Other expenses were up due to an increase in insurance costs, including larger FDIC insurance expenses. higher professional fees, business development, travel, and marketing expenses, along with incremental expenses associated with operating an expanded franchise subsequent to the Elmira acquisition in the second quarter of 2022.

Apr 25, 2023 / receipt, needs a key / Joseph Soteras, CFO | earnings call 2023-04-25 | transcript f4d52763-b514-4cf5-b460-d88a9bbe9908 | chars 9183-9514 | segment 9

Other expenses were up $3.4 million or 31.7% due to the acquisitions and general increase in the level of business activities between the periods, including business development, marketing expenses, and travel-related expenses.

Jan 24, 2023 / receipt, needs a key / Joseph Suteris, CFO | earnings call 2023-01-24 | transcript 36f20b6e-e498-4265-85df-04b35b15538a | chars 9804-10031 | segment 9

So, Chris, just as a matter of kind of a backdrop, if we look at the third quarter of 21, the fourth quarter of 21, and the first quarter of 22, and take kind of a simple average of the operating expenses for the company in those three quarters, just about $100 million, the expectation for the quarterly run rate on Elmira is about $3 million. You know, that's the expectation based on what we had announced. Now, with that said, we... also signaled that we thought, you know, I'll call it the core expenses were going to increase at a little more rapid or a little higher level than they have in the past just because of various inflationary pressures. And for that matter, you know, business activity has kind of come back to kind of normal activity levels. So we're kind of on the back end of the pandemic. People are traveling again. They're going out and meeting customers. There's just more general activities. So, you know, our expectation was that kind of - call it that 3% to 5% organic or growth rate in expenses is what the expectation is on a going forward basis.

Jul 25, 2022 / receipt, needs a key / Joe, other | earnings call 2022-07-25 | transcript 45b58539-62f1-45cf-82cf-5973bc46c053 | chars 34506-35582 | segment 34

Other expenses were up due to a general increase in the level of business activities, including increases in business development and marketing expenses, insurance, professional fees, and travel-related expenses.

Apr 25, 2022 / receipt, needs a key / Joseph Sotiris, CFO | earnings call 2022-04-25 | transcript 93cd77f5-7374-4309-b11d-a90759332418 | chars 11865-12077 | segment 11

Other expenses were down through the general decrease in the level of business activities as a result of the COVID-19 pandemic, including travel and entertainment, marketing, and business development expenses.

Jan 25, 2021 / receipt, needs a key / Joseph Sitaris, CFO | earnings call 2021-01-25 | transcript f65ea2b2-c12b-4af0-84af-e428061dc9b5 | chars 10919-11128 | segment 11

You know, virtually all the travel, if you will, and a lot of our, I should say, employee travel, and those costs came down significantly, as did our business development and marketing expenses.

Jul 27, 2020 / receipt, needs a key / Joe Sotiris, CFO | earnings call 2020-07-27 | transcript 1817f23e-0679-4888-abd0-3653c7a3786a | chars 47676-47870 | segment 47