# Umb Financial Corp (UMBF)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/umb-financial-corp/ JSON: https://steadybase.io/company/umb-financial-corp.json Checked Nov 10, 2026. Latest filing read: Oct 29, 2026.

## Company

- Legal name: UMB FINANCIAL CORP
- Ticker: UMBF, UMBFO (Nasdaq, Nasdaq)
- SEC CIK: 0000101382
- Industry: National Commercial Banks (SIC 6021)
- Headquarters: Kansas City, MO
- Fiscal year ends: December 31
- SEC filer category: Large accelerated filer
- Website: umb.com
- LinkedIn: https://www.linkedin.com/company/umbbank
- Next earnings date: Jan 26, 2027 (estimated from past 8-K timing)

## Key facts

- Revenue: $3.4B for the fiscal year ended Dec 31, 2025 (10-K filed Feb 26, 2026). Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/0001193125-26-076496-index.html
- Net income: $702.4M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 26, 2026). Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/0001193125-26-076496-index.html
- Employees: 5,222 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm
- Shares outstanding: 75,952,650 as of Oct 26, 2026 (10-Q filed Oct 29, 2026). Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526437096/0001193125-26-437096-index.html
- Auditor: Kpmg LLP, Kansas City, Missouri, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm

## Business

UMB Financial Corporation (together with its consolidated subsidiaries, unless the context requires otherwise, the Company) is a financial holding company that is headquartered in Kansas City, Missouri. The Company provides banking services and asset servicing to its customers in the United States and around the globe.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm

## Annual results

| Fiscal year ended | Revenue | Net income |
|---|---|---|
| Dec 31, 2025 | $3.4B | $702.4M |
| Dec 31, 2024 | $2.2B | $441.2M |
| Dec 31, 2023 | $1.8B | $350.0M |
| Dec 31, 2022 | $1.1B | $431.7M |
| Dec 31, 2021 | $861.5M | $353.0M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/umb-financial-corp.json

## Officers and directors

- Mariner Kemper, UMB Financial Corporation chairman and chief executive officer. Source: 8-K filed Oct 27, 2026, https://www.sec.gov/Archives/edgar/data/101382/000119312526434198/umbf-ex99_1.htm
- J. Mariner Kemper, Chairman and CEO. LinkedIn: https://linkedin.com/in/mariner-kemper. Source: Form 4 filed Aug 6, 2026, https://www.sec.gov/Archives/edgar/data/101382/000010138226000173/0000101382-26-000173-index.htm
- Ram Shankar, Chief Financial Officer. Source: Form 4 filed Aug 18, 2026, https://www.sec.gov/Archives/edgar/data/101382/000010138226000177/0000101382-26-000177-index.htm
- Paul Michael Williamson, President Commercial Banking. Source: Form 3 filed Oct 30, 2026, https://www.sec.gov/Archives/edgar/data/101382/000010138226000188/0000101382-26-000188-index.htm
- Nikki Farentino Newton, President, Private Wealth Mgmt. Source: Form 4 filed Aug 4, 2026, https://www.sec.gov/Archives/edgar/data/101382/000010138226000170/0000101382-26-000170-index.htm
- Phillip James Mason, President, Inst. Banking. Source: Form 4 filed Aug 4, 2026, https://www.sec.gov/Archives/edgar/data/101382/000010138226000169/0000101382-26-000169-index.htm
- James D. Rine, President. Source: Form 4 filed Jun 10, 2026, https://www.sec.gov/Archives/edgar/data/101382/000010138226000162/0000101382-26-000162-index.htm
- Elizabeth Theresa Lewis, President - Consumer Banking. Source: Form 4 filed Feb 11, 2026, https://www.sec.gov/Archives/edgar/data/101382/000010138226000094/0000101382-26-000094-index.htm
- Thomas S. Terry, Chief Credit Officer. Source: Form 4 filed Aug 18, 2026, https://www.sec.gov/Archives/edgar/data/101382/000010138226000178/0000101382-26-000178-index.htm
- David Carl Odgers, Chief Accounting Officer. Source: Form 4 filed Aug 6, 2026, https://www.sec.gov/Archives/edgar/data/101382/000010138226000172/0000101382-26-000172-index.htm
- Uma Wilson, Executive Vice President. Source: Form 4 filed Aug 4, 2026, https://www.sec.gov/Archives/edgar/data/101382/000010138226000171/0000101382-26-000171-index.htm
- Robert Brian Beaird, Chief Human Resource Officer. Source: Form 4 filed Jul 31, 2026, https://www.sec.gov/Archives/edgar/data/101382/000010138226000166/0000101382-26-000166-index.htm
- Amy Harris, EVP and Chief Legal Officer. Source: Form 4 filed Feb 13, 2026, https://www.sec.gov/Archives/edgar/data/101382/000010138226000118/0000101382-26-000118-index.htm
- Shannon Andresen Johnson, Chief Administrative Officer. Source: Form 4 filed Feb 13, 2026, https://www.sec.gov/Archives/edgar/data/101382/000010138226000119/0000101382-26-000119-index.htm
- Stacy H. King, Chief Risk Officer. Source: Form 4 filed Jan 2, 2026, https://www.sec.gov/Archives/edgar/data/101382/000010138226000018/0000101382-26-000018-index.htm
- Greg M. Graves, Board member (per proxy). Source: DEF 14A filed Mar 12, 2026, https://www.sec.gov/Archives/edgar/data/101382/000119312526103203/d82141ddef14a.htm

