# Zions Bancorporation, National Association (ZION)

> Cited company facts from SEC filings, by Steadybase. Web page: https://steadybase.io/company/zions-bancorporation-national-association/ JSON: https://steadybase.io/company/zions-bancorporation-national-association.json Checked Nov 10, 2026. Latest filing read: Nov 5, 2026.

## Company

- Legal name: ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/
- Ticker: ZION, ZIONP (Nasdaq, Nasdaq)
- SEC CIK: 0000109380
- Industry: National Commercial Banks (SIC 6021)
- Headquarters: Salt Lake City, UT
- Fiscal year ends: December 31
- SEC filer category: Large accelerated filer
- Website: zionsbancorporation.com
- LinkedIn: https://www.linkedin.com/company/zions-bancorporation
- Next earnings date: Jan 18, 2027 (estimated from past 8-K timing)

## Key facts

- Revenue: $662.0M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 24, 2026). Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/0000109380-26-000046-index.html
- Net income: $899.0M for the fiscal year ended Dec 31, 2025 (10-K filed Feb 24, 2026). Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/0000109380-26-000046-index.html
- Employees: 9,195 as of Dec 31, 2025, as reported in an SEC filing. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/zions-20251231.htm
- Shares outstanding: 144,945,967 as of Oct 30, 2026 (10-Q filed Nov 5, 2026). Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000127/0000109380-26-000127-index.html
- Auditor: Ernst & Young LLP, Salt Lake City, Utah, named in the latest 10-K. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/zions-20251231.htm

## Business

4 billion in 2025, and total assets of approximately $89 billion at December 31, 2025. We provide a wide range of banking products and related services, primarily in 11 Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. At December 31, 2025, we had more than one million customers, served through 407 branches and various online, mobile, and digital channels, and we had 9,195 full-time equivalent employees.

Source: Item 1. Business, https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/zions-20251231.htm

## Annual results

| Fiscal year ended | Revenue | Net income |
|---|---|---|
| Dec 31, 2025 | $662.0M | $899.0M |
| Dec 31, 2024 | $639.0M | $784.0M |
| Dec 31, 2023 | $616.0M | $680.0M |
| Dec 31, 2022 | $614.0M | $907.0M |
| Dec 31, 2021 | $575.0M | $1.1B |

Each figure comes from the annual report for that year. Filing links for every figure: https://steadybase.io/company/zions-bancorporation-national-association.json

## Officers and directors

- COMMENTARY Harris H. Simmons, Chairman and CEO of Zions Bancorporation. Source: 8-K filed Oct 19, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000125/exh991earningsrelease20260.htm
- Harris H. Simmons, Chairman & CEO. LinkedIn: https://linkedin.com/in/harris-simmons-74218a77. Source: Form 4 filed Aug 11, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000112/0000109380-26-000112-index.htm
- R. Ryan Richards, Executive Vice President and Chief Financial Officer. LinkedIn: https://www.linkedin.com/in/ryan-richards-30a45658. Source: 10-K filed Feb 24, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/zions-20251231.htm
- Scott J. Mclean, President. Source: Form 4 filed Aug 5, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000109/0000109380-26-000109-index.htm
- Samuel R. Torgesen, General Counsel. LinkedIn: https://linkedin.com/in/samuel-torgesen-3413a73b. Source: Form 3 filed Sep 21, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000119/0000109380-26-000119-index.htm
- Brian A. Stringham, Controller. Source: Form 3 filed Sep 9, 2026, https://www.sec.gov/Archives/edgar/data/109380/000215424026000002/0002154240-26-000002-index.htm
- Brian Stringham, Senior Vice President and Corporate Controller. LinkedIn: https://linkedin.com/in/brian-stringham-32a5114. Source: 8-K filed Sep 9, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000117/zion-20260907.htm
- Scott A. Law, Executive Vice President. LinkedIn: https://linkedin.com/in/scott-law-49573313. Source: Form 4 filed Aug 5, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000108/0000109380-26-000108-index.htm
- Derek Steward, Executive Vice President. LinkedIn: https://linkedin.com/in/dereksteward. Source: Form 4 filed Jul 29, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000104/0000109380-26-000104-index.htm
- Nathan Callister, Executive Vice President. Source: Form 4 filed Jun 3, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000089/0000109380-26-000089-index.htm
- Jennifer Anne Smith, Executive Vice President. Source: Form 4 filed May 11, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000086/0000109380-26-000086-index.htm
- Robert Ryan Richards, Controller. Source: Form 4 filed May 7, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000084/0000109380-26-000084-index.htm
- Rena A. Miller, Executive VP & General Counsel. Source: Form 4 filed Apr 2, 2026, https://www.sec.gov/Archives/edgar/data/109380/000201763326000001/0002017633-26-000001-index.htm
- Steven Dan Stephens, Executive Vice President. Source: Form 4 filed Mar 9, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000049/0000109380-26-000049-index.htm
- Jason D. Arbuckle, Controller. LinkedIn: https://www.linkedin.com/in/jason-arbuckle-70799920. Source: 10-K filed Feb 24, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/zions-20251231.htm
- Christopher Kyriakakis, EVP - Chief Risk Officer. Source: Form 4 filed Feb 17, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000040/0000109380-26-000040-index.htm
- Paul E. Burdiss, Executive Vice President. Source: Form 4 filed Dec 23, 2025, https://www.sec.gov/Archives/edgar/data/109380/000010938025000139/0000109380-25-000139-index.htm
- Aaron B. Skonnard, Director. Source: 10-K filed Feb 24, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/zions-20251231.htm
- Barbara A. Yastine, Director. Source: 10-K filed Feb 24, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/zions-20251231.htm
- Claire A. Huang, Director. Source: 10-K filed Feb 24, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/zions-20251231.htm
- Edward F. Murphy, Director. Source: 10-K filed Feb 24, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/zions-20251231.htm
- Gary L. Crittenden, Director. Source: 10-K filed Feb 24, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/zions-20251231.htm
- Maria Contreras-Sweet, Director. Source: 10-K filed Feb 24, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/zions-20251231.htm
- Stephen D. Quinn, Director. Source: 10-K filed Feb 24, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/zions-20251231.htm
- Suren K. Gupta, Director. Source: 10-K filed Feb 24, 2026, https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/zions-20251231.htm

