Spending for travel and restaurants remains steady and above pre-pandemic levels, while credit card and home equity line utilization are still well below pre-pandemic levels.

Oct 19, 2022 / CFO / receipt, needs a key / John Woods, CFO | earnings call 2022-10-19 | transcript 6ec300f8-e27f-4690-bc63-3e44f8b54b18 | chars 13102-13276 | segment 13

On slide 8, expenses were well controlled, up 1% length quarter, as good expense discipline and the benefit of efficiency initiatives largely offset higher operational and travel costs.

Oct 20, 2021 / CFO / receipt, needs a key / John Woods, CFO | earnings call 2021-10-20 | transcript 2f1e34d7-0eeb-4205-8087-10c5317b1c80 | chars 9868-10053 | segment 10