Our loyalty redemption capabilities remain a strength and offer a full spectrum of content, including Apple products and other merchandise, travel and gift cards.

Aug 10, 2023 / CEO / receipt, needs a key / Gavin Michael, CEO | earnings call 2023-08-10 | transcript 2a0477c6-eb4a-46a3-a285-e443197b23b9 | chars 4261-4423 | segment 4

The first quarter is typically seasonally strong for travel bookings, which is reflected in the significant increase you saw in air travel volume. However, this was partially offset by lower hotel and car booking volumes, which have remained under pressure since the latter half of 2022.

May 11, 2023 / CEO / receipt, needs a key / Gavin Michael, CEO | earnings call 2023-05-11 | transcript 6bd65a69-fdc9-4ea7-a999-b82df66be531 | chars 16789-17076 | segment 16

Expense management and discipline will continue to be an important theme for 2023.

Mar 9, 2023 / CEO / receipt, needs a key / Gavin Michael, CEO | earnings call 2023-03-09 | transcript af369e94-3feb-4e44-822b-6153932f41a6 | chars 16789-16871 | segment 17

Our services span from buy, sell, hold crypto, significantly further scaled with the addition of Apex crypto, to our loyalty solutions, which offer access to merchandise, travel, and Apple products. fully customizable by our partners.

Nov 10, 2022 / CEO / receipt, needs a key / Gavin Michael, CEO | earnings call 2022-11-10 | transcript 5bac671d-4c9c-4565-849a-7873837ea07b | chars 3663-3897 | segment 3

Beyond crypto, we're seeing the impact of summer travel supply constraints reduce opportunities for consumers to redeem their royalty points for travel experiences like flights.

Aug 11, 2022 / CEO / receipt, needs a key / Gavin Michael, CEO | earnings call 2022-08-11 | transcript 1172915e-da39-4906-a9b2-9d11c72a76e8 | chars 3607-3784 | segment 3

Consumers can access a full spectrum of travel and experiences, Apple and other merchandise and gift cards through our developed storefronts.

Feb 10, 2022 / CEO / receipt, needs a key / Gavin Michael, CEO | earnings call 2022-02-10 | transcript a49c12c1-7b44-44c4-b7ce-eaed6e6ffc54 | chars 7606-7747 | segment 7

And we continue to enhance our travel capabilities with more self-serve opportunities to make transacting with us through our partners even easier and to reduce the costs for our partners.

Feb 10, 2022 / CEO / receipt, needs a key / Gavin Michael, CEO | earnings call 2022-02-10 | transcript a49c12c1-7b44-44c4-b7ce-eaed6e6ffc54 | chars 17872-18060 | segment 18

We have innovative and unique ways to support redemption options where customers can convert rewards into merchandise, unique experience, hotel stays, or travel.

Nov 12, 2021 / CEO / receipt, needs a key / Gavin Michael, CEO | earnings call 2021-11-12 | transcript 042e572a-b16a-4015-8d2c-47c0725c1857 | chars 19293-19454 | segment 20

In the last 12 months, we've had over 12 million visitors to our loyalty redemption services, and it's driven approximately 500 million in annual redemption volume, notable given the return to travel we've seen through 2021.

Nov 12, 2021 / CEO / receipt, needs a key / Gavin Michael, CEO | earnings call 2021-11-12 | transcript 042e572a-b16a-4015-8d2c-47c0725c1857 | chars 20006-20230 | segment 20