## Recent 8-K events

- Oct 19, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000125/zion-20261019.htm
- Sep 9, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000117/zion-20260907.htm
- Jul 20, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000103/zion-20260720.htm
- Jun 2, 2026: Item 5.02, Departure or appointment of directors or officers; compensation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000088/zion-20260602.htm
- May 4, 2026: Item 8.01, Other events; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000078/zion-20260504.htm
- May 4, 2026: Item 5.07, Submission of matters to a vote of security holders. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000077/zions-20260501.htm
- Apr 20, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000063/zion-20260420.htm
- Jan 20, 2026: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000009/zion-20260120.htm
- Dec 22, 2025: Item 5.02, Departure or appointment of directors or officers; compensation; Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938025000137/zion-20251222.htm
- Oct 20, 2025: Item 2.02, Results of operations and financial condition (earnings release); Item 9.01, Financial statements and exhibits. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938025000124/zion-20251020.htm

## Insider trades (Form 4)

- Aug 4, 2026: Scott J. Mclean (President) sold 83,285 shares, about $5.9M. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000109/0000109380-26-000109-index.htm
- Aug 4, 2026: Scott A. Law (Executive Vice President) sold 4,608 shares, about $333,731. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000108/0000109380-26-000108-index.htm
- Jul 28, 2026: Scott J. Mclean (President) sold 6,650 shares. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000105/0000109380-26-000105-index.htm
- Jul 28, 2026: Derek Steward (Executive Vice President) sold 894 shares, about $62,267. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000104/0000109380-26-000104-index.htm
- May 8, 2026: Jennifer Anne Smith (Executive Vice President) sold 4,209.16 shares, about $263,073. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000086/0000109380-26-000086-index.htm
- May 4, 2026: Jennifer Anne Smith (Executive Vice President) sold 550 shares, about $34,628. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000081/0000109380-26-000081-index.htm
- Feb 24, 2026: Harris H. Simmons (Chairman & CEO) bought 4,500 shares, about $265,635. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000047/0000109380-26-000047-index.htm
- Feb 20, 2026: Jason D. Arbuckle (SVP - Controller) sold 190 shares, about $11,736. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000044/0000109380-26-000044-index.htm
- Feb 18, 2026: Jennifer Anne Smith (Executive Vice President) sold 2,089 shares, about $130,521. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000043/0000109380-26-000043-index.htm
- Feb 6, 2026: Jennifer Anne Smith (Executive Vice President) sold 6,558 shares, about $424,958. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000017/0000109380-26-000017-index.htm
- Feb 6, 2026: Steven Dan Stephens (Executive Vice President) sold 15,476 shares, about $1.0M. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000016/0000109380-26-000016-index.htm
- Feb 2, 2026: Scott J. Mclean (President) sold 28,980 shares, about $1.8M. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000012/0000109380-26-000012-index.htm
- Feb 2, 2026: Derek Steward (Executive Vice President) sold 769 shares, about $46,494. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000011/0000109380-26-000011-index.htm
- Feb 2, 2026: Eric Ellingsen (Executive VP &) sold 1,519 shares, about $93,069. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000010/0000109380-26-000010-index.htm
- Oct 27, 2025: Jennifer Anne Smith (Executive Vice President) sold 2,457.61 shares, about $130,524. Source: https://www.sec.gov/Archives/edgar/data/109380/000010938025000127/0000109380-25-000127-index.htm

## What management said

- "Third quarter earnings per share increased 20% to $1.78, up from $1.48 a year ago. The higher earnings were primarily a reflection of improved credit quality, as net loan charge-offs were $3 million, down from $56 million a year ago. Although an increased pace of loan payoffs, combined with a highly competitive market, produced flat loan growth compared to the second quarter, customer deposits grew nearly 10% annualized from second quarter levels" COMMENTARY Harris H. Simmons, Chairman and CEO of Zions Bancorporation (8-K filed Oct 19, 2026). Source: https://www.sec.gov/Archives/edgar/data/109380/000010938026000125/exh991earningsrelease20260.htm

## Latest filings

- 8-K filed Oct 19, 2026: https://www.sec.gov/Archives/edgar/data/109380/000010938026000125/zion-20261019.htm
- 10-K filed Feb 24, 2026: https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/zions-20251231.htm
- 10-Q filed Aug 6, 2026: https://www.sec.gov/Archives/edgar/data/109380/000010938026000111/zions-20260630.htm
- DEF 14A filed Mar 19, 2026: https://www.sec.gov/Archives/edgar/data/109380/000010938026000052/zions-20260318.htm

## About this data

SEC EDGAR filings, read by Steadybase. Every value links to the filing it came from.
Steadybase covers US-headquartered public companies that file with the SEC. API and MCP access: https://steadybase.io/docs/