{
  "name": "Lakeland Financial Corp",
  "legal_name": "LAKELAND FINANCIAL CORP",
  "ticker": "LKFN",
  "tickers": [
    "LKFN"
  ],
  "cik": "0000721994",
  "page_url": "https://steadybase.io/company/lakeland-financial-corp/",
  "markdown_url": "https://steadybase.io/company/lakeland-financial-corp.md",
  "json_url": "https://steadybase.io/company/lakeland-financial-corp.json",
  "as_of": "2026-11-10",
  "last_filed": "2026-10-28",
  "industry": {
    "sic": "6022",
    "description": "State Commercial Banks"
  },
  "headquarters": {
    "city": "Warsaw",
    "state": "IN",
    "country": "US"
  },
  "exchanges": [
    "Nasdaq"
  ],
  "fiscal_year_end": "December 31",
  "filer_category": "Large accelerated filer",
  "state_of_incorporation": "IN",
  "website": "lakecitybank.com",
  "investor_relations_url": "https://investors.lakecitybank.com/",
  "linkedin_company_url": "https://www.linkedin.com/company/lake-city-bank",
  "summary": {
    "text": "Lakeland Financial Corporation (\"Lakeland Financial\"), an Indiana corporation incorporated in 1983, is a bank holding company headquartered in Warsaw, Indiana that provides, through its wholly owned subsidiary Lake City Bank (the \"Bank\") and together with Lakeland Financial (the \"Company\"), a broad array of financial products and services throughout its Northern and Central Indiana markets. The Company offers commercial and consumer banking services, as well as trust and wealth management, brokerage, and treasury management commercial services.",
    "section": "Item 1. Business",
    "period_end": "2025-12-31",
    "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/lkfn-20251231.htm"
  },
  "key_facts": [
    {
      "key": "revenue",
      "label": "Revenue",
      "value": 373735000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-02-25",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/0000721994-26-000018-index.html",
      "text": "Revenue: $373.7M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 25, 2026)."
    },
    {
      "key": "net_income",
      "label": "Net income",
      "value": 103361000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-02-25",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/0000721994-26-000018-index.html",
      "text": "Net income: $103.4M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 25, 2026)."
    },
    {
      "key": "employees",
      "label": "Employees",
      "value": 701,
      "unit": "people",
      "period_end": "2025-12-31",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/lkfn-20251231.htm",
      "text": "Employees: 701 as of Dec 31, 2025, as reported in an SEC filing."
    },
    {
      "key": "shares_outstanding",
      "label": "Shares outstanding",
      "value": 24701150,
      "unit": "shares",
      "period_end": "2026-10-22",
      "form": "10-Q",
      "filed": "2026-10-28",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000079/0000721994-26-000079-index.html",
      "text": "Shares outstanding: 24,701,150 as of Oct 22, 2026 (10-Q filed Oct 28, 2026)."
    },
    {
      "key": "auditor",
      "label": "Auditor",
      "value": "Crowe LLP",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/lkfn-20251231.htm",
      "text": "Auditor: Crowe LLP, Indianapolis, Indiana, named in the latest 10-K."
