The quarter's consequential growth in revenue and pre-tax, pre-revision income, driven by a third consecutive quarter of expanded net interest and margin, fee income growth, as well as prudent expense management.

Jul 25, 2024 / receipt, needs a key / Thomas Prane, CFO and President | earnings call 2024-07-25 | transcript 1299ed61-4ebc-400b-8a5c-4b84e94f19e8 | chars 2720-2932 | segment 2

And so, you know, obviously expense management is, you know, really on our radar. The biggest piece there being, you know, the headcount. uh piece of that and we've seen good progress there um you know as we go into next year and our budgeting and our discussions you know we've we've talked a lot about you know we got to manage the inflation costs on our current team uh that we have in place relative to overall expenses and find ways uh to continue to improve that um and manage that, I think you'll see expenses flatten out, and then we'll look to continue to maintain a, when they start going back up, because they will at some point, right? You'll see low single digit type increases, except if we have the opportunity to generate revenue, And so, you know, we're really focused on that net non-interest expense to average assets, which Derek mentioned that we drove down from, you know, I think it actually at one point peaked a little over two to under, you know, to like 142 on an operating basis.

Oct 26, 2023 / receipt, needs a key / Heath, other | earnings call 2023-10-26 | transcript 10ded37d-34d5-48f7-bf91-012cc493a37e | chars 22784-23791 | segment 23

You know, reducing controllable expenses, business development, travel, those kind of things.

Jan 27, 2023 / receipt, needs a key / Heath Foundon, CEO | earnings call 2023-01-27 | transcript 33759222-0c30-4282-a7fb-5c92368a2d12 | chars 8484-8577 | segment 8