{
  "name": "Presurance Holdings, Inc.",
  "legal_name": "Presurance Holdings, Inc.",
  "ticker": "PRHI",
  "tickers": [
    "PRHI",
    "PRHIZ"
  ],
  "cik": "0001502292",
  "page_url": "https://steadybase.io/company/presurance-holdings-inc/",
  "markdown_url": "https://steadybase.io/company/presurance-holdings-inc.md",
  "json_url": "https://steadybase.io/company/presurance-holdings-inc.json",
  "as_of": "2026-11-10",
  "last_filed": "2026-08-12",
  "industry": {
    "sic": "6331",
    "description": "Fire, Marine & Casualty Insurance"
  },
  "headquarters": {
    "city": "Troy",
    "state": "MI",
    "country": "US"
  },
  "exchanges": [
    "Nasdaq",
    "Nasdaq"
  ],
  "fiscal_year_end": "December 31",
  "filer_category": "Non-accelerated filer<br>Smaller reporting company",
  "state_of_incorporation": "MI",
  "website": "prehld.com",
  "investor_relations_url": null,
  "linkedin_company_url": null,
  "summary": {
    "text": "Presurance Holdings, Inc. (Nasdaq: PRHI) is a Michigan‑domiciled insurance holding company formed in 2009. Our principal executive offices are located at 3001 West Big Beaver Road, Suite 319, Troy, MI 48084: telephone number: (248) 509-9202.com.",
    "section": "Item 1. Business",
    "period_end": "2025-12-31",
    "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526129019/prhi-20251231.htm"
  },
  "key_facts": [
    {
      "key": "revenue",
      "label": "Revenue",
      "value": 43304000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-03-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526129019/0001193125-26-129019-index.html",
      "text": "Revenue: $43.3M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 27, 2026)."
    },
    {
      "key": "operating_income",
      "label": "Operating income",
      "value": -25887000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-03-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526129019/0001193125-26-129019-index.html",
      "text": "Operating income: -$25.9M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 27, 2026)."
    },
    {
      "key": "net_income",
      "label": "Net income",
      "value": -18438000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-03-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526129019/0001193125-26-129019-index.html",
      "text": "Net income: -$18.4M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 27, 2026)."
    },
    {
      "key": "employees",
      "label": "Employees",
      "value": 12,
      "unit": "people",
      "period_end": "2025-12-31",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526129019/prhi-20251231.htm",
      "text": "Employees: 12 as of Dec 31, 2025, as reported in an SEC filing."
    },
    {
      "key": "shares_outstanding",
      "label": "Shares outstanding",
      "value": 3746092,
      "unit": "shares",
      "period_end": "2026-08-12",
      "form": "10-Q",
      "filed": "2026-08-12",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526346778/0001193125-26-346778-index.html",
      "text": "Shares outstanding: 3,746,092 as of Aug 12, 2026 (10-Q filed Aug 12, 2026)."
    },
    {
      "key": "auditor",
      "label": "Auditor",
      "value": "Grant Thornton LLP",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526129019/prhi-20251231.htm",
      "text": "Auditor: Grant Thornton LLP, Fort Lauderdale, Florida, named in the latest 10-K."
