Capital One Financial Corp.
- COF · NYSE
- National Commercial Banks
- Mclean, VA
- 76,300 employees
- CIK 0000927628
Updated from SEC filings through
Top things to know
Executives
- Richard D. Fairbank Founder, Chairman, and Chief Executive Officer 8-K, 2026-10-20
- Andrew M. Young Chief Financial Officer 4, 2026-03-11
- Mark Daniel Mouadeb President, Card 4, 2026-08-17
- Michael Zamsky Chief Credit & Fin'l Risk Off. 4, 2026-08-11
- Timothy P. Golden SVP, Chief Accounting Officer 4, 2026-07-30
- Kaitlin Haggerty Chief Human Resources Officer 4, 2026-05-14
What leadership is saying
“The Discover integration continues to go well and we’re making good progress on delivering the expected synergies”
Earnings press release (8-K Ex. 99.1), filed October 20, 2026
Capital One Financial Corp is a U.S. public company in national commercial banks (SIC 6021), headquartered in Mclean, VA. It trades as COF on NYSE. Revenue was $53.4B in the fiscal year ending December 31, 2025, +36.6% from the year before. It reported about 76,300 employees. Richard D. Fairbank is Founder, Chairman, and Chief Executive Officer.
Five-year financials
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $53.4B 10-K, 2026-02-19 | $39.1B 10-K, 2026-02-19 | $36.8B 10-K, 2026-02-19 | $34.3B 10-K, 2025-02-20 | $30.4B 10-K, 2024-02-23 |
| Operating income | Not on file | Not on file | Not on file | Not on file | Not on file |
| SG&A | Not on file | Not on file | Not on file | Not on file | Not on file |
| Net income | $2.5B 10-K, 2026-02-19 | $4.8B 10-K, 2026-02-19 | $4.9B 10-K, 2026-02-19 | $7.4B 10-K, 2025-02-20 | $12.4B 10-K, 2024-02-23 |
Annual figures from XBRL in each company's own filings. Click a figure to open the filing. SG&A marked derived is general and administrative plus selling and marketing.
Leadership and board
| Name | Title | Source |
|---|---|---|
| Richard D. Fairbank | Founder, Chairman, and Chief Executive Officer | 8-K, 2026-10-20 |
| Andrew M. Young Chief Financial Officer at Capital One | Chief Financial Officer | 4, 2026-03-11 |
| Mark Daniel Mouadeb | President, Card | 4, 2026-08-17 |
| Michael Zamsky Chief Credit and Financial Risk Officer | Chief Credit & Fin'l Risk Off. | 4, 2026-08-11 |
| Timothy P. Golden Chief Accounting Officer at Capital One | Banking & Capital Markets Specialist | Strategic Partner to the Board & Audit Committee | Driving AI-Enabled Process A | SVP, Chief Accounting Officer | 4, 2026-07-30 |
| Kaitlin Haggerty CHRO at Capital One | Chief Human Resources Officer | 4, 2026-05-14 |
| Frank G. LaPrade III | Chief Enterprise Srvcs Officer | 4, 2026-04-09 |
| Eli Leenaars | Board member (per proxy) bio: Former Group Chief Operating Officer, Quintet Private Bank | DEF 14A, 2026-03-25 |
| Ime Archibong | Board member (per proxy) bio: Vice President, Product Management and Head of Product at Messenger, Meta | DEF 14A, 2026-03-25 |
| Peter Thomas Killalea | Board member (per proxy) bio: Former Vice President of Technology, Amazon.com | DEF 14A, 2026-03-25 |
| Suni P. Harford | Board member (per proxy) bio: Former President, UBS Asset Management | DEF 14A, 2026-03-25 |
| Neal Blinde President of Commercial Banking at Capital One | President, Commercial Banking | 4, 2026-03-11 |
| Kara West Chief Enterprise Risk Officer, Executive Committee | Chief Enterprise Risk Officer | 4, 2026-03-11 |
| Robert M. Alexander Chief Information Officer | Chief Information Officer | 4, 2026-03-11 |
| Yajnik Sanjiv | President, Financial Services | 4, 2026-03-11 |
| Celia Karam | Pres, Retail Bank | 4, 2026-09-16 |
What Capital One Financial Corp does
Capital One Financial Corporation, a Delaware corporation established in 1994 and headquartered in McLean, Virginia, is a diversified financial services holding company with banking and non-banking subsidiaries. Capital One Financial Corporation and its subsidiaries (the “Company” or “Capital One”) operate as a global payments provider and diversified financial institution, delivering a broad array of financial products and services to consumers, small businesses and commercial clients through digital channels, branch locations, cafés and other distribution channels.
