text": "Revenue: $613.3M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 13, 2026)."
    },
    {
      "key": "operating_income",
      "label": "Operating income",
      "value": 316495000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-03-13",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/0001104659-26-027199-index.html",
      "text": "Operating income: $316.5M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 13, 2026)."
    },
    {
      "key": "net_income",
      "label": "Net income",
      "value": 187965000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-03-13",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/0001104659-26-027199-index.html",
      "text": "Net income: $188.0M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 13, 2026)."
    },
    {
      "key": "employees",
      "label": "Employees",
      "value": 1120,
      "unit": "people",
      "period_end": "2025-12-31",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/jcap-20251231x10k.htm",
      "text": "Employees: 1,120 as of Dec 31, 2025, as reported in an SEC filing."
    },
    {
      "key": "shares_outstanding",
      "label": "Shares outstanding",
      "value": 57425536,
      "unit": "shares",
      "period_end": "2026-08-13",
      "form": "10-Q",
      "filed": "2026-08-13",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926095946/0001104659-26-095946-index.html",
      "text": "Shares outstanding: 57,425,536 as of Aug 13, 2026 (10-Q filed Aug 13, 2026)."
    },
    {
      "key": "auditor",
      "label": "Auditor",
      "value": "Deloitte &Touche LLP",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/jcap-20251231x10k.htm",
      "text": "Auditor: Deloitte &Touche LLP, New York, New York, named in the latest 10-K."
    }
  ],
  "metrics": {
    "revenue": [
      {
        "period_start": "2025-01-01",
        "period_end": "2025-12-31",
        "value": 613289000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-03-13",
        "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/0001104659-26-027199-index.html"
      },
      {
        "period_start": "2024-01-01",
        "period_end": "2024-12-31",
        "value": 433341000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-03-13",
        "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/0001104659-26-027199-index.html"
      },
      {
        "period_start": "2023-01-01",
        "period_end": "2023-12-31",
        "value": 323072000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-03-13",
        "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/0001104659-26-027199-index.html"
      }
    ],
    "operating_income": [
      {
        "period_start": "2025-01-01",
        "period_end": "2025-12-31",
        "value": 316495000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-03-13",
        "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/0001104659-26-027199-index.html"
      },
      {
        "period_start": "2024-01-01",
        "period_end": "2024-12-31",
        "value": 220267000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-03-13",
        "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/0001104659-26-027199-index.html"
      },
      {
        "period_start": "2023-01-01",
        "period_end": "2023-12-31",
        "value": 164051000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-03-13",
        "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/0001104659-26-027199-index.html"
      }
    ],
    "net_income": [
      {
        "period_start": "2025-01-01",
        "period_end": "2025-12-31",
        "value": 187965000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-03-13",
        "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/0001104659-26-027199-index.html"
      },
      {
        "period_start": "2024-01-01",
        "period_end": "2024-12-31",
        "value": 128891000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-03-13",
        "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/0001104659-26-027199-index.html"
      },
      {
        "period_start": "2023-01-01",
        "period_end": "2023-12-31",
        "value": 111519000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-03-13",
        "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/0001104659-26-027199-index.html"
      }
    ]
  },
  "next_earnings": {
    "date": "2026-11-12",
    "confidence": "medium",
    "webcast_url": "https://investors.jcap.com/news-events/events"
  },
  "people": [
    {
      "name": "David Burton",
      "title": "Chief Executive Officer",
      "role": "officer",
      "linkedin_url": null,
      "form": "10-K",
      "filed": "2026-03-13",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/jcap-20251231x10k.htm"
    },
    {
      "name": "Christo Realov",
      "title": "Chief Financial Officer",
      "role": "officer",
      "linkedin_url": null,
      "form": "10-K",
      "filed": "2026-03-13",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/jcap-20251231x10k.htm"
    },
    {
      "name": "Mark Joseph Zellmann",
      "title": "President US Business Lines",
      "role": "officer",
      "linkedin_url": null,
      "form": "4",
      "filed": "2026-08-19",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926098773/0001104659-26-098773-index.htm"
    },
    {
      "name": "Penelope JoAnn Person",
      "title": "Chief Commercial Officer",
      "role": "officer",
      "linkedin_url": null,
      "form": "4",
