In the bottom right, Ally's adjusted efficiency ratio, which, as a reminder, excludes insurance, reached the lowest level since becoming a publicly traded company as we remain diligent in investment and expense management.

Jan 21, 2022 / CFO / receipt, needs a key / Jen LeClaire, CFO | earnings call 2022-01-21 | transcript cda626f9-cab1-400e-a9e8-26c5d6483c9e | chars 14860-15082 | segment 15