As a result of efficiencies gained from operational excellence initiatives, Along with disciplined expense management and prudent investments, we expect to generate nominal full-year positive operating leverage in 2025, excluding portfolio sales and the pre-tax impact from our repurchase convertible notes.

Apr 24, 2025 / CFO / receipt, needs a key / Perry Biberman, CFO | earnings call 2025-04-24 | transcript c8a398e6-4a33-4340-b63b-561eeb9ba36c | chars 16165-16472 | segment 16