      "filed": "2026-08-26",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926101768/0001104659-26-101768-index.htm"
    },
    {
      "name": "Thomas Harding",
      "title": "Director",
      "role": "director",
      "linkedin_url": null,
      "form": "10-K",
      "filed": "2026-03-13",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/jcap-20251231x10k.htm"
    }
  ],
  "events_8k": [
    {
      "filed": "2026-08-21",
      "items": [
        {
          "item": "1.01",
          "label": "Entry into a material definitive agreement",
          "signal": "deal"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926099334/tm2623654d1_8k.htm"
    },
    {
      "filed": "2026-08-18",
      "items": [
        {
          "item": "8.01",
          "label": "Other events",
          "signal": "other"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926098330/tm2623167d1_8k.htm"
    },
    {
      "filed": "2026-08-13",
      "items": [
        {
          "item": "2.02",
          "label": "Results of operations and financial condition (earnings release)",
          "signal": "earnings"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926095891/jcap-20260813x8k.htm"
    },
    {
      "filed": "2026-06-08",
      "items": [
        {
          "item": "5.07",
          "label": "Submission of matters to a vote of security holders",
          "signal": "governance"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926071368/tm2617059d1_8k.htm"
    },
    {
      "filed": "2026-05-14",
      "items": [
        {
          "item": "2.02",
          "label": "Results of operations and financial condition (earnings release)",
          "signal": "earnings"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926061149/jcap-20260514x8k.htm"
    },
    {
      "filed": "2026-04-23",
      "items": [
        {
          "item": "1.01",
          "label": "Entry into a material definitive agreement",
          "signal": "deal"
        },
        {
          "item": "2.03",
          "label": "Creation of a direct financial obligation",
          "signal": "financing"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926047776/tm2612554d1_8k.htm"
    },
    {
      "filed": "2026-03-18",
      "items": [
        {
          "item": "5.02",
          "label": "Departure or appointment of directors or officers; compensation",
          "signal": "leadership_change"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926030908/tm269277d1_8k.htm"
    },
    {
      "filed": "2026-03-17",
      "items": [
        {
          "item": "5.02",
          "label": "Departure or appointment of directors or officers; compensation",
          "signal": "leadership_change"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926029572/tm269165d1_8k.htm"
    },
    {
      "filed": "2026-03-12",
      "items": [
        {
          "item": "2.02",
          "label": "Results of operations and financial condition (earnings release)",
          "signal": "earnings"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027049/jcap-20260312x8k.htm"
    },
    {
      "filed": "2025-12-05",
      "items": [
        {
          "item": "2.01",
          "label": "Completion of acquisition or disposition of assets",
          "signal": "m_and_a"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465925118595/tm2532799d1_8k.htm"
    }
  ],
  "insider_trades": [
    {
      "owner": "Penelope JoAnn Person",
      "role": "Chief Commercial Officer",
      "action": "sold",
      "code": "S",
      "shares": 246,
      "value_usd": 5422,
      "date": "2026-08-25",
      "filed": "2026-08-26",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926101768/0001104659-26-101768-index.htm"
    },
    {
      "owner": "Mark Joseph Zellmann",
      "role": "President US Business Lines",
      "action": "sold",
      "code": "S",
      "shares": 56000,
      "value_usd": 1330000,
      "date": "2026-08-17",
      "filed": "2026-08-19",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926098773/0001104659-26-098773-index.htm"
    },
    {
      "owner": "David M. Burton",
      "role": "SEE REMARKS",
      "action": "sold",
      "code": "S",
      "shares": 385000,
      "value_usd": 7892500,
      "date": "2026-01-09",
      "filed": "2026-01-14",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926003826/0001104659-26-003826-index.htm"
    }
  ],
  "quotes": [
    {
      "text": "Jefferson Capital delivered excellent performance for the quarter with consistent momentum across all key aspects of the business",
      "speaker": "David Burton",
      "title": "Chairman and Chief Executive Officer",
      "form": "8-K",
      "filed": "2026-08-13",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926095891/jcap-20260813xex99d1.htm"
    }
  ],
  "latest_filings": [
    {
      "form": "8-K",
      "filed": "2026-08-21",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926099334/tm2623654d1_8k.htm"
    },
    {
      "form": "10-K",
      "filed": "2026-03-13",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/jcap-20251231x10k.htm"
    },
    {
      "form": "10-Q",
      "filed": "2026-08-13",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000110465926095946/jcap-20260630x10q.htm"
    },
    {
      "form": "DEF 14A",
      "filed": "2026-04-21",
      "source_url": "https://www.sec.gov/Archives/edgar/data/2046042/000114036126015937/ny20070043x1_def14a.htm"
    }
  ],
  "source": "SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from."
}