    }
  ],
  "metrics": {
    "revenue": [
      {
        "period_start": "2025-01-01",
        "period_end": "2025-12-31",
        "value": 373735000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-02-25",
        "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/0000721994-26-000018-index.html"
      },
      {
        "period_start": "2024-01-01",
        "period_end": "2024-12-31",
        "value": 373158000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-02-25",
        "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/0000721994-26-000018-index.html"
      },
      {
        "period_start": "2023-01-01",
        "period_end": "2023-12-31",
        "value": 343267000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-02-25",
        "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/0000721994-26-000018-index.html"
      },
      {
        "period_start": "2022-01-01",
        "period_end": "2022-12-31",
        "value": 239567000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2025-02-19",
        "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199425000087/0000721994-25-000087-index.html"
      },
      {
        "period_start": "2021-01-01",
        "period_end": "2021-12-31",
        "value": 193219000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2024-02-21",
        "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199424000013/0000721994-24-000013-index.html"
      }
    ],
    "net_income": [
      {
        "period_start": "2025-01-01",
        "period_end": "2025-12-31",
        "value": 103361000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-02-25",
        "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/0000721994-26-000018-index.html"
      },
      {
        "period_start": "2024-01-01",
        "period_end": "2024-12-31",
        "value": 93478000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-02-25",
        "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/0000721994-26-000018-index.html"
      },
      {
        "period_start": "2023-01-01",
        "period_end": "2023-12-31",
        "value": 93767000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2026-02-25",
        "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/0000721994-26-000018-index.html"
      },
      {
        "period_start": "2022-01-01",
        "period_end": "2022-12-31",
        "value": 103817000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2025-02-19",
        "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199425000087/0000721994-25-000087-index.html"
      },
      {
        "period_start": "2021-01-01",
        "period_end": "2021-12-31",
        "value": 95733000,
        "unit": "USD",
        "basis": "filing_fact",
        "form": "10-K",
        "filed": "2024-02-21",
        "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199424000013/0000721994-24-000013-index.html"
      }
    ]
  },
  "next_earnings": {
    "date": "2027-01-25",
    "confidence": "estimate",
    "webcast_url": null
  },
  "people": [
    {
      "name": "David M. Findlay",
      "title": "CEO",
      "role": "officer",
      "linkedin_url": "https://linkedin.com/in/david-findlay-697b9384",
      "form": "4",
      "filed": "2026-02-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000118938226000002/0001189382-26-000002-index.htm"
    },
    {
      "name": "Lisa M. O'Neill",
      "title": "EVP & CFO",
      "role": "officer",
      "linkedin_url": null,
      "form": "4",
      "filed": "2026-02-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000160599326000002/0001605993-26-000002-index.htm"
    },
    {
      "name": "Kristin L. Pruitt",
      "title": "President",
      "role": "officer",
      "linkedin_url": null,
      "form": "8-K",
      "filed": "2026-10-26",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000074/lkfn-20261026exhibit991.htm"
    },
    {
      "name": "Kristin Pruitt",
      "title": "President",
      "role": "officer",
      "linkedin_url": "https://linkedin.com/in/kristin-pruitt-6a675850",
      "form": "4",
      "filed": "2026-02-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000143493626000002/0001434936-26-000002-index.htm"
    },
    {
      "name": "Eric H. Ottinger",
      "title": "Executive Vice President",
      "role": "officer",
      "linkedin_url": "https://linkedin.com/in/eric-ottinger-b380b8157",
      "form": "4",
      "filed": "2026-05-01",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000146279426000004/0001462794-26-000004-index.htm"
    },
    {
      "name": "Brok A. Lahrman",
      "title": "SVP, Chief Accounting Officer",
      "role": "officer",
      "linkedin_url": null,
      "form": "4",
      "filed": "2026-02-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000177120126000002/0001771201-26-000002-index.htm"
    },
    {
      "name": "James Rickard Donovan",
      "title": "SVP, General Counsel",
      "role": "officer",
      "linkedin_url": null,
      "form": "4",
      "filed": "2026-02-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000179452526000002/0001794525-26-000002-index.htm"
    },
    {
      "name": "Jennifer M. Hurford",
      "title": "SVP & Treasurer",
