# TFS Financial CORP (TFSL)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/tfs-financial-corp/ JSON: https://steadybase.io/company/tfs-financial-corp.json Checked Nov 10, 2026. Latest filing read: Aug 6, 2026.

## Company

- Legal name: TFS Financial CORP
- Ticker: TFSL (Nasdaq)
- SEC CIK: 0001381668
- Industry: Savings Institution, Federally Chartered (SIC 6035)
- Headquarters: Cleveland, OH
- Fiscal year ends: September 30
- SEC filer category: Large accelerated filer
- LinkedIn: https://www.linkedin.com/company/third-federal-savings
- Next earnings date: Jan 28, 2027 (estimated from past 8-K timing)

## Key facts

- Revenue: $763.2M for the fiscal year ended Sep 30, 2025 (10-K filed Nov 25, 2025). Source: https://www.sec.gov/Archives/edgar/data/1381668/000138166825000106/0001381668-25-000106-index.html
- Net income: $91.0M for the fiscal year ended Sep 30, 2025 (10-K filed Nov 25, 2025). Source: https://www.sec.gov/Archives/edgar/data/1381668/000138166825000106/0001381668-25-000106-index.html
- Employees: 958 as of Sep 30, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/1381668/000138166825000106/tfsl-20250930.htm
- Shares outstanding: 280,442,755 as of Aug 4, 2026 (10-Q filed Aug 6, 2026). Source: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000039/0001381668-26-000039-index.html
- Auditor: Deloitte & Touche LLP, Cleveland, Ohio, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/1381668/000138166825000106/tfsl-20250930.htm

## Business

These forward-looking statements are subject to significant risks, assumptions and uncertainties, including, among other things, the following important factors that could affect the actual outcome of future events:

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/1381668/000138166825000106/tfsl-20250930.htm

## Annual results

| Fiscal year ended | Revenue | Net income |
|---|---|---|
| Sep 30, 2025 | $763.2M | $91.0M |
| Sep 30, 2024 | $734.1M | $79.6M |
| Sep 30, 2023 | $611.9M | $75.3M |
| Sep 30, 2022 | $409.3M | $74.6M |
| Sep 30, 2021 | $389.4M | $81.0M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/tfs-financial-corp.json

