# Uwharrie Capital Corp (UWHR)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/uwharrie-capital-corp/ JSON: https://steadybase.io/company/uwharrie-capital-corp.json Checked Nov 10, 2026. Latest filing read: Aug 11, 2026.

## Company

- Legal name: UWHARRIE CAPITAL CORP
- Ticker: UWHR (OTC)
- SEC CIK: 0000898171
- Industry: State Commercial Banks (SIC 6022)
- Headquarters: Albemarle, NC
- Fiscal year ends: December 31
- SEC filer category: Non-accelerated filer<br>Smaller reporting company
- Website: uwharrie.com
- Investor relations: https://www.uwharrie.com/about-us/investors/
- LinkedIn: https://www.linkedin.com/company/uwharriebank
- Next earnings date: Nov 14, 2026 (estimated from past 8-K timing)

## Key facts

- Revenue: $57.8M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 5, 2026). Source: https://www.sec.gov/Archives/edgar/data/898171/000119312526093397/0001193125-26-093397-index.html
- Net income: $11.4M for the fiscal year ended Dec 31, 2025 (10-K filed Mar 5, 2026). Source: https://www.sec.gov/Archives/edgar/data/898171/000119312526093397/0001193125-26-093397-index.html
- Employees: 199 as of , as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/898171/000119312526093397/uwhr-20251231.htm
- Shares outstanding: 7,089,015 as of Aug 10, 2026 (10-Q filed Aug 11, 2026). Source: https://www.sec.gov/Archives/edgar/data/898171/000119312526343829/0001193125-26-343829-index.html
- Auditor: Forvis Mazars, LLP, Asheville, North Carolina, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/898171/000119312526093397/uwhr-20251231.htm

## Business

Uwharrie Capital Corp (the “Company”) is a North Carolina business corporation and registered bank holding company. The Company was incorporated on February 24, 1993 to become the bank holding company for Uwharrie Bank (the “Bank”), a North Carolina commercial bank, originally chartered on September 28, 1983 as Bank of Stanly, and its three wholly owned subsidiaries, The Strategic Alliance Corporation (“Strategic Alliance”), BOS Agency, Inc., a mortgage brokerage company acquired in August 2000., formed in 2004.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/898171/000119312526093397/uwhr-20251231.htm

## Annual results

| Fiscal year ended | Revenue | Net income |
|---|---|---|
| Dec 31, 2025 | $57.8M | $11.4M |
| Dec 31, 2024 | $54.7M | $9.9M |
| Dec 31, 2023 | $45.7M | $8.6M |
| Dec 31, 2022 | $31.6M | $8.2M |
| Dec 31, 2021 | $27.6M | $10.1M |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/uwharrie-capital-corp.json

## Officers and directors

- Roger L. Dick, President/CEO of UCC. LinkedIn: https://linkedin.com/in/roger-dick-85b3a310a. Source: Form 4 filed Sep 29, 2026, https://www.sec.gov/Archives/edgar/data/898171/000119312526406966/0001193125-26-406966-index.htm
- Christy D. Stoner, President & CEO UIA & CMO UCC. Source: Form 4 filed Mar 3, 2026, https://www.sec.gov/Archives/edgar/data/898171/000119312526089314/0001193125-26-089314-index.htm
- Heather H. Almond, Chief Financial Officer. Source: Form 4 filed Mar 3, 2026, https://www.sec.gov/Archives/edgar/data/898171/000119312526089117/0001193125-26-089117-index.htm
- Jeffrey L. Trout, President UB Mortgage. Source: Form 4 filed Mar 3, 2026, https://www.sec.gov/Archives/edgar/data/898171/000119312526089340/0001193125-26-089340-index.htm
- Brooke L. Senter, Chief People Officer. LinkedIn: https://linkedin.com/in/brooke-senter-46265a9. Source: Form 4 filed Sep 24, 2026, https://www.sec.gov/Archives/edgar/data/898171/000119312526400439/0001193125-26-400439-index.htm
- R. David Beaver III, Chief Risk Officer. Source: Form 4 filed Aug 19, 2026, https://www.sec.gov/Archives/edgar/data/898171/000119312526356469/0001193125-26-356469-index.htm
- Jason R. Andrew, Chief Operations Officer. LinkedIn: https://linkedin.com/in/jason-andrew-bb406974. Source: Form 4 filed Aug 6, 2026, https://www.sec.gov/Archives/edgar/data/898171/000119312526337598/0001193125-26-337598-index.htm
- Cheryl P. Rinehardt, Chief Credit Officer. LinkedIn: https://linkedin.com/in/cheryl-rinehardt-89464530. Source: Form 4 filed Mar 3, 2026, https://www.sec.gov/Archives/edgar/data/898171/000119312526089288/0001193125-26-089288-index.htm
- Tamara M. Singletary, EVP & Corporate Secretary. Source: Form 4 filed Mar 3, 2026, https://www.sec.gov/Archives/edgar/data/898171/000119312526089301/0001193125-26-089301-index.htm

## Recent 8-K events

- Oct 28, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/898171/000119312526436138/uwhr-20261028.htm
- Oct 21, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/898171/000119312526427399/uwhr-20261020.htm
- Aug 21, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/898171/000119312526360116/uwhr-20260821.htm
- Jul 22, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/898171/000119312526311970/uwhr-20260722.htm
- May 22, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/898171/000119312526235916/uwhr-20260522.htm
- May 20, 2026: Item 5.07, Submission of matters to a vote of security holders; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/898171/000119312526232118/uwhr-20260519.htm
- Apr 27, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/898171/000119312526181354/uwhr-20260427.htm
- Feb 10, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/898171/000119312526044340/uwhr-20260210.htm
- Nov 21, 2025: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/898171/000119312525290784/uwhr-20251121.htm
- Oct 29, 2025: Item 2.02, Results of operations and financial condition (earnings release); Item 8.01, Other events. Source: https://www.sec.gov/Archives/edgar/data/898171/000119312525255527/uwhr-20251028.htm

## Insider trades (Form 4)

- Aug 19, 2026: R. David Beaver III (Chief Risk Officer) sold 6,981 shares, about $103,179. Source: https://www.sec.gov/Archives/edgar/data/898171/000119312526356469/0001193125-26-356469-index.htm
- Dec 31, 2025: Roger L. Dick (President/CEO of UCC) bought 889 shares, about $9,735. Source: https://www.sec.gov/Archives/edgar/data/898171/000119312526000786/0001193125-26-000786-index.htm
- Dec 15, 2025: S. Todd Swaringen (Director) bought 160 shares, about $1,680. Source: https://www.sec.gov/Archives/edgar/data/898171/000149132126000002/0001491321-26-000002-index.htm
- Dec 15, 2025: S. Todd Swaringen (Director) bought 160 shares, about $1,680. Source: https://www.sec.gov/Archives/edgar/data/898171/000119312525320668/0001193125-25-320668-index.htm

## Latest filings

- 8-K filed Oct 28, 2026: https://www.sec.gov/Archives/edgar/data/898171/000119312526436138/uwhr-20261028.htm
- 10-K filed Mar 5, 2026: https://www.sec.gov/Archives/edgar/data/898171/000119312526093397/uwhr-20251231.htm
- 10-Q filed Aug 11, 2026: https://www.sec.gov/Archives/edgar/data/898171/000119312526343829/uwhr-20260630.htm
- DEF 14A filed Apr 9, 2026: https://www.sec.gov/Archives/edgar/data/898171/000119312526149273/uwhr-20260408.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/