Atlanticus Holdings Corp.
- ATLC ยท Nasdaq
- Personal Credit Institutions
- Atlanta, GA
- 576 employees
- CIK 0001464343
Updated from SEC filings through
Top things to know
Executives
- Jeffrey A. Howard President & CEO 4, 2026-07-02
- William McCamey Chief Financial Officer 4, 2026-07-02
- William R. McCamey Chief Financial Officer 10-K, 2026-03-12
- Mitchell Saunders Chief Accounting Officer 4, 2026-08-17
- Mitchell C. Saunders Chief Accounting Officer 10-K, 2026-03-12
- David G. Hanna Executive Chairman 4, 2026-07-01
Atlanticus Holdings Corp is a U.S. public company in personal credit institutions (SIC 6141), headquartered in Atlanta, GA. It trades as ATLC on Nasdaq. Revenue was $2.0B in the fiscal year ending December 31, 2025, +50.1% from the year before. It reported about 576 employees. Jeffrey A. Howard is President & CEO.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $2.0B 10-K, 2026-03-12 | $1.3B 10-K, 2026-03-12 | $1.2B 10-K, 2025-03-13 | $1.0B 10-K, 2024-03-04 | $748M 10-K/A, 2023-11-09 |
| Operating income | Not on file | Not on file | Not on file | Not on file | Not on file |
| SG&A | Not on file | Not on file | Not on file | Not on file | Not on file |
| Net income | $122M 10-K, 2026-03-12 | $111M 10-K, 2026-03-12 | $103M 10-K, 2025-03-13 | $136M 10-K, 2024-03-04 | $178M 10-K/A, 2023-11-09 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| Jeffrey A. Howard | President & CEO | 4, 2026-07-02 |
| William McCamey | Chief Financial Officer | 4, 2026-07-02 |
| William R. McCamey | Chief Financial Officer | 10-K, 2026-03-12 |
| Mitchell Saunders | Chief Accounting Officer | 4, 2026-08-17 |
| Mitchell C. Saunders | Chief Accounting Officer | 10-K, 2026-03-12 |
| David G. Hanna | Executive Chairman | 4, 2026-07-01 |
| Deal W. Hudson | Director | 10-K, 2026-03-12 |
| Denise M. Harrod | Director | 10-K, 2026-03-12 |
| Dennis H. James | Director | 10-K, 2026-03-12 |
| Joann G. Jones | Director | 10-K, 2026-03-12 |
| Mack F. Mattingly | Director | 10-K, 2026-03-12 |
What Atlanticus Holdings Corp does
A general discussion of our business follows.com . Information contained on or available through our website is not incorporated by reference in this Report.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 15.3 million (as of November 3, 2026) | 10-Q, November 5, 2026 |
|---|---|---|
| Public float | $292M (as of June 30, 2025) | 10-K, March 12, 2026 |
| Reportable segments | 1 (period ending September 30, 2026) | 10-Q, November 5, 2026 |
| Latest proxy statement | Meeting May 7, 2026 (filed April 10, 2026) | DEF 14A, April 10, 2026 |
| Auditor | Deloitte & Touche LLP (Atlanta, GA) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| July 1, 2026 | David G. Hanna Executive Chairman | Sale | 25,000 | $2.6M | Form 4, July 1, 2026 |
| June 30, 2026 | William McCamey Chief Financial Officer | Sale | 10,000 | $1.0M | Form 4, July 2, 2026 |
| June 30, 2026 | Jeffrey A. Howard President & CEO | Sale | 10,000 | $1.0M | Form 4, July 2, 2026 |
| June 29, 2026 | Mitchell Saunders Chief Accounting Officer | Sale | 10,000 | $1.0M | Form 4, July 1, 2026 |
| June 26, 2026 | William McCamey Chief Financial Officer | Sale | 10,000 | $1.1M | Form 4, June 26, 2026 |
| June 26, 2026 | Jeffrey A. Howard President & CEO | Sale | 10,000 | $1.1M | Form 4, June 26, 2026 |
| January 13, 2026 | Deal W. Hudson Director | Sale | 1,675 | $100K | Form 4, January 14, 2026 |
| August 13, 2025 | Deal W. Hudson Director | Sale | 2,000 | $125K | Form 4, August 15, 2025 |
Recent 8-K events