## Recent 8-K events

- Oct 29, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526437779/d177835d8k.htm
- Oct 27, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526434198/umbf-20261027.htm
- Oct 27, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526434196/umbf-20261027.htm
- Sep 1, 2026: Item 7.01, Regulation FD disclosure; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526378379/umbf-20260901.htm
- Jul 28, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526320980/umbf-20260728.htm
- Apr 30, 2026: Item 5.07, Submission of matters to a vote of security holders; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526197753/umbf-20260428.htm
- Apr 28, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526186932/umbf-20260428.htm
- Feb 10, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526044638/umbf-20260209.htm
- Jan 27, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526024400/umbf-20260127.htm
- Oct 28, 2025: Item 2.02, Results of operations and financial condition (earnings release); Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/101382/000119312525253477/umbf-20251028.htm

## Insider trades (Form 4)

- Nov 2, 2026: Tamara Peterman (Director) bought 200.701 shares, about $27,500. Source: https://www.sec.gov/Archives/edgar/data/101382/000010138226000193/0000101382-26-000193-index.htm
- Nov 2, 2026: Greg M. Graves (Director) bought 291.928 shares, about $40,000. Source: https://www.sec.gov/Archives/edgar/data/101382/000010138226000191/0000101382-26-000191-index.htm
- Oct 30, 2026: Kevin Charles Gallagher (Director) sold 370 shares, about $49,883. Source: https://www.sec.gov/Archives/edgar/data/101382/000010138226000186/0000101382-26-000186-index.htm
- Sep 1, 2026: Tamara Peterman (Director) bought 394.06 shares, about $55,011. Source: https://www.sec.gov/Archives/edgar/data/101382/000010138226000181/0000101382-26-000181-index.htm
- Sep 1, 2026: Greg M. Graves (Director) bought 573.15 shares, about $80,012. Source: https://www.sec.gov/Archives/edgar/data/101382/000010138226000180/0000101382-26-000180-index.htm
- Aug 17, 2026: Thomas S. Terry (Chief Credit Officer) sold 5,713 shares, about $867,062. Source: https://www.sec.gov/Archives/edgar/data/101382/000010138226000178/0000101382-26-000178-index.htm
- Aug 17, 2026: Ram Shankar (Chief Financial Officer) sold 2,000 shares, about $303,220. Source: https://www.sec.gov/Archives/edgar/data/101382/000010138226000177/0000101382-26-000177-index.htm
- Aug 6, 2026: Susan G. Murphy (Director) sold 1,377 shares, about $200,430. Source: https://www.sec.gov/Archives/edgar/data/101382/000010138226000176/0000101382-26-000176-index.htm
- Aug 5, 2026: David Carl Odgers (Chief Accounting Officer) sold 145 shares, about $21,359. Source: https://www.sec.gov/Archives/edgar/data/101382/000010138226000172/0000101382-26-000172-index.htm
- Aug 4, 2026: J. Mariner Kemper (Chairman and CEO) sold 15,062 shares, about $2.2M. Source: https://www.sec.gov/Archives/edgar/data/101382/000010138226000173/0000101382-26-000173-index.htm
- Aug 4, 2026: Uma Wilson (Executive Vice President) sold 4,145 shares, about $613,460. Source: https://www.sec.gov/Archives/edgar/data/101382/000010138226000171/0000101382-26-000171-index.htm
- Aug 4, 2026: Nikki Farentino Newton (President, Private Wealth Mgmt) sold 2,000 shares, about $297,200. Source: https://www.sec.gov/Archives/edgar/data/101382/000010138226000170/0000101382-26-000170-index.htm
- Aug 4, 2026: Phillip James Mason (President, Inst. Banking) sold 800 shares, about $117,600. Source: https://www.sec.gov/Archives/edgar/data/101382/000010138226000169/0000101382-26-000169-index.htm
- Aug 3, 2026: J. Mariner Kemper (Chairman and CEO) sold 4,200 shares, about $618,534. Source: https://www.sec.gov/Archives/edgar/data/101382/000010138226000168/0000101382-26-000168-index.htm
- Jul 31, 2026: Robert Brian Beaird (Chief Human Resource Officer) sold 1,600 shares, about $231,040. Source: https://www.sec.gov/Archives/edgar/data/101382/000010138226000166/0000101382-26-000166-index.htm

## What management said

- "Our third-quarter results demonstrate the strong momentum across UMB’s diversified lines of business, reflected in robust balance sheet and fee income growth, strong asset quality metrics, and a stable net interest margin that together produced superior risk-adjusted returns" Mariner Kemper, UMB Financial Corporation chairman and chief executive officer (8-K filed Oct 27, 2026). Source: https://www.sec.gov/Archives/edgar/data/101382/000119312526434198/umbf-ex99_1.htm

## Latest filings

- 8-K filed Oct 29, 2026: https://www.sec.gov/Archives/edgar/data/101382/000119312526437779/d177835d8k.htm
- 10-K filed Feb 26, 2026: https://www.sec.gov/Archives/edgar/data/101382/000119312526076496/umbf-20251231.htm
- 10-Q filed Oct 29, 2026: https://www.sec.gov/Archives/edgar/data/101382/000119312526437096/umbf-20260930.htm
- DEF 14A filed Mar 12, 2026: https://www.sec.gov/Archives/edgar/data/101382/000119312526103203/d82141ddef14a.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/