## Officers and directors

- Marc A. Stefanski, Chairman, President and CEO. Source: Form 4 filed Sep 10, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000138816126000008/0001388161-26-000008-index.htm
- Meredith S. Weil, Chief Financial Officer. LinkedIn: https://www.linkedin.com/in/meredith-weil-543b79221. Source: Form 4 filed Sep 4, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000153099726000012/0001530997-26-000012-index.htm
- Andrew J. Rubino, Chief Operating Officer. Source: Form 4 filed May 27, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000182074026000004/0001820740-26-000004-index.htm
- Bradley T. Stefanski, Chief Strategy Officer. Source: Form 4 filed Sep 15, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000192106926000003/0001921069-26-000003-index.htm
- Gavin B. Stefanski, Chief Experience Officer. LinkedIn: https://linkedin.com/in/gavin-stefanski-074aa624. Source: Form 4 filed Aug 7, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000192125326000004/0001921253-26-000004-index.htm
- Cathy W. Zbanek, Chief Synergy Officer. Source: Form 4 filed Jun 16, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000156634526000008/0001566345-26-000008-index.htm
- Sandra M. Long, Chief Consumer Banking Officer. Source: Form 4 filed Jun 8, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000204656826000002/0002046568-26-000002-index.htm
- Susanne N. Miller, Chief Accounting Officer. LinkedIn: https://www.linkedin.com/in/susanne-miller-0ab5a013. Source: Form 4 filed Jun 8, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000182073826000002/0001820738-26-000002-index.htm
- Timothy W. Mulhern, Chief Innovation Officer. Source: 4/A filed Dec 16, 2025, https://www.sec.gov/Archives/edgar/data/1381668/000189937125000008/0001899371-25-000008-index.htm
- Deborah (Debbie) L. Hand, Chief Risk Officer. Source: 10-K filed Nov 25, 2025, https://www.sec.gov/Archives/edgar/data/1381668/000138166825000106/tfsl-20250930.htm
- Michael J. Carfagna, Chief Information Officer. LinkedIn: https://linkedin.com/in/michael-carfagna-b8129527. Source: 10-K filed Nov 25, 2025, https://www.sec.gov/Archives/edgar/data/1381668/000138166825000106/tfsl-20250930.htm
- Sandra (Sandy) M. Long, Chief Consumer Banking Officer. Source: 10-K filed Nov 25, 2025, https://www.sec.gov/Archives/edgar/data/1381668/000138166825000106/tfsl-20250930.htm
- CEO Marc A. Stefanski, Chairman and. Source: 8-K filed Oct 29, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000138166826000045/tfslfy26sept8kexhibits.htm
- James E. LaRocca, Accounting and Finance Officer. Source: Form 4 filed Jun 30, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000214007826000004/0002140078-26-000004-index.htm
- Anthony J. Asher, Board member (per proxy). Source: DEF 14A filed Jan 14, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000138166826000002/tfsl-20260113.htm
- Ashley H. Williams, Board member (per proxy). Source: DEF 14A filed Jan 14, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000138166826000002/tfsl-20260113.htm
- Barbara J. Anderson, Board member (per proxy). Source: DEF 14A filed Jan 14, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000138166826000002/tfsl-20260113.htm
- Daniel F. Weir, Board member (per proxy). Source: DEF 14A filed Jan 14, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000138166826000002/tfsl-20260113.htm
- John P. Ringenbach, Board member (per proxy). Source: DEF 14A filed Jan 14, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000138166826000002/tfsl-20260113.htm
- Martin J. Cohen, Board member (per proxy). Source: DEF 14A filed Jan 14, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000138166826000002/tfsl-20260113.htm
- Robert A. Fiala, Board member (per proxy). Source: DEF 14A filed Jan 14, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000138166826000002/tfsl-20260113.htm
- Terrence L. Bauer, Board member (per proxy). Source: DEF 14A filed Jan 14, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000138166826000002/tfsl-20260113.htm
- Terrence R. Ozan, Board member (per proxy). Source: DEF 14A filed Jan 14, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000138166826000002/tfsl-20260113.htm
- William C. Mulligan, Board member (per proxy). Source: DEF 14A filed Jan 14, 2026, https://www.sec.gov/Archives/edgar/data/1381668/000138166826000002/tfsl-20260113.htm

## Recent 8-K events

- Oct 29, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000045/tfsl-20261029.htm
- Sep 24, 2026: Item 5.03, Amendments to articles or bylaws; change in fiscal year. Source: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000043/tfsl-20260924.htm
- Aug 27, 2026: Item 8.01, Other events. Source: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000041/tfsl-20260827.htm
- Jul 30, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 8.01, Other events. Source: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000036/tfsl-20260730.htm
- Jul 7, 2026: Item 8.01, Other events. Source: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000033/tfsl-20260707.htm
- May 28, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 5.03, Amendments to articles or bylaws; change in fiscal year; Item 8.01, Other events. Source: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000029/tfsl-20260528.htm
- May 26, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000026/tfsl-20260526.htm
- Apr 30, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000021/tfsl-20260430.htm
- Apr 2, 2026: Item 5.02, Departure or appointment of directors or officers; compensation. Source: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000018/tfsl-20260402.htm
- Feb 26, 2026: Item 5.07, Submission of matters to a vote of security holders. Source: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000016/tfsl-20260226.htm

