{
  "name": "Juniata Valley Financial Corp",
  "legal_name": "JUNIATA VALLEY FINANCIAL CORP",
  "ticker": "JUVF",
  "tickers": [
    "JUVF"
  ],
  "cik": "0000714712",
  "page_url": "https://steadybase.io/company/juniata-valley-financial-corp/",
  "markdown_url": "https://steadybase.io/company/juniata-valley-financial-corp.md",
  "json_url": "https://steadybase.io/company/juniata-valley-financial-corp.json",
  "as_of": "2026-11-11",
  "last_filed": "2026-08-12",
  "industry": {
    "sic": "6022",
    "description": "State Commercial Banks"
  },
  "headquarters": {
    "city": "Mifflintown",
    "state": "PA",
    "country": "US"
  },
  "exchanges": [
    "OTC"
  ],
  "fiscal_year_end": "December 31",
  "filer_category": "Non-accelerated filer<br>Smaller reporting company",
  "state_of_incorporation": "PA",
  "website": "jvbonline.com",
  "investor_relations_url": null,
  "linkedin_company_url": "https://www.linkedin.com/company/juniata-valley-bank",
  "summary": {
    "text": "Juniata Valley Financial Corp. (the “Company” or “Juniata”) is a Pennsylvania corporation formed in 1983 as a result of a plan of merger and reorganization of The Juniata Valley Bank (the “Bank”). The plan received regulatory approval on June 7, 1983 and Juniata, a one-bank holding company, registered under the Bank Holding Company Act of 1956 as a bank holding company. The Bank is the oldest independent commercial bank in Juniata and Mifflin Counties and was organized under a state bank charter in 1867.",
    "section": "Item 1. Business",
    "period_end": "2025-12-31",
    "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/juvf-20251231x10k.htm"
  },
  "key_facts": [
    {
      "key": "revenue",
      "label": "Revenue",
      "value": 38975000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-03-25",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/0001104659-26-034395-index.html",
      "text": "Revenue: $39.0M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 25, 2026)."
    },
    {
      "key": "net_income",
      "label": "Net income",
      "value": 7983000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-03-25",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/0001104659-26-034395-index.html",
      "text": "Net income: $8.0M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 25, 2026)."
    },
    {
      "key": "employees",
      "label": "Employees",
      "value": 146,
      "unit": "people",
      "period_end": null,
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/juvf-20251231x10k.htm",
      "text": "Employees: 146 as of , as reported in an SEC filing."
    },
    {
      "key": "shares_outstanding",
      "label": "Shares outstanding",
      "value": 5034291,
      "unit": "shares",
      "period_end": "2026-07-31",
      "form": "10-Q",
      "filed": "2026-08-12",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926094632/0001104659-26-094632-index.html",
      "text": "Shares outstanding: 5,034,291 as of Jul 31, 2026 (10-Q filed Aug 12, 2026)."
    },
    {
      "key": "auditor",
      "label": "Auditor",
      "value": "Crowe LLP",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/juvf-20251231x10k.htm",
      "text": "Auditor: Crowe LLP, Washington, D.C., named in the latest 10-K."
