As you've seen for some time now, with the notable exception of summer travel, discretionary purchases have been down almost across the board.

Oct 5, 2023 / CEO / receipt, needs a key / Sean Connolly, CEO | earnings call 2023-10-05 | transcript be5e3777-cbde-4ef8-8228-d5f6001bbb20 | chars 3783-3925 | segment 3

There are several potential reasons as to why including this summer being more travel intensive than last year.

Jul 13, 2023 / CEO / receipt, needs a key / Sean Connolly, CEO | earnings call 2023-07-13 | transcript 4d814d80-fea0-414c-a292-ad720ff8825c | chars 9405-9516 | segment 9