So we are looking at that and evaluating it. But I think the main drivers really are ongoing expense management and just aligning our resources with the growth of the company.

Feb 10, 2021 / CEO / receipt, needs a key / Richard Winders, CEO | earnings call 2021-02-10 | transcript c44f917f-c9ce-41e1-bc9c-1ec83396ea56 | chars 41907-42082 | segment 42

You know, in terms of the areas that have been disrupted by COVID, that's really travel areas. And, you know, we'll see how that plays out this year. But we expect to see improvement over time.

Feb 10, 2021 / CEO / receipt, needs a key / Richard Winders, CEO | earnings call 2021-02-10 | transcript c44f917f-c9ce-41e1-bc9c-1ec83396ea56 | chars 40878-41071 | segment 41