Direct merger-related expenses were $ 0.0 and $ 0.1 million, and restructuring charges were $ 0.1 million and $ 2.1 million for the same periods.

filing / Aug 4, 2026 / receipt

The pro forma amounts below do not reflect the Company's expectations as of the date of the pro forma information of further operating cost savings and other business synergies expected to be achieved, including revenue growth as a result of the merger.

filing / Aug 4, 2026 / receipt

Similarly, the $18.2 million decrease in noninterest expenses was driven by $30.7 million in merger and restructuring charges recognized in the prior-year period, partially offset by the inclusion of ongoing FLIC operating expenses in the current period.

filing / Aug 4, 2026 / receipt

Additionally, the effective tax rate was impacted by higher state and local tax apportionment factors resulting from our expanded presence in New York following the merger.

filing / Aug 4, 2026 / receipt

The effective tax rate also reflects higher state and local tax apportionment factors resulting from our expanded presence in New York following the FLIC merger.

filing / Aug 4, 2026 / receipt

These costs consisted of $ 0.1 million in direct merger-related expenses and $ 2.0 million in restructuring charges. These amounts were expensed as incurred and are recorded within "Merger Expenses and Restructuring Charges" in the Company’s Consolidated Statements of Income.

filing / May 5, 2026 / receipt

The pro forma amounts below do not reflect the Company's expectations as of the date of the pro forma information of further operating cost savings and other business synergies expected to be achieved, including revenue growth as a result of the merger.

filing / May 5, 2026 / receipt

Additionally, noninterest expenses for the first quarter of 2026 included $2.1 million in merger expenses and restructuring charges, compared to $1.3 million in the prior-year period.

filing / May 5, 2026 / receipt

The increase in income tax expense and the effective tax rate was primarily due to higher pre-tax income and changes in state and local tax apportionment factors resulting from our expanded presence in New York following the FLIC merger.

filing / May 5, 2026 / receipt