# Quaint Oak Bancorp, Inc. (QNTO)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/quaint-oak-bancorp-inc/ JSON: https://steadybase.io/company/quaint-oak-bancorp-inc.json Checked Nov 10, 2026. Latest filing read: Aug 14, 2026.

## Company

- Legal name: QUAINT OAK BANCORP, INC.
- Ticker: QNTO (OTC)
- SEC CIK: 0001391933
- Industry: Savings Institutions, Not Federally Chartered (SIC 6036)
- Headquarters: Southampton, PA
- Fiscal year ends: December 31
- SEC filer category: Non-accelerated filer<br>Smaller reporting company
- Website: quaintoak.com
- Investor relations: https://www.quaintoak.com/investors/
- LinkedIn: https://www.linkedin.com/company/quaint-oak-bank
- Next earnings date: Jan 25, 2027 (estimated from past 8-K timing)

## Key facts

- Revenue: $40.6M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 27, 2026). Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000044/0000927089-26-000044-index.html
- Operating income: $644,000 for the fiscal year ended Dec 31, 2025 (10-K filed Mar 27, 2026). Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000044/0000927089-26-000044-index.html
- Net income: $322,000 for the fiscal year ended Dec 31, 2025 (10-K filed Mar 27, 2026). Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000044/0000927089-26-000044-index.html
- Employees: 134 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000044/qnto20251231_10k.htm
- Shares outstanding: 2,649,603 as of Aug 12, 2026 (10-Q filed Aug 14, 2026). Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000151/0000927089-26-000151-index.html
- Auditor: S.R. Snodgrass, P.C, Cranberry Township, Pennsylvania, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000044/qnto20251231_10k.htm

## Business

, a Pennsylvania corporation headquartered in Southampton, Pennsylvania, was organized in 2007 as the holding company for Quaint Oak Bank. Quaint Oak Bank, originally incorporated in 1926, converted from a Pennsylvania chartered building and loan association to a Pennsylvania chartered mutual savings bank named Quaint Oak Savings Bank in January 2000 and converted to a stock savings bank in July 2007. Following its mutual to stock conversion, Quaint Oak Bank shifted its focus to commercial and business customers.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/1391933/000092708926000044/qnto20251231_10k.htm

## Annual results

| Fiscal year ended | Revenue | Operating income | Net income |
|---|---|---|---|
| Dec 31, 2025 | $40.6M | $644,000 | $322,000 |
| Dec 31, 2024 | $43.4M | $3.4M | $2.8M |
| Dec 31, 2023 | $44.9M | $3.6M | $2.0M |
| Dec 31, 2022 | $32.5M | $13.4M | $7.9M |
| Dec 31, 2021 | $25.0M | $9.3M | $6.4M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/quaint-oak-bancorp-inc.json

## Officers and directors

- Robert T. Strong, Chief Executive Officer. Source: 8-K filed Oct 27, 2026, https://www.sec.gov/Archives/edgar/data/1391933/000092708926000185/ex_1031822.htm
- John J. Augustine, Executive Vice President and Chief Financial Officer. Source: 10-Q filed Aug 14, 2026, https://www.sec.gov/Archives/edgar/data/1391933/000092708926000151/ex_999869.htm
- William R. Gonzalez, President***. LinkedIn: https://linkedin.com/in/wmgonzalez. Source: Form 4 filed Sep 9, 2026, https://www.sec.gov/Archives/edgar/data/1391933/000143774926029932/0001437749-26-029932-index.htm
- Aimee K. Ott, EVP and Corporate Secretary. LinkedIn: https://linkedin.com/in/aimee-ott-27110057. Source: Form 4 filed Sep 9, 2026, https://www.sec.gov/Archives/edgar/data/1391933/000143774926029934/0001437749-26-029934-index.htm
- Andrew E. DiPiero, Jr., Director. Source: 10-K filed Mar 27, 2026, https://www.sec.gov/Archives/edgar/data/1391933/000092708926000044/qnto20251231_10k.htm
- Bora Ozkan, Director. Source: 10-K filed Mar 27, 2026, https://www.sec.gov/Archives/edgar/data/1391933/000092708926000044/qnto20251231_10k.htm
- James J. Clarke, Director. Source: 10-K filed Mar 27, 2026, https://www.sec.gov/Archives/edgar/data/1391933/000092708926000044/qnto20251231_10k.htm
- Kenneth R. Gant, Director. Source: 10-K filed Mar 27, 2026, https://www.sec.gov/Archives/edgar/data/1391933/000092708926000044/qnto20251231_10k.htm
- Susan M. Vettori, Director. Source: 10-K filed Mar 27, 2026, https://www.sec.gov/Archives/edgar/data/1391933/000092708926000044/qnto20251231_10k.htm

