Lastly, I would like to briefly address corporate-level performance, which demonstrated a significant decrease in expenses compared to the same quarter last year. This cost reduction reflects ongoing efforts in expense management and underscores the progress achieved through our operational excellence pillar as part of the Pathway to Thrive strategy.

Feb 20, 2026 / CEO / receipt, needs a key / Denise Dignam, CEO | earnings call 2026-02-20 | transcript 98424d54-1a5b-4c0c-b45f-5b88e247cba1 | chars 8791-9143 | segment 8