# Oportun Financial Corp (OPRT)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/oportun-financial-corp/ JSON: https://steadybase.io/company/oportun-financial-corp.json Checked Nov 10, 2026. Latest filing read: Nov 4, 2026.

## Company

- Legal name: Oportun Financial Corp
- Ticker: OPRT (Nasdaq)
- SEC CIK: 0001538716
- Industry: Finance Services (SIC 6199)
- Headquarters: San Mateo, CA
- Fiscal year ends: December 31
- SEC filer category: Accelerated filer<br>Smaller reporting company
- Website: oportun.com
- LinkedIn: https://www.linkedin.com/company/oportun
- Next earnings date: Feb 1, 2027 (estimated from past 8-K timing)

## Key facts

- Revenue: $956.7M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 27, 2026). Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000015/0001538716-26-000015-index.html
- Net income: $25.2M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 27, 2026). Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000015/0001538716-26-000015-index.html
- SG&A: $34.0M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 27, 2026). Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000015/0001538716-26-000015-index.html
- Employees: 1,580 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000015/oprt-20251231.htm
- Shares outstanding: 46,079,819 as of Oct 29, 2026 (10-Q filed Nov 4, 2026). Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000119/0001538716-26-000119-index.html
- Auditor: Deloitte & Touche LLP, San Francisco, CA, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000015/oprt-20251231.htm

## Business

With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers its members with the confidence to build a better financial future. We design our products to holistically address two of the most fundamental challenges to financial health and resilience - access to responsible and affordable credit, and adequate savings.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/1538716/000153871626000015/oprt-20251231.htm

## Annual results

| Fiscal year ended | Revenue | Net income | SG&A |
|---|---|---|---|
| Dec 31, 2025 | $956.7M | $25.2M | $34.0M |
| Dec 31, 2024 | $1.0B | -$78.7M | $53.2M |
| Dec 31, 2023 | $1.1B | -$180.0M | $72.4M |
| Dec 31, 2022 | $952.5M | -$77.7M | $58.8M |
| Dec 31, 2021 | $626.8M | $47.4M | $37.5M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/oportun-financial-corp.json

## Officers and directors

- Douglas Bland, Chief Executive Officer. LinkedIn: https://linkedin.com/in/doug-bland-b552aa8. Source: 8-K filed Aug 25, 2026, https://www.sec.gov/Archives/edgar/data/1538716/000153871626000096/oprt-20260819.htm
- Douglas K. Bland, Chief Executive Officer. Source: Form 4 filed Jun 11, 2026, https://www.sec.gov/Archives/edgar/data/1538716/000153871626000044/0001538716-26-000044-index.htm
- William H. Franklin, CHIEF FINANCIAL OFFICER. Source: Form 3 filed Sep 14, 2026, https://www.sec.gov/Archives/edgar/data/1538716/000153871626000103/0001538716-26-000103-index.htm
- William Franklin, Chief Financial Officer and principal financial officer. Source: 8-K filed Sep 11, 2026, https://www.sec.gov/Archives/edgar/data/1538716/000153871626000101/oprt-20260905.htm
- Joseph Andrew Schueller, SVP-Controller, CAO. Source: Form 4 filed Sep 14, 2026, https://www.sec.gov/Archives/edgar/data/1538716/000153871626000110/0001538716-26-000110-index.htm
- Kathleen I. Layton, Chief Legal Officer. Source: Form 4 filed Sep 14, 2026, https://www.sec.gov/Archives/edgar/data/1538716/000153871626000108/0001538716-26-000108-index.htm
- Sean A. Rowles, Chief Risk Officer. Source: Form 4 filed Sep 14, 2026, https://www.sec.gov/Archives/edgar/data/1538716/000153871626000106/0001538716-26-000106-index.htm
- Joseph Schueller, Senior Vice President, Finance - Controller and principal accounting officer. Source: 8-K filed Sep 11, 2026, https://www.sec.gov/Archives/edgar/data/1538716/000153871626000101/oprt-20260905.htm
- Kathleen Layton, Chief Legal Officer and Corporate Secretary. Source: 8-K filed Aug 25, 2026, https://www.sec.gov/Archives/edgar/data/1538716/000153871626000096/oprt-20260819.htm
- Sean Rowles, Chief Risk Officer. Source: 8-K filed Aug 25, 2026, https://www.sec.gov/Archives/edgar/data/1538716/000153871626000096/oprt-20260819.htm
- Mohit Daswani, director. Source: 8-K filed Aug 14, 2026, https://www.sec.gov/Archives/edgar/data/1538716/000153871626000084/oprt-20260811.htm
- Scott Scheirman, director. Source: 8-K filed Aug 14, 2026, https://www.sec.gov/Archives/edgar/data/1538716/000153871626000084/oprt-20260811.htm
- Gaurav Rana, CO-PEO, GM OF LENDING. LinkedIn: https://linkedin.com/in/gauravrana. Source: Form 3 filed Apr 10, 2026, https://www.sec.gov/Archives/edgar/data/1538716/000153871626000027/0001538716-26-000027-index.htm

## Recent 8-K events

- Nov 3, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000116/oprt-20261103.htm
- Sep 11, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000101/oprt-20260905.htm
- Aug 25, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000096/oprt-20260819.htm
- Aug 14, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 5.07, Submission of matters to a vote of security holders; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000084/oprt-20260811.htm
- Aug 5, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000065/oprt-20260805.htm
- Jul 7, 2026: Item 1.01, Entry into a material definitive agreement. Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000060/oprt-20260630.htm
- Jun 24, 2026: Item 1.01, Entry into a material definitive agreement; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000052/oprt-20260622.htm
- Jun 18, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1538716/000119312526275929/d95959d8k.htm
- May 7, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000037/oprt-20260507.htm
- Apr 17, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1538716/000119312526159696/d140906d8k.htm

## Insider trades (Form 4)

- Sep 11, 2026: Joseph Andrew Schueller (SVP-Controller, CAO) sold 2,859 shares, about $22,300. Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000110/0001538716-26-000110-index.htm
- Sep 10, 2026: Kathleen I. Layton (Chief Legal Officer) sold 4,223 shares, about $32,939. Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000108/0001538716-26-000108-index.htm
- Mar 10, 2026: Kathleen I. Layton (Chief Legal Officer) sold 19,355 shares, about $94,840. Source: https://www.sec.gov/Archives/edgar/data/1538716/000198563826000006/0001985638-26-000006-index.htm
- Mar 10, 2026: Patrick Kirscht (Chief Credit Officer) sold 54,299 shares, about $266,065. Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000023/0001538716-26-000023-index.htm
- Sep 10, 2025: Kathleen I. Layton (Chief Legal Officer) sold 4,214 shares, about $27,981. Source: https://www.sec.gov/Archives/edgar/data/1538716/000153871625000094/0001538716-25-000094-index.htm

## Latest filings

- 8-K filed Nov 3, 2026: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000116/oprt-20261103.htm
- 10-K filed Feb 27, 2026: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000015/oprt-20251231.htm
- 10-Q filed Aug 6, 2026: https://www.sec.gov/Archives/edgar/data/1538716/000153871626000067/oprt-20260630.htm
- DEF 14A filed Jun 29, 2026: https://www.sec.gov/Archives/edgar/data/1538716/000114036126026773/ny20073001x1_def14a.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/