    }
  ],
  "metrics": {
    "revenue": [
      {
        "period_start": "2025-01-01",
        "period_end": "2025-12-31",
        "value": 38975000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-03-25",
        "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/0001104659-26-034395-index.html"
      },
      {
        "period_start": "2024-01-01",
        "period_end": "2024-12-31",
        "value": 37116000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-03-25",
        "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/0001104659-26-034395-index.html"
      },
      {
        "period_start": "2023-01-01",
        "period_end": "2023-12-31",
        "value": 33181000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2025-03-26",
        "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000155837025003701/0001558370-25-003701-index.html"
      },
      {
        "period_start": "2022-01-01",
        "period_end": "2022-12-31",
        "value": 27555000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K/A",
        "filed": "2024-05-31",
        "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000155837024008807/0001558370-24-008807-index.html"
      },
      {
        "period_start": "2021-01-01",
        "period_end": "2021-12-31",
        "value": 24553000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2023-03-16",
        "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000155837023004055/0001558370-23-004055-index.html"
      }
    ],
    "net_income": [
      {
        "period_start": "2025-01-01",
        "period_end": "2025-12-31",
        "value": 7983000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-03-25",
        "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/0001104659-26-034395-index.html"
      },
      {
        "period_start": "2024-01-01",
        "period_end": "2024-12-31",
        "value": 6229000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-03-25",
        "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/0001104659-26-034395-index.html"
      },
      {
        "period_start": "2023-01-01",
        "period_end": "2023-12-31",
        "value": 6596000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2025-03-26",
        "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000155837025003701/0001558370-25-003701-index.html"
      },
      {
        "period_start": "2022-01-01",
        "period_end": "2022-12-31",
        "value": 7064000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K/A",
        "filed": "2024-05-31",
        "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000155837024008807/0001558370-24-008807-index.html"
      },
      {
        "period_start": "2021-01-01",
        "period_end": "2021-12-31",
        "value": 6604000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2023-03-16",
        "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000155837023004055/0001558370-23-004055-index.html"
      }
    ]
  },
  "next_earnings": {
    "date": "2026-11-12",
    "confidence": "estimate",
    "webcast_url": null
  },
  "people": [
    {
      "name": "Marcie A. Barber",
      "title": "President/CEO",
      "role": "officer",
      "linkedin_url": "https://linkedin.com/in/marcie-barber-79b56112",
      "form": "4",
      "filed": "2026-02-18",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000125492726000001/0001254927-26-000001-index.htm"
    },
    {
      "name": "Michael W. Wolf",
      "title": "EVP/CFO",
      "role": "officer",
      "linkedin_url": null,
      "form": "4",
      "filed": "2026-02-18",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000193259926000002/0001932599-26-000002-index.htm"
    }
  ],
  "events_8k": [
    {
      "filed": "2026-10-22",
      "items": [
        {
          "item": "2.02",
          "label": "Results of operations and financial condition (earnings release)",
          "signal": "earnings"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926118018/juvf-20261022x8k.htm"
    },
    {
      "filed": "2026-07-22",
      "items": [
        {
          "item": "2.02",
          "label": "Results of operations and financial condition (earnings release)",
          "signal": "earnings"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926085689/juvf-20260722x8k.htm"
    },
    {
      "filed": "2026-05-20",
      "items": [
        {
          "item": "5.02",
          "label": "Departure or appointment of directors or officers; compensation",
          "signal": "leadership_change"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926064501/juvf-20260519x8k.htm"
    },
    {
      "filed": "2026-05-19",
      "items": [
        {
          "item": "5.07",
          "label": "Submission of matters to a vote of security holders",
          "signal": "governance"
        },
        {
          "item": "7.01",
          "label": "Regulation FD disclosure",
          "signal": "disclosure"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926063708/juvf-20260519x8k.htm"
    },
    {
      "filed": "2026-04-22",
      "items": [
        {
          "item": "2.02",
          "label": "Results of operations and financial condition (earnings release)",
          "signal": "earnings"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926046483/juvf-20260422x8k.htm"
    },
    {
      "filed": "2026-01-29",
      "items": [
        {
          "item": "2.02",
          "label": "Results of operations and financial condition (earnings release)",
          "signal": "earnings"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926007832/juvf-20260129x8k.htm"
    },
    {
      "filed": "2025-10-22",