## Insider trades (Form 4)

- Sep 11, 2026: Bradley T. Stefanski (Chief Strategy Officer) sold 10,000 shares, about $169,400. Source: https://www.sec.gov/Archives/edgar/data/1381668/000192106926000003/0001921069-26-000003-index.htm
- Sep 8, 2026: Ashley H. Williams (Director) sold 10,000 shares, about $172,800. Source: https://www.sec.gov/Archives/edgar/data/1381668/000175768926000002/0001757689-26-000002-index.htm
- Sep 8, 2026: Marc A. Stefanski (Chairman, President and CEO) sold 10,000 shares, about $172,800. Source: https://www.sec.gov/Archives/edgar/data/1381668/000138816126000008/0001388161-26-000008-index.htm
- Sep 3, 2026: Meredith S. Weil (Chief Financial Officer) sold 5,861 shares, about $102,743. Source: https://www.sec.gov/Archives/edgar/data/1381668/000153099726000012/0001530997-26-000012-index.htm
- Aug 31, 2026: Barbara J. Anderson (Director) sold 6,100 shares, about $108,763. Source: https://www.sec.gov/Archives/edgar/data/1381668/000185013326000004/0001850133-26-000004-index.htm
- Aug 28, 2026: Meredith S. Weil (Chief Financial Officer) sold 600 shares, about $10,800. Source: https://www.sec.gov/Archives/edgar/data/1381668/000153099726000010/0001530997-26-000010-index.htm
- Aug 5, 2026: Gavin B. Stefanski (Chief Experience Officer) sold 6,500 shares, about $119,275. Source: https://www.sec.gov/Archives/edgar/data/1381668/000192125326000004/0001921253-26-000004-index.htm
- Jun 11, 2026: Meredith S. Weil (Chief Financial Officer) sold 4,316 shares, about $72,509. Source: https://www.sec.gov/Archives/edgar/data/1381668/000153099726000008/0001530997-26-000008-index.htm
- Jun 2, 2026: Meredith S. Weil (Chief Financial Officer) sold 4,105 shares, about $65,311. Source: https://www.sec.gov/Archives/edgar/data/1381668/000153099726000006/0001530997-26-000006-index.htm
- May 29, 2026: Daniel F. Weir (Director) bought 7,000 shares, about $110,950. Source: https://www.sec.gov/Archives/edgar/data/1381668/000193666326000006/0001936663-26-000006-index.htm
- May 26, 2026: Andrew J. Rubino (Chief Operating Officer) sold 594 shares, about $9,557. Source: https://www.sec.gov/Archives/edgar/data/1381668/000182074026000004/0001820740-26-000004-index.htm
- May 18, 2026: Cathy W. Zbanek (Chief Synergy Officer) sold 10,000 shares, about $152,600. Source: https://www.sec.gov/Archives/edgar/data/1381668/000156634526000002/0001566345-26-000002-index.htm
- May 14, 2026: Daniel F. Weir (Director) bought 7,000 shares, about $105,140. Source: https://www.sec.gov/Archives/edgar/data/1381668/000193666326000004/0001936663-26-000004-index.htm
- May 12, 2026: Daniel F. Weir (Director) bought 21,000 shares, about $313,110. Source: https://www.sec.gov/Archives/edgar/data/1381668/000193666326000002/0001936663-26-000002-index.htm
- May 11, 2026: Meredith S. Weil (Chief Financial Officer) sold 13,756 shares, about $205,102. Source: https://www.sec.gov/Archives/edgar/data/1381668/000153099726000004/0001530997-26-000004-index.htm

## What management said

- "This year was another milestone for Third Federal, passing $100 million in net income, driven by continued net margin improvement to 1.88%, and a 39% increase in mortgage loan originations from 2025" CEO Marc A. Stefanski, Chairman and (8-K filed Oct 29, 2026). Source: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000045/tfslfy26sept8kexhibits.htm

## Latest filings

- 8-K filed Oct 29, 2026: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000045/tfsl-20261029.htm
- 10-K filed Nov 25, 2025: https://www.sec.gov/Archives/edgar/data/1381668/000138166825000106/tfsl-20250930.htm
- 10-Q filed Aug 6, 2026: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000039/tfsl-20260630.htm
- DEF 14A filed Jan 14, 2026: https://www.sec.gov/Archives/edgar/data/1381668/000138166826000002/tfsl-20260113.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/