    }
  ],
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        "filed": "2026-03-27",
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    ]
  },
  "next_earnings": {
    "date": "2026-11-11",
    "confidence": "medium",
    "webcast_url": null
  },
  "people": [
    {
      "name": "Brian J. Roney",
      "title": "Chief Executive Officer",
      "role": "officer",
      "linkedin_url": null,
      "form": "4",
      "filed": "2026-04-02",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526140227/0001193125-26-140227-index.htm"
    },
    {
      "name": "Harold J. Meloche",
      "title": "CFO, Treasurer",
      "role": "officer",
      "linkedin_url": null,
      "form": "4",
      "filed": "2026-10-01",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526410889/0001193125-26-410889-index.htm"
    },
    {
      "name": "Isolde O'Hanlon",
      "title": "Director",
      "role": "director",
      "linkedin_url": null,
      "form": "10-K",
      "filed": "2026-03-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526129019/prhi-20251231.htm"
    },
    {
      "name": "Jeffrey Hakala",
      "title": "Director",
      "role": "director",
      "linkedin_url": null,
      "form": "10-K",
      "filed": "2026-03-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526129019/prhi-20251231.htm"
    },
    {
      "name": "Joe Sarafa",
      "title": "Director",
      "role": "director",
      "linkedin_url": null,
      "form": "10-K",
      "filed": "2026-03-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526129019/prhi-20251231.htm"
    },
    {
      "name": "Joseph D. Sarafa",
      "title": "Director",
      "role": "director",
      "linkedin_url": null,
      "form": "10-K",
      "filed": "2026-03-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526129019/prhi-20251231.htm"
    },
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      "title": "Director",
      "role": "director",
      "linkedin_url": null,
      "form": "10-K",
      "filed": "2026-03-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526129019/prhi-20251231.htm"
    }
  ],
  "events_8k": [
    {
      "filed": "2026-08-14",
      "items": [
        {
          "item": "2.02",
          "label": "Results of operations and financial condition (earnings release)",
          "signal": "earnings"
        },
        {
          "item": "9.01",
          "label": "Financial statements and exhibits",
          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526350625/prhi-20260812.htm"
    },
    {
      "filed": "2026-06-04",
      "items": [
        {
          "item": "5.07",
          "label": "Submission of matters to a vote of security holders",
          "signal": "governance"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526257186/prhi-20260603.htm"
    },
    {
      "filed": "2026-05-28",
      "items": [
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          "label": "Material modification to rights of security holders",
          "signal": "governance"
        },
        {
          "item": "5.03",
          "label": "Amendments to articles or bylaws; change in fiscal year",
          "signal": "governance"
        },
        {
          "item": "7.01",
          "label": "Regulation FD disclosure",
          "signal": "disclosure"
        },
        {
          "item": "8.01",
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          "signal": "other"
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          "signal": "exhibits"
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      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526245505/prhi-20260528.htm"
    },
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      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526223815/prhi-20260513.htm"
    },
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      "items": [
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          "signal": "earnings"
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        {
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          "signal": "exhibits"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526131827/prhi-20260327.htm"
    },
    {
      "filed": "2026-03-06",
      "items": [
        {
          "item": "3.01",
          "label": "Notice of delisting or failure to meet listing standards",
          "signal": "distress"
        }
      ],
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526096466/prhi-20260303.htm"
    },
    {
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        {
          "item": "1.01",
          "label": "Entry into a material definitive agreement",
          "signal": "deal"
        },
        {
          "item": "3.02",
          "label": "Unregistered sales of equity securities",
          "signal": "financing"
        },
        {
          "item": "3.03",
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    },
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      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526025148/prhi-20260127.htm"
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  ],
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      "owner": "Joseph D. Sarafa",
      "role": "Director",
      "action": "bought",
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      "shares": 11000,
      "value_usd": 74247,
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      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526410914/0001193125-26-410914-index.htm"
    },
    {
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      "role": "Chief Executive Officer",
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    },
    {
      "owner": "Harold J. Meloche",
      "role": "CFO, Treasurer",
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  ],
  "quotes": [
    {
      "text": "Over the past 21 months under new leadership, we have begun to see the benefits of a changed management approach. We materially improved our underwriting results and delivered another profitable quarter for shareholders by strengthening both underwriting and claims management. These results reinforce our belief that disciplined operations, appropriate risk selection, and careful capital management are essential to driving future performance",
      "speaker": "Management Comments Brian Roney",
      "title": "CEO of Presurance",
      "form": "8-K",
      "filed": "2026-08-14",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526350625/prhi-ex99_1.htm"
    }
  ],
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      "form": "8-K",
      "filed": "2026-08-14",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526350625/prhi-20260812.htm"
    },
    {
      "form": "10-K",
      "filed": "2026-03-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526129019/prhi-20251231.htm"
    },
    {
      "form": "10-Q",
      "filed": "2026-08-12",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000119312526346778/prhi-20260630.htm"
    },
    {
      "form": "DEF 14A",
      "filed": "2026-04-24",
      "source_url": "https://www.sec.gov/Archives/edgar/data/1502292/000114036126016748/ef20071254_def14a.htm"
    }
  ],
  "source": "SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from."
}