# Lakeland Financial Corp (LKFN)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/lakeland-financial-corp/ JSON: https://steadybase.io/company/lakeland-financial-corp.json Checked Nov 10, 2026. Latest filing read: Oct 28, 2026.

## Company

- Legal name: LAKELAND FINANCIAL CORP
- Ticker: LKFN (Nasdaq)
- SEC CIK: 0000721994
- Industry: State Commercial Banks (SIC 6022)
- Headquarters: Warsaw, IN
- Fiscal year ends: December 31
- SEC filer category: Large accelerated filer
- Website: lakecitybank.com
- Investor relations: https://investors.lakecitybank.com/
- LinkedIn: https://www.linkedin.com/company/lake-city-bank
- Next earnings date: Jan 25, 2027 (estimated from past 8-K timing)

## Key facts

- Revenue: $373.7M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 25, 2026). Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/0000721994-26-000018-index.html
- Net income: $103.4M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 25, 2026). Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/0000721994-26-000018-index.html
- Employees: 701 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/lkfn-20251231.htm
- Shares outstanding: 24,701,150 as of Oct 22, 2026 (10-Q filed Oct 28, 2026). Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000079/0000721994-26-000079-index.html
- Auditor: Crowe LLP, Indianapolis, Indiana, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/lkfn-20251231.htm

## Business

Lakeland Financial Corporation ("Lakeland Financial"), an Indiana corporation incorporated in 1983, is a bank holding company headquartered in Warsaw, Indiana that provides, through its wholly owned subsidiary Lake City Bank (the "Bank") and together with Lakeland Financial (the "Company"), a broad array of financial products and services throughout its Northern and Central Indiana markets. The Company offers commercial and consumer banking services, as well as trust and wealth management, brokerage, and treasury management commercial services.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/lkfn-20251231.htm

## Annual results

| Fiscal year ended | Revenue | Net income |
|---|---|---|
| Dec 31, 2025 | $373.7M | $103.4M |
| Dec 31, 2024 | $373.2M | $93.5M |
| Dec 31, 2023 | $343.3M | $93.8M |
| Dec 31, 2022 | $239.6M | $103.8M |
| Dec 31, 2021 | $193.2M | $95.7M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/lakeland-financial-corp.json

## Officers and directors

- David M. Findlay, CEO. LinkedIn: https://linkedin.com/in/david-findlay-697b9384. Source: Form 4 filed Feb 4, 2026, https://www.sec.gov/Archives/edgar/data/721994/000118938226000002/0001189382-26-000002-index.htm
- Lisa M. O'Neill, EVP & CFO. Source: Form 4 filed Feb 4, 2026, https://www.sec.gov/Archives/edgar/data/721994/000160599326000002/0001605993-26-000002-index.htm
- Kristin L. Pruitt, President. Source: 8-K filed Oct 26, 2026, https://www.sec.gov/Archives/edgar/data/721994/000072199426000074/lkfn-20261026exhibit991.htm
- Kristin Pruitt, President. LinkedIn: https://linkedin.com/in/kristin-pruitt-6a675850. Source: Form 4 filed Feb 4, 2026, https://www.sec.gov/Archives/edgar/data/721994/000143493626000002/0001434936-26-000002-index.htm
- Eric H. Ottinger, Executive Vice President. LinkedIn: https://linkedin.com/in/eric-ottinger-b380b8157. Source: Form 4 filed May 1, 2026, https://www.sec.gov/Archives/edgar/data/721994/000146279426000004/0001462794-26-000004-index.htm
- Brok A. Lahrman, SVP, Chief Accounting Officer. Source: Form 4 filed Feb 4, 2026, https://www.sec.gov/Archives/edgar/data/721994/000177120126000002/0001771201-26-000002-index.htm
- James Rickard Donovan, SVP, General Counsel. Source: Form 4 filed Feb 4, 2026, https://www.sec.gov/Archives/edgar/data/721994/000179452526000002/0001794525-26-000002-index.htm
- Jennifer M. Hurford, SVP & Treasurer. LinkedIn: https://linkedin.com/in/jennifer-hurford-a8a77b72. Source: Form 4 filed Feb 4, 2026, https://www.sec.gov/Archives/edgar/data/721994/000160615126000002/0001606151-26-000002-index.htm
- Stephanie R. Leniski, Executive Vice President. Source: Form 4 filed Feb 4, 2026, https://www.sec.gov/Archives/edgar/data/721994/000179319126000002/0001793191-26-000002-index.htm
- Donald Robinson-Gay, Senior Vice President. Source: Form 4 filed Aug 6, 2026, https://www.sec.gov/Archives/edgar/data/721994/000195940226000004/0001959402-26-000004-index.htm
- Kyra E. Clark, Senior Vice President. LinkedIn: https://linkedin.com/in/kyra-clark-1045b1154. Source: Form 4 filed Jul 31, 2026, https://www.sec.gov/Archives/edgar/data/721994/000182350026000004/0001823500-26-000004-index.htm
- Carrie Gutman, Senior Vice President. Source: Form 4 filed Feb 4, 2026, https://www.sec.gov/Archives/edgar/data/721994/000204818826000002/0002048188-26-000002-index.htm

