And when you have a company like ours, in so many different areas, whether it's the many countries we're in, the merchant business, the network business, the consumer business, corporate card small business, there is just a huge appetite for technology.
Apr 23, 2026 / CEO / receipt, needs a key / Steve Squeri, CEO | earnings call 2026-04-23 | transcript 8743e7fe-df7a-4aaa-be04-7d71788d73d6 | chars 20989-21242 | segment 21
Spend growth was about one percentage point higher than Q4, driven by T&E spending up 9% effects adjusted, while goods and services growth remained stable, up 8% effects adjusted.
Apr 23, 2026 / CEO / receipt, needs a key / Steve Squeri, CEO | earnings call 2026-04-23 | transcript 8743e7fe-df7a-4aaa-be04-7d71788d73d6 | chars 9830-10009 | segment 10
We'll also continue expanding our digital capabilities for consumers and businesses, including the upcoming integration of Center's expense management solution for commercial customers. And we'll focus on continuing to grow merchant coverage outside the U.S. to give card members more places to use their Amex cards.
Oct 17, 2025 / CEO / receipt, needs a key / Steve Squeri, CEO | earnings call 2025-10-17 | transcript f75bb130-199d-47b4-b5b1-9ddb501da912 | chars 8004-8320 | segment 7
The step up in growth was driven by strong retail spending up 12% as well as a rebound in T&E. Airlines spending picked up this quarter. In restaurants, our largest T&E category continued to be very strong, up 9%. Premium T&E bookings saw good momentum, with spending on front-of-cabin airline tickets up 14%.
Oct 17, 2025 / CEO / receipt, needs a key / Steve Squeri, CEO | earnings call 2025-10-17 | transcript f75bb130-199d-47b4-b5b1-9ddb501da912 | chars 9257-9566 | segment 9
In fact, spending on restaurants continues to be one of our fastest growing T&E categories in our U.S. consumer business, increasing 7% in Q3 versus last year and growing at nearly twice the industry rate overall since 2019.
Oct 18, 2024 / CEO / receipt, needs a key / Steve Squeri, CEO | earnings call 2024-10-18 | transcript 9a386910-e757-4c8a-b52c-17889bed533c | chars 5037-5261 | segment 5
And so we'll continue to look at other lifestyle, financial, and travel and entertainment services that just add to the overall underlying value of our car products.
Apr 22, 2022 / CFO / receipt, needs a key / Steve Squeri, CFO | earnings call 2022-04-22 | transcript bb1402c8-3fab-4bbe-8261-9bb0ef1a5663 | chars 37071-37236 | segment 36
But as I said, we have, you know, all the faith in our strategy in a, look, in a highly competitive environment. But if you think about what's moving us as I started this call with, what's moving us right now to even higher revenue growth in the next two years is the fact that we've got some catch up to do with our core business in the areas that I mentioned in terms of T&E and in loan growth and in large and global and certainly in international.
Jan 25, 2022 / CEO / receipt, needs a key / Steve Squeri, CEO | earnings call 2022-01-25 | transcript a45c2e2e-28e9-49b2-bd3e-507836e276a1 | chars 51721-52172 | segment 52
And so So when we look at it, I don't think you'll see a widespread international travel, but you will see domestic travel, and domestic travel being domestic travel here in the United States, domestic travel sort of within the European Union, things like that.
Jan 26, 2021 / CFO / receipt, needs a key / Steve Squeri, CFO | earnings call 2021-01-26 | transcript e208d0b8-4d47-47cb-ae82-b7bb9209a24d | chars 31080-31341 | segment 31
People who travel a lot and who fly a lot tend to have strong credit quality, and we see that on the loan side, on the spend side, on the origination side.
Jan 26, 2024 / CEO / receipt, needs a key / Stephen J. Squeri, CEO | earnings call 2024-01-26 | transcript a22f3549-c4fd-4e3f-a6b5-fdcacc3ca9c8 | chars 45123-45278 | segment 46