# Jefferson Capital, Inc. / DE (JCAP)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/jefferson-capital-inc-de/ JSON: https://steadybase.io/company/jefferson-capital-inc-de.json Checked Nov 10, 2026. Latest filing read: Aug 13, 2026.

## Company

- Legal name: Jefferson Capital, Inc. / DE
- Ticker: JCAP (Nasdaq)
- SEC CIK: 0002046042
- Industry: Short-Term Business Credit Institutions (SIC 6153)
- Headquarters: Minneapolis, MN
- Fiscal year ends: December 31
- SEC filer category: <br>Emerging growth company
- Website: jcap.com
- Investor relations: https://investors.jcap.com/
- LinkedIn: https://www.linkedin.com/company/jefferson-capital-systems-llc
- Next earnings date: Nov 12, 2026

## Key facts

- Revenue: $613.3M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 13, 2026). Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/0001104659-26-027199-index.html
- Operating income: $316.5M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 13, 2026). Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/0001104659-26-027199-index.html
- Net income: $188.0M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 13, 2026). Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/0001104659-26-027199-index.html
- Employees: 1,120 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/jcap-20251231x10k.htm
- Shares outstanding: 57,425,536 as of Aug 13, 2026 (10-Q filed Aug 13, 2026). Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926095946/0001104659-26-095946-index.html
- Auditor: Deloitte &Touche LLP, New York, New York, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/jcap-20251231x10k.htm

## Business

, and its subsidiaries (the “Company”). Jefferson Capital, Inc. is a Delaware corporation headquartered in Minneapolis, Minnesota.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/jcap-20251231x10k.htm

## Annual results

| Fiscal year ended | Revenue | Operating income | Net income |
|---|---|---|---|
| Dec 31, 2025 | $613.3M | $316.5M | $188.0M |
| Dec 31, 2024 | $433.3M | $220.3M | $128.9M |
| Dec 31, 2023 | $323.1M | $164.1M | $111.5M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/jefferson-capital-inc-de.json

## Officers and directors

- David Burton, Chief Executive Officer. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/jcap-20251231x10k.htm
- Christo Realov, Chief Financial Officer. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/jcap-20251231x10k.htm
- Mark Joseph Zellmann, President US Business Lines. Source: Form 4 filed Aug 19, 2026, https://www.sec.gov/Archives/edgar/data/2046042/000110465926098773/0001104659-26-098773-index.htm
- Penelope JoAnn Person, Chief Commercial Officer. Source: Form 4 filed Aug 26, 2026, https://www.sec.gov/Archives/edgar/data/2046042/000110465926101768/0001104659-26-101768-index.htm
- Thomas Harding, Director. Source: 10-K filed Mar 13, 2026, https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/jcap-20251231x10k.htm

## Recent 8-K events

- Aug 21, 2026: Item 1.01, Entry into a material definitive agreement; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926099334/tm2623654d1_8k.htm
- Aug 18, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926098330/tm2623167d1_8k.htm
- Aug 13, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926095891/jcap-20260813x8k.htm
- Jun 8, 2026: Item 5.07, Submission of matters to a vote of security holders. Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926071368/tm2617059d1_8k.htm
- May 14, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926061149/jcap-20260514x8k.htm
- Apr 23, 2026: Item 1.01, Entry into a material definitive agreement; Item 2.03, Creation of a direct financial obligation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926047776/tm2612554d1_8k.htm
- Mar 18, 2026: Item 5.02, Departure or appointment of directors or officers; compensation. Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926030908/tm269277d1_8k.htm
- Mar 17, 2026: Item 5.02, Departure or appointment of directors or officers; compensation. Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926029572/tm269165d1_8k.htm
- Mar 12, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926027049/jcap-20260312x8k.htm
- Dec 5, 2025: Item 2.01, Completion of acquisition or disposition of assets; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465925118595/tm2532799d1_8k.htm

## Insider trades (Form 4)

- Aug 25, 2026: Penelope JoAnn Person (Chief Commercial Officer) sold 246 shares, about $5,422. Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926101768/0001104659-26-101768-index.htm
- Aug 17, 2026: Mark Joseph Zellmann (President US Business Lines) sold 56,000 shares, about $1.3M. Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926098773/0001104659-26-098773-index.htm
- Jan 9, 2026: David M. Burton (SEE REMARKS) sold 385,000 shares, about $7.9M. Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926003826/0001104659-26-003826-index.htm

## What management said

- "Jefferson Capital delivered excellent performance for the quarter with consistent momentum across all key aspects of the business" David Burton, Chairman and Chief Executive Officer (8-K filed Aug 13, 2026). Source: https://www.sec.gov/Archives/edgar/data/2046042/000110465926095891/jcap-20260813xex99d1.htm

## Latest filings

- 8-K filed Aug 21, 2026: https://www.sec.gov/Archives/edgar/data/2046042/000110465926099334/tm2623654d1_8k.htm
- 10-K filed Mar 13, 2026: https://www.sec.gov/Archives/edgar/data/2046042/000110465926027199/jcap-20251231x10k.htm
- 10-Q filed Aug 13, 2026: https://www.sec.gov/Archives/edgar/data/2046042/000110465926095946/jcap-20260630x10q.htm
- DEF 14A filed Apr 21, 2026: https://www.sec.gov/Archives/edgar/data/2046042/000114036126015937/ny20070043x1_def14a.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
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