The accident year loss ratio was 57.2%, a 100 basis point increase year over year, or 40 basis points increase excluding travel.
Feb 11, 2026 / receipt, needs a key / Keith, CFO | earnings call 2026-02-11 | transcript 122956de-7b09-4a69-8e33-19ffa403ac91 | chars 30049-30177 | segment 30
Total GOE across both general insurance and other operations was $866 million in the third quarter, up 1% from the prior year adjusting for travel. For the nine months of 2025, total GOE was $2.5 billion, down 2% year over year.
Nov 5, 2025 / receipt, needs a key / Keith, CFO | earnings call 2025-11-05 | transcript ee479757-f422-440b-93f9-426313f0e747 | chars 27144-27372 | segment 27
The divestiture of our travel business was the largest contributor to this improvement, accounting for 110 basis points.
May 2, 2025 / receipt, needs a key / Peter Zaffino, CEO | earnings call 2025-05-02 | transcript 6c9f84d0-e038-4e43-a6cb-45acde07710a | chars 7676-7796 | segment 7
We reshaped the portfolio, including divesting a number of non-core businesses. Following the sale of Validus Re in November of 2023, we closed on the sale of the global individual personal travel insurance business in December of 2024 to further position us for the future.
Feb 12, 2025 / receipt, needs a key / Peter Zafino, CEO | earnings call 2025-02-12 | transcript ca99df6a-1705-49f7-954d-295c3ee5cd1f | chars 5722-5996 | segment 5
I included that in my prepared remarks just based on the amount of financial flexibility, strategic flexibility that we've created for ourselves. The divestitures have been really about not having Like, really, the businesses that we divest were terrific, and they fit very well with their new owners. But, you know, some of them needed scale, like travel and crop. And, you know, we wanted to be a little bit less in the volatility business, and therefore, you know, Validatory was divested. I would think as we look to the future, again, we're going to be very selective, very disciplined, but there are opportunities perhaps where we have existing businesses, where we feel as though we have competitive advantages that having more scale would be helpful. There could be complementary geographies as we look to different parts of internationally, but terrific international business. But there could be places where we want to expand further that give us not only better capabilities within that geography, but also could be very good for our multinational network. There are opportunities to invest further in businesses that we have. Think about AIG Tata in India is a fast-growing, large-scale business that is an industry leader. There's opportunities there as well. So we will use the same criteria, which is, you know, to make sure it's disciplined, it's additive, it's strategic, and it actually, you know, furthers and accelerates the progress we can make on an organic basis.
Aug 1, 2024 / receipt, needs a key / Peter Zaffino, CEO | earnings call 2024-08-01 | transcript 03cd4e8b-20ca-4dcf-9905-a7608d093990 | chars 47229-48716 | segment 47
The transaction includes the global travel guard insurance business, as well as its service companies and infrastructure, and excludes our travel insurance businesses in Japan and our AIG joint venture arrangement in India with the Tata Group.
Aug 1, 2024 / receipt, needs a key / Peter Zaffino, CEO | earnings call 2024-08-01 | transcript 03cd4e8b-20ca-4dcf-9905-a7608d093990 | chars 8141-8384 | segment 8
In international personal, net premium is written increased by 3% year-over-year, driven by growth in personal auto, travel, and that reflects the rebound post-pandemic, and Japan personal property.
Nov 2, 2023 / receipt, needs a key / Peter Zafina, CEO | earnings call 2023-11-02 | transcript 981d0bcb-b12f-4c23-8616-cab7b0e8b6e3 | chars 13830-14028 | segment 14
North America personal net premiums written increased 17%. primarily driven by lower quota share sessions in PCG, offset by decreases in travel and warranty.
Aug 2, 2023 / receipt, needs a key / Peter Zafino, CEO | earnings call 2023-08-02 | transcript cab281a6-8404-476d-a212-574b12004887 | chars 17033-17190 | segment 17
In international, we have a terrific personal insurance business. You know, some of it was affected by COVID. It's growing back between, you know, Japan's personal insurance, our global accident health, which is predominantly international, as well as our travel and warranty, which are rebounding in terms of growth.
May 5, 2023 / receipt, needs a key / Peter Zaffino, CEO | earnings call 2023-05-05 | transcript 7d1e9fbf-4ae0-4bf0-8661-3583ad00a8ce | chars 37640-37957 | segment 38
In international personal, net premiums written slightly increased by 1% on an FX-adjusted basis due to a rebound in travel and growth in A&H.
Feb 16, 2023 / receipt, needs a key / Peter Zafino, CEO | earnings call 2023-02-16 | transcript a74ce0c5-e107-4dc8-9d82-f9102a3d03e9 | chars 6464-6606 | segment 6
North America personal insurance's premium declines were partially offset by continued momentum in individual travel and personal A&H.
Nov 2, 2022 / receipt, needs a key / Peter Zafina, CEO | earnings call 2022-11-02 | transcript 4f756ca1-71e9-4189-ae55-ffd47454d26e | chars 13204-13338 | segment 13
Turning to personal lines, in North America personal, net premiums written declined nearly 4%, driven by a reduction in warranty, which was partially offset by a rebound in travel.
Aug 9, 2022 / receipt, needs a key / Peter Zaffino, CEO | earnings call 2022-08-09 | transcript f8a483b4-dda1-4ae5-bc42-eefe38ba7cfd | chars 13121-13301 | segment 13
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company_statement / Sep 14, 2026 / receipt
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| Brian Duperreil | CEO | - | receipt |
| Courtney Leimkuhler | director | - | receipt |
| Dave McElroy | CEO, General Insurance | - | receipt |
| Eric Andersen | President | - | receipt |
| James (Jimmy) Dunne III | director | - | receipt |
| John (Chris) Inglis | director | - | receipt |
| John G. Rice | director | - | receipt |
| John Neal | President | - | receipt |
| Juan Perez | director | - | receipt |
| Kathleen Carbone | Vice President and Chief Accounting Officer | - | receipt |
| Keith Walsh | EVP, Chief Financial Officer | receipt | |
| Mark D. Lyons | Interim Chief Financial Officer | - | receipt |
| Mark Wied | CFO | - | receipt |
| Mark Wilson | CEO | - | receipt |
| Mark, CFO | CFO | - | receipt |
| Peter Zaffino | CEO | - | receipt |
| Peter Zafina | CEO | - | receipt |
| Peter Zafino | CEO | - | receipt |
| Sabra Purtill | Interim Chief Financial Officer | - | receipt |
| Shane Fitzsimons | CFO | - | receipt |
| Thomas D. Stoddard | director | - | receipt |
| 2026-11-03 | earnings call | scheduled | ir |
| 2026-05-14 | director, appointed | sec_8k |
| 2026-04-27 | President, appointed | sec_8k |
| 2025-07-21 | President, appointed | sec_8k |
| 2025-02-20 | director, appointed | sec_8k |
| 2024-11-08 | director, appointed | sec_8k |
| 2024-09-18 | Executive Vice President and Chief Financial Officer, appointed | sec_8k |
| 2024-02-07 | director, appointed | sec_8k |
| 2023-12-04 | director, appointed | sec_8k |
| 2023-06-23 | Chief Financial Officer, departed | sec_8k |
| 2023-01-30 | Interim Chief Financial Officer, appointed | sec_8k |
| 2023-01-10 | Interim Chief Financial Officer, appointed | sec_8k |
| 2022-03-16 | director, appointed | sec_8k |