      "items": [
        {
          "item": "2.02",
          "label": "Results of operations and financial condition (earnings release)",
          "signal": "earnings"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465925101498/juvf-20251022x8k.htm"
    },
    {
      "filed": "2025-07-23",
      "items": [
        {
          "item": "2.02",
          "label": "Results of operations and financial condition (earnings release)",
          "signal": "earnings"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000155837025009408/juvf-20250723x8k.htm"
    },
    {
      "filed": "2025-05-20",
      "items": [
        {
          "item": "5.07",
          "label": "Submission of matters to a vote of security holders",
          "signal": "governance"
        },
        {
          "item": "7.01",
          "label": "Regulation FD disclosure",
          "signal": "disclosure"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000155837025008009/juvf-20250520x8k.htm"
    },
    {
      "filed": "2025-04-22",
      "items": [
        {
          "item": "2.02",
          "label": "Results of operations and financial condition (earnings release)",
          "signal": "earnings"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000155837025005117/juvf-20250422x8k.htm"
    }
  ],
  "insider_trades": [
    {
      "owner": "John P. Henry IV",
      "role": "Director",
      "action": "bought",
      "code": "P",
      "shares": 1100,
      "value_usd": 16374,
      "date": "2026-06-04",
      "filed": "2026-06-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000207178726000003/0002071787-26-000003-index.htm"
    },
    {
      "owner": "John P. Henry IV",
      "role": "Director",
      "action": "bought",
      "code": "P",
      "shares": 83,
      "value_usd": null,
      "date": "2026-02-17",
      "filed": "2026-02-18",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000207178726000001/0002071787-26-000001-index.htm"
    },
    {
      "owner": "Christina Calkins-Mazur",
      "role": "Director",
      "action": "bought",
      "code": "P",
      "shares": 142,
      "value_usd": null,
      "date": "2026-02-17",
      "filed": "2026-02-18",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000197154126000001/0001971541-26-000001-index.htm"
    },
    {
      "owner": "Steven C. Sliver",
      "role": "Director",
      "action": "bought",
      "code": "P",
      "shares": 150,
      "value_usd": null,
      "date": "2026-02-17",
      "filed": "2026-02-18",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000197044026000001/0001970440-26-000001-index.htm"
    },
    {
      "owner": "Joseph B. Scarnati III",
      "role": "Director",
      "action": "bought",
      "code": "P",
      "shares": 138,
      "value_usd": null,
      "date": "2026-02-17",
      "filed": "2026-02-18",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000193708326000001/0001937083-26-000001-index.htm"
    },
    {
      "owner": "Michael W. Wolf",
      "role": "EVP/CFO",
      "action": "bought",
      "code": "P",
      "shares": 2585,
      "value_usd": null,
      "date": "2026-02-17",
      "filed": "2026-02-18",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000193259926000002/0001932599-26-000002-index.htm"
    },
    {
      "owner": "Michael A. Buffington",
      "role": "Director",
      "action": "bought",
      "code": "P",
      "shares": 141,
      "value_usd": null,
      "date": "2026-02-17",
      "filed": "2026-02-18",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000170921726000001/0001709217-26-000001-index.htm"
    },
    {
      "owner": "Gary E. Kelsey",
      "role": "Director",
      "action": "bought",
      "code": "P",
      "shares": 144,
      "value_usd": null,
      "date": "2026-02-17",
      "filed": "2026-02-18",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000166207226000001/0001662072-26-000001-index.htm"
    },
    {
      "owner": "Marcie A. Barber",
      "role": "President/CEO",
      "action": "bought",
      "code": "P",
      "shares": 4945,
      "value_usd": null,
      "date": "2026-02-17",
      "filed": "2026-02-18",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000125492726000001/0001254927-26-000001-index.htm"
    },
    {
      "owner": "Martin L. Dreibelbis",
      "role": "Director",
      "action": "bought",
      "code": "P",
      "shares": 179,
      "value_usd": null,
      "date": "2026-02-17",
      "filed": "2026-02-18",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000124083926000001/0001240839-26-000001-index.htm"
    },
    {
      "owner": "Steven C. Sliver",
      "role": "Director",
      "action": "bought",
      "code": "P",
      "shares": 1300,
      "value_usd": 18174,
      "date": "2025-08-22",
      "filed": "2025-08-22",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000193259925000017/0001932599-25-000017-index.htm"
    }
  ],
  "quotes": [],
  "latest_filings": [
    {
      "form": "8-K",
      "filed": "2026-10-22",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926118018/juvf-20261022x8k.htm"
    },
    {
      "form": "10-K",
      "filed": "2026-03-25",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/juvf-20251231x10k.htm"
    },
    {
      "form": "10-Q",
      "filed": "2026-08-12",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926094632/juvf-20260630x10q.htm"
    },
    {
      "form": "DEF 14A",
      "filed": "2026-03-26",
      "source_url": "https://www.sec.gov/Archives/edgar/data/714712/000110465926034946/juvf-20260519xdef14a.htm"
    }
  ],
  "source": "SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from."
}