## Recent 8-K events

- Oct 26, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000075/lkfn-20261026.htm
- Oct 26, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000074/lkfn-20261026.htm
- Oct 13, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000069/lkfn-20261013.htm
- Jul 27, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000064/lkfn-20260727.htm
- Jul 27, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000063/lkfn-20260727.htm
- Jul 14, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000058/lkfn-20260714.htm
- Apr 27, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000051/lkfn-20260427.htm
- Apr 27, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000050/lkfn-20260427.htm
- Apr 15, 2026: Item 5.07, Submission of matters to a vote of security holders; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000044/lkfn-20260414.htm
- Apr 14, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000042/lkfn-20260414.htm

## Insider trades (Form 4)

- Nov 6, 2026: Robert E. Bartels Jr (Director) bought 1,918 shares, about $117,177. Source: https://www.sec.gov/Archives/edgar/data/721994/000121021226000004/0001210212-26-000004-index.htm
- Oct 29, 2026: Melinda Jo Truex (Director) sold 22,500 shares, about $1.4M. Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000081/0000721994-26-000081-index.htm
- Aug 5, 2026: Donald Robinson-Gay (Senior Vice President) sold 500 shares, about $31,500. Source: https://www.sec.gov/Archives/edgar/data/721994/000195940226000004/0001959402-26-000004-index.htm
- Jul 30, 2026: Kyra E. Clark (Senior Vice President) sold 250 shares, about $15,805. Source: https://www.sec.gov/Archives/edgar/data/721994/000182350026000004/0001823500-26-000004-index.htm
- May 29, 2026: Bradley J. Toothaker (Director) sold 5,900 shares, about $357,658. Source: https://www.sec.gov/Archives/edgar/data/721994/000153243126000010/0001532431-26-000010-index.htm
- May 6, 2026: Steven D. Ross (Director) sold 1,300 shares, about $81,250. Source: https://www.sec.gov/Archives/edgar/data/721994/000118941526000004/0001189415-26-000004-index.htm
- May 1, 2026: Eric H. Ottinger (Executive Vice President) sold 2,136 shares, about $131,343. Source: https://www.sec.gov/Archives/edgar/data/721994/000146279426000004/0001462794-26-000004-index.htm
- Mar 12, 2026: M. Scott Welch (Director) bought 10,000 shares, about $562,300. Source: https://www.sec.gov/Archives/edgar/data/721994/000118942226000015/0001189422-26-000015-index.htm
- Mar 9, 2026: M. Scott Welch (Director) bought 5,000 shares, about $277,250. Source: https://www.sec.gov/Archives/edgar/data/721994/000118942226000011/0001189422-26-000011-index.htm
- Feb 27, 2026: M. Scott Welch (Director) bought 10,000 shares, about $579,500. Source: https://www.sec.gov/Archives/edgar/data/721994/000118942226000006/0001189422-26-000006-index.htm
- Feb 23, 2026: Bradley J. Toothaker (Director) sold 5,685 shares, about $331,777. Source: https://www.sec.gov/Archives/edgar/data/721994/000153243126000006/0001532431-26-000006-index.htm
- Feb 4, 2026: Stephanie R. Leniski (Executive Vice President) sold 1,665 shares, about $104,495. Source: https://www.sec.gov/Archives/edgar/data/721994/000179319126000002/0001793191-26-000002-index.htm
- Feb 4, 2026: David M. Findlay (CEO) sold 3,000 shares, about $189,060. Source: https://www.sec.gov/Archives/edgar/data/721994/000118938226000002/0001189382-26-000002-index.htm
- Feb 2, 2026: Brok A. Lahrman (SVP, Chief Accounting Officer) sold 275 shares, about $16,709. Source: https://www.sec.gov/Archives/edgar/data/721994/000177120126000002/0001771201-26-000002-index.htm
- Feb 2, 2026: Lisa M. O'Neill (EVP & CFO) sold 2,900 shares, about $176,146. Source: https://www.sec.gov/Archives/edgar/data/721994/000160599326000002/0001605993-26-000002-index.htm

## What management said

- "We are pleased to continue to opportunistically leverage our share repurchase program to demonstrate our confidence in the quality of our performance and the long-term strength of our model, as well as our earnings potential. Our capital position remains robust, enabling us to grow the balance sheet while also returning excess capital to shareholders through a meaningful dividend as well as the common share repurchases" Kristin L. Pruitt, President (8-K filed Oct 26, 2026). Source: https://www.sec.gov/Archives/edgar/data/721994/000072199426000074/lkfn-20261026exhibit991.htm

## Latest filings

- 8-K filed Oct 26, 2026: https://www.sec.gov/Archives/edgar/data/721994/000072199426000075/lkfn-20261026.htm
- 10-K filed Feb 25, 2026: https://www.sec.gov/Archives/edgar/data/721994/000072199426000018/lkfn-20251231.htm
- 10-Q filed Oct 28, 2026: https://www.sec.gov/Archives/edgar/data/721994/000072199426000079/lkfn-20260930.htm
- DEF 14A filed Mar 5, 2026: https://www.sec.gov/Archives/edgar/data/721994/000072199426000022/lfc2026proxynotice.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/