      "role": "officer",
      "linkedin_url": "https://linkedin.com/in/jennifer-hurford-a8a77b72",
      "form": "4",
      "filed": "2026-02-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000160615126000002/0001606151-26-000002-index.htm"
    },
    {
      "name": "Stephanie R. Leniski",
      "title": "Executive Vice President",
      "role": "officer",
      "linkedin_url": null,
      "form": "4",
      "filed": "2026-02-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000179319126000002/0001793191-26-000002-index.htm"
    },
    {
      "name": "Donald Robinson-Gay",
      "title": "Senior Vice President",
      "role": "officer",
      "linkedin_url": null,
      "form": "4",
      "filed": "2026-08-06",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000195940226000004/0001959402-26-000004-index.htm"
    },
    {
      "name": "Kyra E. Clark",
      "title": "Senior Vice President",
      "role": "officer",
      "linkedin_url": "https://linkedin.com/in/kyra-clark-1045b1154",
      "form": "4",
      "filed": "2026-07-31",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000182350026000004/0001823500-26-000004-index.htm"
    },
    {
      "name": "Carrie Gutman",
      "title": "Senior Vice President",
      "role": "officer",
      "linkedin_url": null,
      "form": "4",
      "filed": "2026-02-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000204818826000002/0002048188-26-000002-index.htm"
    }
  ],
  "events_8k": [
    {
      "filed": "2026-10-26",
      "items": [
        {
          "item": "7.01",
          "label": "Regulation FD disclosure",
          "signal": "disclosure"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000075/lkfn-20261026.htm"
    },
    {
      "filed": "2026-10-26",
      "items": [
        {
          "item": "2.02",
          "label": "Results of operations and financial condition (earnings release)",
          "signal": "earnings"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000074/lkfn-20261026.htm"
    },
    {
      "filed": "2026-10-13",
      "items": [
        {
          "item": "7.01",
          "label": "Regulation FD disclosure",
          "signal": "disclosure"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000069/lkfn-20261013.htm"
    },
    {
      "filed": "2026-07-27",
      "items": [
        {
          "item": "7.01",
          "label": "Regulation FD disclosure",
          "signal": "disclosure"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000064/lkfn-20260727.htm"
    },
    {
      "filed": "2026-07-27",
      "items": [
        {
          "item": "2.02",
          "label": "Results of operations and financial condition (earnings release)",
          "signal": "earnings"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000063/lkfn-20260727.htm"
    },
    {
      "filed": "2026-07-14",
      "items": [
        {
          "item": "7.01",
          "label": "Regulation FD disclosure",
          "signal": "disclosure"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000058/lkfn-20260714.htm"
    },
    {
      "filed": "2026-04-27",
      "items": [
        {
          "item": "7.01",
          "label": "Regulation FD disclosure",
          "signal": "disclosure"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000051/lkfn-20260427.htm"
    },
    {
      "filed": "2026-04-27",
      "items": [
        {
          "item": "2.02",
          "label": "Results of operations and financial condition (earnings release)",
          "signal": "earnings"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000050/lkfn-20260427.htm"
    },
    {
      "filed": "2026-04-15",
      "items": [
        {
          "item": "5.07",
          "label": "Submission of matters to a vote of security holders",
          "signal": "governance"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000044/lkfn-20260414.htm"
    },
    {
      "filed": "2026-04-14",
      "items": [
        {
          "item": "7.01",
          "label": "Regulation FD disclosure",
          "signal": "disclosure"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000042/lkfn-20260414.htm"
    }
  ],
  "insider_trades": [
    {
      "owner": "Robert E. Bartels Jr",
      "role": "Director",
      "action": "bought",
      "code": "P",
      "shares": 1918,
      "value_usd": 117177,
      "date": "2026-11-06",
      "filed": "2026-11-09",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000121021226000004/0001210212-26-000004-index.htm"
    },
    {
      "owner": "Melinda Jo Truex",
      "role": "Director",
      "action": "sold",
      "code": "S",
      "shares": 22500,
      "value_usd": 1369577,
      "date": "2026-10-29",
      "filed": "2026-11-02",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000081/0000721994-26-000081-index.htm"
    },
    {
      "owner": "Donald Robinson-Gay",
      "role": "Senior Vice President",
      "action": "sold",
      "code": "S",
      "shares": 500,
      "value_usd": 31500,
      "date": "2026-08-05",
      "filed": "2026-08-06",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000195940226000004/0001959402-26-000004-index.htm"
    },
    {
      "owner": "Kyra E. Clark",
      "role": "Senior Vice President",
      "action": "sold",