- 8-K filed 2026-10-06
- Item 8.01 Other events
- 8-K filed 2026-09-17
- Item 8.01 Other events
- 8-K filed 2026-05-13
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2025-09-17
- Item 1.01 Entry into a material definitive agreement
- Item 7.01 Regulation FD disclosure
- 8-K filed 2025-08-20
- Item 1.01 Entry into a material definitive agreement
- Item 2.03 Creation of a direct financial obligation
- 8-K filed 2025-05-13
- Item 5.07 Submission of matters to a vote of security holders
- 8-K filed 2024-08-26
- Item 1.01 Entry into a material definitive agreement
- Item 2.03 Creation of a direct financial obligation
- 8-K filed 2024-07-29
- Item 1.01 Entry into a material definitive agreement
- Item 2.03 Creation of a direct financial obligation
- Item 8.01 Other events
- 8-K filed 2024-07-23
- Item 2.02 Results of operations and financial condition (earnings release)
- Item 7.01 Regulation FD disclosure
- Item 8.01 Other events
- 8-K filed 2024-05-13
- Item 5.07 Submission of matters to a vote of security holders
Frequently asked questions about Atlanticus Holdings Corp
- What does Atlanticus Holdings Corp do?
- In its own words, from Item 1 of its 10-K: "A general discussion of our business follows.com . Information contained on or available through our website is not incorporated by reference in this Report."
- What is Atlanticus Holdings Corp's revenue?
- $2.0B for the fiscal year ending December 31, 2025, from its 10-K filed March 12, 2026.
- Is Atlanticus Holdings Corp profitable?
- Atlanticus Holdings Corp reported net income of $122M for the fiscal year ending December 31, 2025.
- How many employees does Atlanticus Holdings Corp have?
- About 576 as of December 31, 2025, as stated in its annual report.
- Who is the CEO of Atlanticus Holdings Corp?
- Jeffrey A. Howard, President & CEO, as named in a 4 filed July 2, 2026.
- Who is the CFO of Atlanticus Holdings Corp?
- William McCamey, Chief Financial Officer, as named in a 4 filed July 2, 2026.
- Where is Atlanticus Holdings Corp headquartered?
- Atlanta, GA.
- What is Atlanticus Holdings Corp's stock ticker?
- ATLC, ATLCL, ATLCP, ATLCZ on Nasdaq.
- What industry is Atlanticus Holdings Corp in?
- Personal Credit Institutions, SIC code 6141.
- What is Atlanticus Holdings Corp's website?
- atlanticus.com.
- When does Atlanticus Holdings Corp report earnings next?
- November 9, 2026. Source: pg_earnings_events.
- Is Atlanticus Holdings Corp a public company?
- Yes. Atlanticus Holdings Corp files with the SEC under CIK 0001464343 and trades as ATLC.
- Who audits Atlanticus Holdings Corp?
- Deloitte & Touche LLP, Atlanta, GA, as named in its latest annual report (10-K).
- How many shares of Atlanticus Holdings Corp are outstanding?
- 15.3 million shares as of November 3, 2026, from its 10-Q filed November 5, 2026.
- What is Atlanticus Holdings Corp's public float?
- $292M as of June 30, 2025, as reported on the cover of its 10-K filed March 12, 2026.
- How many business segments does Atlanticus Holdings Corp report?
- 1 reportable segment for the period ending September 30, 2026, from its 10-Q filed November 5, 2026.
- When is Atlanticus Holdings Corp's annual shareholder meeting?
- May 7, 2026, per its proxy statement (DEF 14A) filed April 10, 2026.
- Have Atlanticus Holdings Corp insiders traded stock recently?
- Since August 13, 2025, officers and directors reported 8 open-market sales worth about $8.1M and 0 purchases on Forms 4 and 5. The most recent: David G. Hanna (Executive Chairman) sold 25,000 shares on July 1, 2026.