# Standard Premium Finance Holdings, Inc. (SPFX)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/standard-premium-finance-holdings-inc/ JSON: https://steadybase.io/company/standard-premium-finance-holdings-inc.json Checked Nov 10, 2026. Latest filing read: Aug 10, 2026.

## Company

- Legal name: STANDARD PREMIUM FINANCE HOLDINGS, INC.
- Ticker: SPFX (OTC)
- SEC CIK: 0001807893
- Industry: Miscellaneous Business Credit Institution (SIC 6159)
- Headquarters: Miami, FL
- Fiscal year ends: December 31
- SEC filer category: Non-accelerated filer<br>Smaller reporting company<br>Emerging growth company
- Website: standardpremium.com
- Investor relations: https://standardpremium.com/investors.html
- LinkedIn: https://www.linkedin.com/company/standard-premium-finance
- Next earnings date: Nov 11, 2026 (estimated from past 8-K timing)

## Key facts

- Revenue: $12.5M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 20, 2026). Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000349/0001079973-26-000349-index.html
- Net income: $1.2M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 20, 2026). Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000349/0001079973-26-000349-index.html
- Employees: 25 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000349/spfx_10k-123125.htm
- Shares outstanding: 2,930,134 as of Nov 10, 2026 (10-Q filed Nov 9, 2026). Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997326001442/0001079973-26-001442-index.html
- Auditor: Stephano Slack LLC, Wayne, Pennsylvania, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000349/spfx_10k-123125.htm

## Business

Pass loan collateral in excess of receivable value – the total amount of excess collateral over the receivable on loans classified as “pass” loans.e. collateral) compared to the unpaid balance of the loan. If a “pass” receivable were to undergo an assumed cancellation as of the respective balance sheet date, the Company would not experience a loss.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/1807893/000107997326000349/spfx_10k-123125.htm

## Annual results

| Fiscal year ended | Revenue | Net income |
|---|---|---|
| Dec 31, 2025 | $12.5M | $1.2M |
| Dec 31, 2024 | $12.1M | $979,993 |
| Dec 31, 2023 | $9.7M | $532,402 |
| Dec 31, 2022 | $8.2M | $806,131 |
| Dec 31, 2021 | $7.7M | $876,323 |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/standard-premium-finance-holdings-inc.json

## Officers and directors

- William Koppelmann, CEO. LinkedIn: https://linkedin.com/in/william-koppelmann-334526b8. Source: Form 4 filed Dec 15, 2025, https://www.sec.gov/Archives/edgar/data/1807893/000107997325001853/0001079973-25-001853-index.htm
- Brian Krogol, CFO. Source: Form 4 filed Nov 25, 2025, https://www.sec.gov/Archives/edgar/data/1807893/000107997325001817/0001079973-25-001817-index.htm

## Recent 8-K events

- Jun 16, 2026: Item 5.07, Submission of matters to a vote of security holders. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000842/spfx_8k.htm
- Apr 28, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000559/spfx_8k.htm
- Mar 31, 2026: Item 4.01, Changes in registrant's certifying accountant; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000396/spfx_8k.htm
- Dec 29, 2025: Item 8.01, Other events. Source: https://www.sec.gov/Archives/edgar/data/1807893/000155335025000200/spfx_8k.htm
- Nov 13, 2025: Item 5.07, Submission of matters to a vote of security holders. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997325001696/spfx_8k.htm
- Oct 1, 2025: Item 2.01, Completion of acquisition or disposition of assets; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997325001528/spfx_8k.htm
- Jul 31, 2025: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997325001205/spfx_8k.htm
- Jul 24, 2025: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997325001180/spfx_8k.htm
- May 28, 2025: Item 1.01, Entry into a material definitive agreement; Item 2.03, Creation of a direct financial obligation; Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997325000935/spfx_8k.htm
- Apr 21, 2025: Item 4.01, Changes in registrant's certifying accountant; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997325000683/spfx_8k.htm

## Insider trades (Form 4)

- May 28, 2026: Carl Christian Hoechner (Director) bought 100 shares, about $213. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000747/0001079973-26-000747-index.htm
- May 22, 2026: Carl Christian Hoechner (Director) bought 38 shares, about $76. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000734/0001079973-26-000734-index.htm
- May 21, 2026: Carl Christian Hoechner (Director) bought 300 shares, about $675. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000715/0001079973-26-000715-index.htm
- Dec 10, 2025: William Koppelmann (CEO) bought 1,000 shares, about $1,910. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997325001853/0001079973-25-001853-index.htm
- Nov 25, 2025: Carl Christian Hoechner (Director) bought 100 shares, about $195. Source: https://www.sec.gov/Archives/edgar/data/1807893/000155335025000151/0001553350-25-000151-index.htm
- Nov 21, 2025: Brian Krogol (CFO) bought 1,120 shares, about $2,565. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997325001817/0001079973-25-001817-index.htm
- Nov 18, 2025: Carl Christian Hoechner (Director) bought 100 shares, about $225. Source: https://www.sec.gov/Archives/edgar/data/1807893/000107997325001800/0001079973-25-001800-index.htm

## Latest filings

- 8-K filed Jun 16, 2026: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000842/spfx_8k.htm
- 10-K filed Mar 20, 2026: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000349/spfx_10k-123125.htm
- 10-Q filed Aug 10, 2026: https://www.sec.gov/Archives/edgar/data/1807893/000107997326001024/spfx_10q.htm
- DEF 14A filed Apr 20, 2026: https://www.sec.gov/Archives/edgar/data/1807893/000107997326000505/spfx_def14a.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
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