## Recent 8-K events

- Oct 27, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000185/qnto20261026_8k.htm
- Oct 15, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000174/qnto20261007_8k.htm
- Sep 10, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000160/qnto20260902_8k.htm
- Jul 30, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000136/qnto20260730_8k.htm
- Jul 16, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000124/qnto20260715_8k.htm
- May 18, 2026: Item 5.07, Submission of matters to a vote of security holders; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000097/qnto20260518_8k.htm
- May 1, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000082/qnto20260429_8k.htm
- Apr 16, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000062/qnto20260408_8k.htm
- Apr 2, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000047/qnto20260402_8k.htm
- Feb 12, 2026: Item 5.03, Amendments to articles or bylaws; change in fiscal year; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000027/qnto20260211_8k.htm

## Insider trades (Form 4)

- Aug 6, 2026: William R. Gonzalez (President***) bought 489 shares, about $6,968. Source: https://www.sec.gov/Archives/edgar/data/1391933/000143774926026966/0001437749-26-026966-index.htm
- May 26, 2026: James J. Clarke (Director) bought 200 shares, about $3,470. Source: https://www.sec.gov/Archives/edgar/data/1391933/000143774926018599/0001437749-26-018599-index.htm
- Feb 5, 2026: James J. Clarke (Director) bought 1,350 shares, about $17,211. Source: https://www.sec.gov/Archives/edgar/data/1391933/000143774926003163/0001437749-26-003163-index.htm
- Dec 12, 2025: Robert T. Strong (Chief Executive Officer) bought 1,000 shares, about $10,388. Source: https://www.sec.gov/Archives/edgar/data/1391933/000143774925037723/0001437749-25-037723-index.htm
- Dec 5, 2025: William R. Gonzalez (President) bought 528 shares, about $5,417. Source: https://www.sec.gov/Archives/edgar/data/1391933/000143774925037221/0001437749-25-037221-index.htm
- Dec 4, 2025: Robert T. Strong (Chief Executive Officer) bought 1,000 shares, about $10,400. Source: https://www.sec.gov/Archives/edgar/data/1391933/000143774925037131/0001437749-25-037131-index.htm
- Nov 19, 2025: Robert T. Strong (Chief Executive Officer) bought 1,000 shares, about $10,340. Source: https://www.sec.gov/Archives/edgar/data/1391933/000143774925035811/0001437749-25-035811-index.htm
- Nov 5, 2025: Robert T. Strong (Chief Executive Officer) bought 1,000 shares, about $9,165. Source: https://www.sec.gov/Archives/edgar/data/1391933/000143774925033570/0001437749-25-033570-index.htm
- Aug 13, 2025: James J. Clarke (Director) bought 300 shares, about $3,030. Source: https://www.sec.gov/Archives/edgar/data/1391933/000143774925027133/0001437749-25-027133-index.htm
- Jul 1, 2025: Robert T. Strong (Chief Executive Officer) bought 600 shares, about $6,510. Source: https://www.sec.gov/Archives/edgar/data/1391933/000143774925022094/0001437749-25-022094-index.htm

## What management said

- "I am very proud of what our Team accomplished this quarter. Our return to improved profitability, both for the quarter and year-to-date, reflects the hard work and disciplined decisions we have made over the past year" Robert T. Strong, Chief Executive Officer (8-K filed Oct 27, 2026). Source: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000185/ex_1031822.htm

## Latest filings

- 8-K filed Oct 27, 2026: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000185/qnto20261026_8k.htm
- 10-K filed Mar 27, 2026: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000044/qnto20251231_10k.htm
- 10-Q filed Aug 14, 2026: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000151/qnto20260630_10q.htm
- DEF 14A filed Apr 8, 2026: https://www.sec.gov/Archives/edgar/data/1391933/000092708926000054/qnto20260401_def14a.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/