{
  "name": "Umb Financial Corp",
  "legal_name": "UMB FINANCIAL CORP",
  "ticker": "UMBF",
  "tickers": [
    "UMBF",
    "UMBFO"
  ],
  "cik": "0000101382",
  "page_url": "https://steadybase.io/company/umb-financial-corp/",
  "markdown_url": "https://steadybase.io/company/umb-financial-corp.md",
  "json_url": "https://steadybase.io/company/umb-financial-corp.json",
  "as_of": "2026-11-10",
  "last_filed": "2026-10-29",
  "industry": {
    "sic": "6021",
    "description": "National Commercial Banks"
  },
  "headquarters": {
    "city": "Kansas City",
    "state": "MO",
    "country": "US"
  },
  "exchanges": [
    "Nasdaq",
    "Nasdaq"
  ],
  "fiscal_year_end": "December 31",
  "filer_category": "Large accelerated filer",
  "state_of_incorporation": "MO",
  "website": "umb.com",
  "investor_relations_url": null,
  "linkedin_company_url": "https://www.linkedin.com/company/umbbank",
  "summary": {
    "text": "UMB Financial Corporation (together with its consolidated subsidiaries, unless the context requires otherwise, the Company) is a financial holding company that is headquartered in Kansas City, Missouri. The Company provides banking services and asset servicing to its customers in the United States and around the globe.",
    "section": "Item 1. Business",
    "period_end": "2025-12-31",
    "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm"
  },
  "key_facts": [
    {
      "key": "revenue",
      "label": "Revenue",
      "value": 3354280000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-02-26",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/0001193125-26-076496-index.html",
      "text": "Revenue: $3.4B for the fiscal year ended Dec 31, 2025 (10-K filed Feb 26, 2026)."
    },
    {
      "key": "net_income",
      "label": "Net income",
      "value": 702398000,
      "unit": "USD",
      "period_start": "2025-01-01",
      "period_end": "2025-12-31",
      "basis": "filing_fact",
      "form": "10-K",
      "filed": "2026-02-26",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/0001193125-26-076496-index.html",
      "text": "Net income: $702.4M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 26, 2026)."
    },
    {
      "key": "employees",
      "label": "Employees",
      "value": 5222,
      "unit": "people",
      "period_end": "2025-12-31",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm",
      "text": "Employees: 5,222 as of Dec 31, 2025, as reported in an SEC filing."
    },
    {
      "key": "shares_outstanding",
      "label": "Shares outstanding",
      "value": 75952650,
      "unit": "shares",
      "period_end": "2026-10-26",
      "form": "10-Q",
      "filed": "2026-10-29",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000119312526437096/0001193125-26-437096-index.html",
      "text": "Shares outstanding: 75,952,650 as of Oct 26, 2026 (10-Q filed Oct 29, 2026)."
    },
    {
      "key": "auditor",
      "label": "Auditor",
      "value": "Kpmg LLP",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm",
      "text": "Auditor: Kpmg LLP, Kansas City, Missouri, named in the latest 10-K."
    }
  ],
  "metrics": {
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    "date": "2027-01-26",
    "confidence": "estimate",
    "webcast_url": null
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  "people": [
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      "name": "Mariner Kemper",
      "title": "UMB Financial Corporation chairman and chief executive officer",
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    },
    {
      "name": "J. Mariner Kemper",
      "title": "Chairman and CEO",
      "role": "both",
      "linkedin_url": "https://linkedin.com/in/mariner-kemper",
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      "filed": "2026-08-06",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000010138226000173/0000101382-26-000173-index.htm"
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      "name": "Ram Shankar",
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      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000010138226000177/0000101382-26-000177-index.htm"
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    {
      "name": "Paul Michael Williamson",
      "title": "President Commercial Banking",
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    {
      "name": "Nikki Farentino Newton",
      "title": "President, Private Wealth Mgmt",
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      "name": "Phillip James Mason",
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    {
      "name": "James D. Rine",
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      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000010138226000162/0000101382-26-000162-index.htm"
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    {
      "name": "Elizabeth Theresa Lewis",
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    {
      "owner": "J. Mariner Kemper",
      "role": "Chairman and CEO",
      "action": "sold",
      "code": "S",
      "shares": 15062,
      "value_usd": 2237460,
      "date": "2026-08-04",
      "filed": "2026-08-06",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000010138226000173/0000101382-26-000173-index.htm"
    },
    {
      "owner": "Uma Wilson",
      "role": "Executive Vice President",
      "action": "sold",
      "code": "S",
      "shares": 4145,
      "value_usd": 613460,
      "date": "2026-08-04",
      "filed": "2026-08-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000010138226000171/0000101382-26-000171-index.htm"
    },
    {
      "owner": "Nikki Farentino Newton",
      "role": "President, Private Wealth Mgmt",
      "action": "sold",
      "code": "S",
      "shares": 2000,
      "value_usd": 297200,
      "date": "2026-08-04",
      "filed": "2026-08-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000010138226000170/0000101382-26-000170-index.htm"
    },
    {
      "owner": "Phillip James Mason",
      "role": "President, Inst. Banking",
      "action": "sold",
      "code": "S",
      "shares": 800,
      "value_usd": 117600,
      "date": "2026-08-04",
      "filed": "2026-08-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000010138226000169/0000101382-26-000169-index.htm"
    },
    {
      "owner": "J. Mariner Kemper",
      "role": "Chairman and CEO",
      "action": "sold",
      "code": "S",
      "shares": 4200,
      "value_usd": 618534,
      "date": "2026-08-03",
      "filed": "2026-08-04",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000010138226000168/0000101382-26-000168-index.htm"
    },
    {
      "owner": "Robert Brian Beaird",
      "role": "Chief Human Resource Officer",
      "action": "sold",
      "code": "S",
      "shares": 1600,
      "value_usd": 231040,
      "date": "2026-07-31",
      "filed": "2026-07-31",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000010138226000166/0000101382-26-000166-index.htm"
    }
  ],
  "quotes": [
    {
      "text": "Our third-quarter results demonstrate the strong momentum across UMB’s diversified lines of business, reflected in robust balance sheet and fee income growth, strong asset quality metrics, and a stable net interest margin that together produced superior risk-adjusted returns",
      "speaker": "Mariner Kemper",
      "title": "UMB Financial Corporation chairman and chief executive officer",
      "form": "8-K",
      "filed": "2026-10-27",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000119312526434198/umbf-ex99_1.htm"
    }
  ],
  "latest_filings": [
    {
      "form": "8-K",
      "filed": "2026-10-29",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000119312526437779/d177835d8k.htm"
    },
    {
      "form": "10-K",
      "filed": "2026-02-26",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm"
    },
    {
      "form": "10-Q",
      "filed": "2026-10-29",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000119312526437096/umbf-20260930.htm"
    },
    {
      "form": "DEF 14A",
      "filed": "2026-03-12",
      "source_url": "https://www.sec.gov/Archives/edgar/data/101382/000119312526103203/d82141ddef14a.htm"
    }
  ],
  "source": "SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from."
}