Item 1. Business, 10-K for the year ending December 31, 2025
Shares and governance
| Shares outstanding | 601.5 million (as of September 30, 2026) | 10-Q, November 3, 2026 |
|---|---|---|
| Public float | $135B (as of June 30, 2025) | 10-K, February 19, 2026 |
| Reportable segments | 3 (period ending September 30, 2026) | 10-Q, November 3, 2026 |
| Latest proxy statement | Meeting May 8, 2026 (filed March 25, 2026) | DEF 14A, March 25, 2026 |
| Auditor | Ernst & Young LLP (Tysons, Virginia) | Latest 10-K |
Insider trades
Open-market buys and sales by officers and directors, from Forms 4 and 5. One row per filing.
| Date | Insider | Trade | Shares | Value | Source |
|---|---|---|---|---|---|
| November 6, 2026 | Peter E. Raskind Director | Sale | 1,681 | $339K | Form 4, November 9, 2026 |
| November 4, 2026 | Richard D. Fairbank Chairman and CEO | Sale | 90,743 | $18.6M | Form 4, November 6, 2026 |
| October 27, 2026 | Richard D. Fairbank Chairman and CEO | Sale | 90,743 | $18.4M | Form 4, October 29, 2026 |
| October 15, 2026 | Celia Karam Pres, Retail Bank | Sale | 1,927 | $377K | Form 4, October 19, 2026 |
| October 15, 2026 | Lia Dean Pres, Banking & Prem. Products | Sale | 1,887 | $370K | Form 4, October 19, 2026 |
| October 6, 2026 | Matthew W. Cooper General Counsel & Corp Secy | Sale | 3,500 | $687K | Form 4, October 7, 2026 |
| September 15, 2026 | Celia Karam Pres, Retail Bank | Sale | 2,017 | $416K | Form 4, September 16, 2026 |
| September 15, 2026 | Lia Dean Pres, Banking & Prem. Products | Sale | 2,066 | $426K | Form 4, September 16, 2026 |
Recent 8-K events
- 8-K filed 2026-10-20
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-10-20
- Item 2.02 Results of operations and financial condition (earnings release)
- 8-K filed 2026-09-15
- Item 8.01 Other events
- 8-K filed 2026-09-15
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-09-15
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-09-01
- Item 5.03 Amendments to articles or bylaws; change in fiscal year
- 8-K filed 2026-08-20
- Item 8.01 Other events
- 8-K filed 2026-08-17
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-07-21
- Item 7.01 Regulation FD disclosure
- 8-K filed 2026-07-21
- Item 2.02 Results of operations and financial condition (earnings release)
Frequently asked questions about Capital One Financial Corp
- What does Capital One Financial Corp do?
- In its own words, from Item 1 of its 10-K: "Capital One Financial Corporation, a Delaware corporation established in 1994 and headquartered in McLean, Virginia, is a diversified financial services holding company with banking and non-banking subsidiaries. Capital One Financial Corporation and its subsidiaries (the “Company” or “Capital One”) operate as a global payments provider and diversified financial institution, delivering a broad array of financial products and services to consumers, small businesses and commercial clients through digital channels, branch locations, cafés and other distribution channels."
- What is Capital One Financial Corp's revenue?
- $53.4B for the fiscal year ending December 31, 2025, from its 10-K filed February 19, 2026.
- Is Capital One Financial Corp profitable?
- Capital One Financial Corp reported net income of $2.5B for the fiscal year ending December 31, 2025.
- How many employees does Capital One Financial Corp have?
- About 76,300 as of February 19, 2026, as stated in its annual report.
- Who is the CEO of Capital One Financial Corp?
- Richard D. Fairbank, Founder, Chairman, and Chief Executive Officer, as named in a 8-K filed October 20, 2026.
- Who is the CFO of Capital One Financial Corp?
- Andrew M. Young, Chief Financial Officer, as named in a 4 filed March 11, 2026.
- Where is Capital One Financial Corp headquartered?
- Mclean, VA.
- What is Capital One Financial Corp's stock ticker?
- COF, COF-PI, COF-PJ, COF-PK, COF-PL, COF-PN on NYSE.
- What industry is Capital One Financial Corp in?
- National Commercial Banks, SIC code 6021.
- What is Capital One Financial Corp's website?
- capitalone.com. Investor relations: https://investor.capitalone.com/.
- When does Capital One Financial Corp report earnings next?
- January 19, 2027. Source: estimate_8k_pattern.
- Is Capital One Financial Corp a public company?
- Yes. Capital One Financial Corp files with the SEC under CIK 0000927628 and trades as COF.
- Who audits Capital One Financial Corp?
- Ernst & Young LLP, Tysons, Virginia, as named in its latest annual report (10-K).
- How many shares of Capital One Financial Corp are outstanding?
- 601.5 million shares as of September 30, 2026, from its 10-Q filed November 3, 2026.
- What is Capital One Financial Corp's public float?
- $135B as of June 30, 2025, as reported on the cover of its 10-K filed February 19, 2026.
- How many business segments does Capital One Financial Corp report?
- 3 reportable segments for the period ending September 30, 2026, from its 10-Q filed November 3, 2026.
- When is Capital One Financial Corp's annual shareholder meeting?
- May 8, 2026, per its proxy statement (DEF 14A) filed March 25, 2026.
- Have Capital One Financial Corp insiders traded stock recently?
- Since July 23, 2025, officers and directors reported 52 open-market sales worth about $133M and 0 purchases on Forms 4 and 5. The most recent: Peter E. Raskind (Director) sold 1,681 shares on November 6, 2026.