      "code": "S",
      "shares": 250,
      "value_usd": 15805,
      "date": "2026-07-30",
      "filed": "2026-07-31",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000182350026000004/0001823500-26-000004-index.htm"
    },
    {
      "owner": "Bradley J. Toothaker",
      "role": "Director",
      "action": "sold",
      "code": "S",
      "shares": 5900,
      "value_usd": 357658,
      "date": "2026-05-29",
      "filed": "2026-06-01",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000153243126000010/0001532431-26-000010-index.htm"
    },
    {
      "owner": "Steven D. Ross",
      "role": "Director",
      "action": "sold",
      "code": "S",
      "shares": 1300,
      "value_usd": 81250,
      "date": "2026-05-06",
      "filed": "2026-05-06",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000118941526000004/0001189415-26-000004-index.htm"
    },
    {
      "owner": "Eric H. Ottinger",
      "role": "Executive Vice President",
      "action": "sold",
      "code": "S",
      "shares": 2136,
      "value_usd": 131343,
      "date": "2026-05-01",
      "filed": "2026-05-01",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000146279426000004/0001462794-26-000004-index.htm"
    },
    {
      "owner": "M. Scott Welch",
      "role": "Director",
      "action": "bought",
      "code": "P",
      "shares": 10000,
      "value_usd": 562300,
      "date": "2026-03-12",
      "filed": "2026-03-12",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000118942226000015/0001189422-26-000015-index.htm"
    },
    {
      "owner": "M. Scott Welch",
      "role": "Director",
      "action": "bought",
      "code": "P",
      "shares": 5000,
      "value_usd": 277250,
      "date": "2026-03-09",
      "filed": "2026-03-10",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000118942226000011/0001189422-26-000011-index.htm"
    },
    {
      "owner": "M. Scott Welch",
      "role": "Director",
      "action": "bought",
      "code": "P",
      "shares": 10000,
      "value_usd": 579500,
      "date": "2026-02-27",
      "filed": "2026-02-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000118942226000006/0001189422-26-000006-index.htm"
    },
    {
      "owner": "Bradley J. Toothaker",
      "role": "Director",
      "action": "sold",
      "code": "S",
      "shares": 5685,
      "value_usd": 331777,
      "date": "2026-02-23",
      "filed": "2026-02-24",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000153243126000006/0001532431-26-000006-index.htm"
    },
    {
      "owner": "Stephanie R. Leniski",
      "role": "Executive Vice President",
      "action": "sold",
      "code": "S",
      "shares": 1665,
      "value_usd": 104495,
      "date": "2026-02-04",
      "filed": "2026-02-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000179319126000002/0001793191-26-000002-index.htm"
    },
    {
      "owner": "David M. Findlay",
      "role": "CEO",
      "action": "sold",
      "code": "S",
      "shares": 3000,
      "value_usd": 189060,
      "date": "2026-02-04",
      "filed": "2026-02-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000118938226000002/0001189382-26-000002-index.htm"
    },
    {
      "owner": "Brok A. Lahrman",
      "role": "SVP, Chief Accounting Officer",
      "action": "sold",
      "code": "S",
      "shares": 275,
      "value_usd": 16709,
      "date": "2026-02-02",
      "filed": "2026-02-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000177120126000002/0001771201-26-000002-index.htm"
    },
    {
      "owner": "Lisa M. O'Neill",
      "role": "EVP & CFO",
      "action": "sold",
      "code": "S",
      "shares": 2900,
      "value_usd": 176146,
      "date": "2026-02-02",
      "filed": "2026-02-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000160599326000002/0001605993-26-000002-index.htm"
    }
  ],
  "quotes": [
    {
      "text": "We are pleased to continue to opportunistically leverage our share repurchase program to demonstrate our confidence in the quality of our performance and the long-term strength of our model, as well as our earnings potential. Our capital position remains robust, enabling us to grow the balance sheet while also returning excess capital to shareholders through a meaningful dividend as well as the common share repurchases",
      "speaker": "Kristin L. Pruitt",
      "title": "President",
      "form": "8-K",
      "filed": "2026-10-26",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000074/lkfn-20261026exhibit991.htm"
    }
  ],
  "latest_filings": [
    {
      "form": "8-K",
      "filed": "2026-10-26",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000075/lkfn-20261026.htm"
    },
    {
      "form": "10-K",
      "filed": "2026-02-25",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/lkfn-20251231.htm"
    },
    {
      "form": "10-Q",
      "filed": "2026-10-28",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000079/lkfn-20260930.htm"
    },
    {
      "form": "DEF 14A",
      "filed": "2026-03-05",
      "source_url": "https://www.sec.gov/Archives/edgar/data/721994/000072199426000022/lfc2026proxynotice.htm"
    }
  ],
  "source": "SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from."
}