# Juniata Valley Financial Corp (JUVF)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/juniata-valley-financial-corp/ JSON: https://steadybase.io/company/juniata-valley-financial-corp.json Checked Nov 10, 2026. Latest filing read: Aug 12, 2026.

## Company

- Legal name: JUNIATA VALLEY FINANCIAL CORP
- Ticker: JUVF (OTC)
- SEC CIK: 0000714712
- Industry: State Commercial Banks (SIC 6022)
- Headquarters: Mifflintown, PA
- Fiscal year ends: December 31
- SEC filer category: Non-accelerated filer<br>Smaller reporting company
- Website: jvbonline.com
- LinkedIn: https://www.linkedin.com/company/juniata-valley-bank
- Next earnings date: Nov 12, 2026 (estimated from past 8-K timing)

## Key facts

- Revenue: $39.0M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 25, 2026). Source: https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/0001104659-26-034395-index.html
- Net income: $8.0M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 25, 2026). Source: https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/0001104659-26-034395-index.html
- Employees: 146 as of , as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/juvf-20251231x10k.htm
- Shares outstanding: 5,034,291 as of Jul 31, 2026 (10-Q filed Aug 12, 2026). Source: https://www.sec.gov/Archives/edgar/data/714712/000110465926094632/0001104659-26-094632-index.html
- Auditor: Crowe LLP, Washington, D.C., named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/juvf-20251231x10k.htm

## Business

Juniata Valley Financial Corp. (the “Company” or “Juniata”) is a Pennsylvania corporation formed in 1983 as a result of a plan of merger and reorganization of The Juniata Valley Bank (the “Bank”). The plan received regulatory approval on June 7, 1983 and Juniata, a one-bank holding company, registered under the Bank Holding Company Act of 1956 as a bank holding company. The Bank is the oldest independent commercial bank in Juniata and Mifflin Counties and was organized under a state bank charter in 1867.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/juvf-20251231x10k.htm

## Annual results

| Fiscal year ended | Revenue | Net income |
|---|---|---|
| Dec 31, 2025 | $39.0M | $8.0M |
| Dec 31, 2024 | $37.1M | $6.2M |
| Dec 31, 2023 | $33.2M | $6.6M |
| Dec 31, 2022 | $27.6M | $7.1M |
| Dec 31, 2021 | $24.6M | $6.6M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/juniata-valley-financial-corp.json

## Officers and directors

- Marcie A. Barber, President/CEO. LinkedIn: https://linkedin.com/in/marcie-barber-79b56112. Source: Form 4 filed Feb 18, 2026, https://www.sec.gov/Archives/edgar/data/714712/000125492726000001/0001254927-26-000001-index.htm
- Michael W. Wolf, EVP/CFO. Source: Form 4 filed Feb 18, 2026, https://www.sec.gov/Archives/edgar/data/714712/000193259926000002/0001932599-26-000002-index.htm

## Recent 8-K events

- Oct 22, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/714712/000110465926118018/juvf-20261022x8k.htm
- Jul 22, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/714712/000110465926085689/juvf-20260722x8k.htm
- May 20, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/714712/000110465926064501/juvf-20260519x8k.htm
- May 19, 2026: Item 5.07, Submission of matters to a vote of security holders; Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/714712/000110465926063708/juvf-20260519x8k.htm
- Apr 22, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/714712/000110465926046483/juvf-20260422x8k.htm
- Jan 29, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/714712/000110465926007832/juvf-20260129x8k.htm
- Oct 22, 2025: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/714712/000110465925101498/juvf-20251022x8k.htm
- Jul 23, 2025: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/714712/000155837025009408/juvf-20250723x8k.htm
- May 20, 2025: Item 5.07, Submission of matters to a vote of security holders; Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/714712/000155837025008009/juvf-20250520x8k.htm
- Apr 22, 2025: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/714712/000155837025005117/juvf-20250422x8k.htm

## Insider trades (Form 4)

- Jun 4, 2026: John P. Henry IV (Director) bought 1,100 shares, about $16,374. Source: https://www.sec.gov/Archives/edgar/data/714712/000207178726000003/0002071787-26-000003-index.htm
- Feb 17, 2026: John P. Henry IV (Director) bought 83 shares. Source: https://www.sec.gov/Archives/edgar/data/714712/000207178726000001/0002071787-26-000001-index.htm
- Feb 17, 2026: Christina Calkins-Mazur (Director) bought 142 shares. Source: https://www.sec.gov/Archives/edgar/data/714712/000197154126000001/0001971541-26-000001-index.htm
- Feb 17, 2026: Steven C. Sliver (Director) bought 150 shares. Source: https://www.sec.gov/Archives/edgar/data/714712/000197044026000001/0001970440-26-000001-index.htm
- Feb 17, 2026: Joseph B. Scarnati III (Director) bought 138 shares. Source: https://www.sec.gov/Archives/edgar/data/714712/000193708326000001/0001937083-26-000001-index.htm
- Feb 17, 2026: Michael W. Wolf (EVP/CFO) bought 2,585 shares. Source: https://www.sec.gov/Archives/edgar/data/714712/000193259926000002/0001932599-26-000002-index.htm
- Feb 17, 2026: Michael A. Buffington (Director) bought 141 shares. Source: https://www.sec.gov/Archives/edgar/data/714712/000170921726000001/0001709217-26-000001-index.htm
- Feb 17, 2026: Gary E. Kelsey (Director) bought 144 shares. Source: https://www.sec.gov/Archives/edgar/data/714712/000166207226000001/0001662072-26-000001-index.htm
- Feb 17, 2026: Marcie A. Barber (President/CEO) bought 4,945 shares. Source: https://www.sec.gov/Archives/edgar/data/714712/000125492726000001/0001254927-26-000001-index.htm
- Feb 17, 2026: Martin L. Dreibelbis (Director) bought 179 shares. Source: https://www.sec.gov/Archives/edgar/data/714712/000124083926000001/0001240839-26-000001-index.htm
- Aug 22, 2025: Steven C. Sliver (Director) bought 1,300 shares, about $18,174. Source: https://www.sec.gov/Archives/edgar/data/714712/000193259925000017/0001932599-25-000017-index.htm

## Latest filings

- 8-K filed Oct 22, 2026: https://www.sec.gov/Archives/edgar/data/714712/000110465926118018/juvf-20261022x8k.htm
- 10-K filed Mar 25, 2026: https://www.sec.gov/Archives/edgar/data/714712/000110465926034395/juvf-20251231x10k.htm
- 10-Q filed Aug 12, 2026: https://www.sec.gov/Archives/edgar/data/714712/000110465926094632/juvf-20260630x10q.htm
- DEF 14A filed Mar 26, 2026: https://www.sec.gov/Archives/edgar/data/714712/000110465926034946/juvf-20260519xdef14a.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/